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    1. Credit Cards

    Explore credit cards

    Find a card that rewards the way you spend everyday - travel, cash back, or Scene+ points.

    Special offers

    OFFER SPOTLIGHT

    Earn up to $1,100^

    in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.**

    AmexGoldCardEN.png

    Apply now See if it's right for you

    SHELL OFFER

    Hit the road and get up to 10¢/ L in value at Shell

    Link your card to your Shell Go+ account today to take advantage of this exclusive offer.

    tri-Sco_FuelingMoreTogether_Lockup_145.png

    Learn more

    Featured credit cards. Take your pick.

    Filter by category:

    1. All (17)
    2. Travel and lifestyle (5)
    3. Cash back (4)
    4. Scene+ (6)
    5. No annual fee (4)
    6. Low interest (1)
    7. Students (5)
    Travel | Lifestyle

    Scotiabank Passport® Visa Infinite +* Card

    Special offer

    Earn up to $1,350Δ in first year welcome offers, rewards and savings*, including up to 45,000 bonus Scene+ points.♢ Browse offer details

    About the offer

    Get up to 45,000 bonus Scene+ points  - that’s up to $450 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Passport Visa Infinite + credit card account between November 2, 2026, and January 3, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 15,000 bonus Scene+ points

    Spend at least $3,000 on eligible purchases in your first 3 months.

     

    Then, get 20,000 more bonus Scene+ points

    Spend at least $10,000 on eligible purchases in your first 6 months.

     

    Plus, earn 10,000 bonus Scene+ points every year

    Spend at least $40,000 on eligible purchases each year.

     

    When you’ll get your bonus points

    You’ll get your bonus points about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,4

    Annual fee
    $150 /year

    Waived with an eligible bank account

    tooltip pointer

    If you have an Ultimate Package chequing account, you can receive a rebate of the yearly annual fee for your Scotiabank Passport® Visa Infinite +* Card. Conditions apply.2

    If you have a Preferred Package chequing account, you can receive a $40 rebate on the yearly annual fee for your Scotiabank Passport® Visa Infinite +* Card. Conditions apply.3

    Minimum credit limit
    $5,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    tooltip pointer
    for the first card

    $50/year for each additional card

    You can apply if: 

    You have a minimum income of $60,000 - $80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management. We use your application to help identify the card that’s right for you.

    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Visa Infinite +* Card

    Special offer

    Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.1

    Browse offer details

    About the offer

    Get 10% cash back for your first 3 months on the first $2,000 in purchases — that’s up to $200 back. Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (plus a 2% fee per cash advance), and no annual fee in the first year, including on additional cards.

     

    Who is eligible

    Open a new Scotia Momentum Visa Infinite + credit card account between November 2, 2026, and April 30, 2027.

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    When you’ll get your cash back

    Your bonus cash back will be ready to redeem to your account about 5 months after you open it. Your regular cash back can be redeemed anytime, as long as you redeem at least $25 each time.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,2,3

    Annual fee
    $120 /year

    First-year annual fee waived with special offer

    Minimum credit limit
    $5,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $50 /year
    tooltip pointer
    First-year annual fee waived with special offer
    You can apply if: 

    You have a minimum income of $60,000 -$80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management. We use your application to help identify the card that’s right for you.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Gold American Express® Card

    Special offer

    Earn up to $1,100^ in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.**  Browse offer details

    About the offer

    Get up to 65,000 bonus Scene+ points - that’s up to $650 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Gold American Express credit card account between November 2, 2026, and January 3, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 40,000 bonus Scene+ points

    Spend at least $2,000 on eligible purchases in your first 3 months.

     

    Then, get 25,000 more bonus Scene+ points

    Spend at least $7,500 on eligible purchases in your first 12 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions** for all the details.

    Your card at a glance 2,3,4,14 

    Annual fee
    $120 /year

    Waived with an eligible bank account

    tooltip pointer

    Open an Ultimate Package chequing account and waive the ongoing annual fee for your Scotiabank Gold American Express Card.3

    Open a Preferred Package chequing account and waive the first year annual fee on a Scotiabank Gold American Express Card.4

    Minimum credit limit
    $5,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $29 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    SCENE+

    Scotiabank® Scene+™  Visa* Card

    Special offer

    Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1 Browse offer details

    About the offer

    Get up to 10,000 bonus Scene+ points - that’s up to $100 you can redeem toward groceries, dining, entertainment, travel, and more.

     

    Who is eligible

    Open a new Scotiabank Scene+ Visa credit card account between November 2, 2026, and April 30, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $500 on eligible purchases in your first 3 months.

     

    Then, get 7,500 more bonus Scene+ points

    Spend at least $1,500 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Visa* Card

    Special offer

    Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1

    Your card at a glance 2,3

    Annual fee
    $49 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $15 /year
    Apply now
    Compare
    See if it's right for you
    No annual fee

    Scotia Momentum® No-Fee Visa* Card

    Special offer

    Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1

    About the offer

    To qualify, open a new Scotia Momentum® No Fee* credit card account between October 31, 2025 and April 30, 2026.  

     

    For your first three months, you’ll get 5% Cash Back on up to $2,000 in eligible purchases.  

     

    You’ll receive your Cash Back in two ways: 

    • Your bonus Cash Back can be redeemed to your account about 4 months from the account open date 
    • Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2,3

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank American Express® Card

    Special offer

    Earn up to 5,000 bonus Scene+ points within your first 3 months. That’s up to $50 in value that you can redeem on travel.4  Browse offer details

    About the offer

    Get up to 5,000 bonus Scene+ points - that’s up to $50 toward travel.

     

    Who is eligible

    Open a new Scotiabank American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $250 on eligible purchases in your first 3 months.

     

    Then, get 2,500 more bonus Scene+ points

    Spend at least $1,000 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions4 for all the details.

    Your card at a glance 5,12

    Annual fee
    $0 /year
    Minimum credit limit
    $1,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Platinum American Express® Card

    Special offer

    Earn up to $2,800* in value in the first 14 months, including up to 80,0001 bonus Scene+ points.4  Browse offer details

    About the offer

    Get up to 80,000 bonus Scene+ points - that’s up to $800 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Platinum American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 45,000 bonus Scene+ points

    Spend at least $5,000 on eligible purchases in your first 6 months.
     

    Then, get 25,000 more bonus Scene+ points

    Spend at least $10,000 on eligible purchases in your first 12 months.
     

    Plus, get 10,000 more bonus Scene+ points

    Make at least one eligible purchase during the 14th month after you open your account.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the 45,000-point and 25,000-point bonuses will be credited to the Scene+ account linked to the Account of the borrower who completes the last transaction needed to meet the applicable qualifying spend requirement. The 10,000-point bonus will be credited to the Scene+ account linked to the Account of the borrower who completes the first eligible purchase during the 14th month after the month the Account was opened. If any applicable qualifying transaction is completed by a supplementary cardholder, the bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.
     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 5,10

    Annual fee
    $399 /year
    Minimum credit limit
    $10,000
    Purchase interest rate
    9.99%
    Cash advance rate
    9.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $99 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Passport® Visa Infinite Privilege* Card

    Special offer
    Earn up to 80,000 bonus Scene+ points within your first 14 months‡. Browse offer details

    About the offer

    Get up to 80,000 bonus Scene+ points - that’s up to $800 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Passport Visa Infinite Privilege credit card account between November 2, 2026, and January 3, 2027.  

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 40,000 bonus Scene+ points

    Spend at least $3,000 on eligible purchases in your first 3 months.

     

    Then, get 30,000 more bonus Scene+ points

    Spend at least $20,000 on eligible purchases in your first 6 months.

     

    Plus, earn 10,000 bonus Scene+ points

    Make at least one eligible purchase during the 14th month after you open your account.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the 40,000-point and 30,000-point bonuses will be credited to the Scene+ account linked to the Account of the borrower who completes the last transaction needed to meet the applicable qualifying spend requirement. The 10,000-point bonus will be credited to the Scene+ account linked to the Account of the borrower who completes the first eligible purchase during the 14th month after the month the Account was opened. If any applicable qualifying transaction is completed by a supplementary cardholder, the bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,2,3

    Annual fee
    $599 /year

    Enjoy a $150 annual fee reduction with an Ultimate Package chequing account.

    Minimum credit limit
    $10,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $199 /year
    You can apply if: 

    You have a minimum personal income of $150,000 per year, a minimum household income of $200,000, or a minimum of $400,000 assets under management.

    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Mastercard* credit card

    Special offer

    Get a 7.99% introductory rate on purchases for the first 6 months (20.99% applies after that; $0 annual fee).2

    Your card at a glance

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Apply now
    Compare
    See if it's right for you
    Shopping Coverage

    Scotiabank® U.S. Dollar Visa* Card

    Your card at a glance 1,2

    Annual fee
    $35 USD/year
    Minimum credit limit
    $500 USD
    Purchase interest rate
    19.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 USD/year
    Apply now
    Compare
    See if it's right for you
    Low Interest

    Scotiabank Value® Visa* Card

    Special offer

    0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1

    Your card at a glance 1,2,3

    Annual fee
    $29 /year

    First-year fee is waived with special offer

    Minimum credit limit
    $500
    Purchase interest rate
    13.99%
    Cash advance rate
    13.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotiabank® Scene+™ Visa* Card (for students)

    Special offer

    Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1 Browse offer details

    About the offer

    Get up to 10,000 bonus Scene+ points - that’s up to $100 you can redeem toward groceries, dining, entertainment, travel, and more.

     

    Who is eligible

    Open a new Scotiabank Scene+ Visa credit card account between November 2, 2026, and April 30, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $500 on eligible purchases in your first 3 months.

     

    Then, get 7,500 more bonus Scene+ points

    Spend at least $1,500 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotiabank Value®  Visa* Card (for students) 

    Special offer

    0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1

    Your card at a glance 1,2,3

    Annual fee
    $29 /year

    First-year fee is waived with special offer

    Minimum credit limit
    $500
    Purchase interest rate
    13.99%
    Cash advance rate
    13.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotia Momentum® Visa* Card (for students)

    Special offer
    Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1

    Your card at a glance 2,3

    Annual fee
    $49 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $15 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotia Momentum® No-Fee Visa* Card (for students)

    Special offer

    Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1

    About the offer

    To qualify, open a new Scotia Momentum® No-Fee Visa* credit card account between October 31, 2025 and April 30, 2026.  

     

    For your first three months, you’ll get 5% Cash Back on up to $2,000 in eligible purchases.  

     

    You’ll receive your Cash Back in two ways: 

    • Your bonus Cash Back can be redeemed to your account about 4 months from the account open date 
    • Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 

    Additional conditions apply, check out the Terms & Conditions for all the details.1

    Your card at a glance 3,4

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank American Express®  Card (for students)

    Special offer

    Earn up to 5,000 bonus Scene+ points within your first 3 months. That’s up to $50 in value that you can redeem on travel.4 Browse offer details

    About the offer

    Get up to 5,000 bonus Scene+ points - that’s up to $50 toward travel.

     

    Who is eligible

    Open a new Scotiabank American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $250 on eligible purchases in your first 3 months.

     

    Then, get 2,500 more bonus Scene+ points

    Spend at least $1,000 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions4 for all the details.

    Your card at a glance 5,12

    Annual fee
    $0 /year
    Minimum credit limit
    $1,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Passport® Visa Infinite +* Card

    Special offer

    Earn up to $1,350Δ in first year welcome offers, rewards and savings*, including up to 45,000 bonus Scene+ points.♢ Browse offer details

    About the offer

    Get up to 45,000 bonus Scene+ points  - that’s up to $450 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Passport Visa Infinite + credit card account between November 2, 2026, and January 3, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 15,000 bonus Scene+ points

    Spend at least $3,000 on eligible purchases in your first 3 months.

     

    Then, get 20,000 more bonus Scene+ points

    Spend at least $10,000 on eligible purchases in your first 6 months.

     

    Plus, earn 10,000 bonus Scene+ points every year

    Spend at least $40,000 on eligible purchases each year.

     

    When you’ll get your bonus points

    You’ll get your bonus points about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,4

    Annual fee
    $150 /year

    Waived with an eligible bank account

    tooltip pointer

    If you have an Ultimate Package chequing account, you can receive a rebate of the yearly annual fee for your Scotiabank Passport® Visa Infinite +* Card. Conditions apply.2

    If you have a Preferred Package chequing account, you can receive a $40 rebate on the yearly annual fee for your Scotiabank Passport® Visa Infinite +* Card. Conditions apply.3

    Minimum credit limit
    $5,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    tooltip pointer
    for the first card

    $50/year for each additional card

    You can apply if: 

    You have a minimum income of $60,000 - $80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management. We use your application to help identify the card that’s right for you.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Gold American Express® Card

    Special offer

    Earn up to $1,100^ in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.**  Browse offer details

    About the offer

    Get up to 65,000 bonus Scene+ points - that’s up to $650 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Gold American Express credit card account between November 2, 2026, and January 3, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 40,000 bonus Scene+ points

    Spend at least $2,000 on eligible purchases in your first 3 months.

     

    Then, get 25,000 more bonus Scene+ points

    Spend at least $7,500 on eligible purchases in your first 12 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions** for all the details.

    Your card at a glance 2,3,4,14 

    Annual fee
    $120 /year

    Waived with an eligible bank account

    tooltip pointer

    Open an Ultimate Package chequing account and waive the ongoing annual fee for your Scotiabank Gold American Express Card.3

    Open a Preferred Package chequing account and waive the first year annual fee on a Scotiabank Gold American Express Card.4

    Minimum credit limit
    $5,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $29 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank American Express® Card

    Special offer

    Earn up to 5,000 bonus Scene+ points within your first 3 months. That’s up to $50 in value that you can redeem on travel.4  Browse offer details

    About the offer

    Get up to 5,000 bonus Scene+ points - that’s up to $50 toward travel.

     

    Who is eligible

    Open a new Scotiabank American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $250 on eligible purchases in your first 3 months.

     

    Then, get 2,500 more bonus Scene+ points

    Spend at least $1,000 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions4 for all the details.

    Your card at a glance 5,12

    Annual fee
    $0 /year
    Minimum credit limit
    $1,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Platinum American Express® Card

    Special offer

    Earn up to $2,800* in value in the first 14 months, including up to 80,0001 bonus Scene+ points.4  Browse offer details

    About the offer

    Get up to 80,000 bonus Scene+ points - that’s up to $800 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Platinum American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 45,000 bonus Scene+ points

    Spend at least $5,000 on eligible purchases in your first 6 months.
     

    Then, get 25,000 more bonus Scene+ points

    Spend at least $10,000 on eligible purchases in your first 12 months.
     

    Plus, get 10,000 more bonus Scene+ points

    Make at least one eligible purchase during the 14th month after you open your account.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the 45,000-point and 25,000-point bonuses will be credited to the Scene+ account linked to the Account of the borrower who completes the last transaction needed to meet the applicable qualifying spend requirement. The 10,000-point bonus will be credited to the Scene+ account linked to the Account of the borrower who completes the first eligible purchase during the 14th month after the month the Account was opened. If any applicable qualifying transaction is completed by a supplementary cardholder, the bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.
     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 5,10

    Annual fee
    $399 /year
    Minimum credit limit
    $10,000
    Purchase interest rate
    9.99%
    Cash advance rate
    9.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $99 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Passport® Visa Infinite Privilege* Card

    Special offer
    Earn up to 80,000 bonus Scene+ points within your first 14 months‡. Browse offer details

    About the offer

    Get up to 80,000 bonus Scene+ points - that’s up to $800 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Passport Visa Infinite Privilege credit card account between November 2, 2026, and January 3, 2027.  

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 40,000 bonus Scene+ points

    Spend at least $3,000 on eligible purchases in your first 3 months.

     

    Then, get 30,000 more bonus Scene+ points

    Spend at least $20,000 on eligible purchases in your first 6 months.

     

    Plus, earn 10,000 bonus Scene+ points

    Make at least one eligible purchase during the 14th month after you open your account.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the 40,000-point and 30,000-point bonuses will be credited to the Scene+ account linked to the Account of the borrower who completes the last transaction needed to meet the applicable qualifying spend requirement. The 10,000-point bonus will be credited to the Scene+ account linked to the Account of the borrower who completes the first eligible purchase during the 14th month after the month the Account was opened. If any applicable qualifying transaction is completed by a supplementary cardholder, the bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,2,3

    Annual fee
    $599 /year

    Enjoy a $150 annual fee reduction with an Ultimate Package chequing account.

    Minimum credit limit
    $10,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $199 /year
    You can apply if: 

    You have a minimum personal income of $150,000 per year, a minimum household income of $200,000, or a minimum of $400,000 assets under management.

    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Visa Infinite +* Card

    Special offer

    Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.1

    Browse offer details

    About the offer

    Get 10% cash back for your first 3 months on the first $2,000 in purchases — that’s up to $200 back. Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (plus a 2% fee per cash advance), and no annual fee in the first year, including on additional cards.

     

    Who is eligible

    Open a new Scotia Momentum Visa Infinite + credit card account between November 2, 2026, and April 30, 2027.

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    When you’ll get your cash back

    Your bonus cash back will be ready to redeem to your account about 5 months after you open it. Your regular cash back can be redeemed anytime, as long as you redeem at least $25 each time.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,2,3

    Annual fee
    $120 /year

    First-year annual fee waived with special offer

    Minimum credit limit
    $5,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $50 /year
    tooltip pointer
    First-year annual fee waived with special offer
    You can apply if: 

    You have a minimum income of $60,000 -$80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management. We use your application to help identify the card that’s right for you.

    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Visa* Card

    Special offer

    Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1

    Your card at a glance 2,3

    Annual fee
    $49 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $15 /year
    Apply now
    Compare
    See if it's right for you
    No annual fee

    Scotia Momentum® No-Fee Visa* Card

    Special offer

    Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1

    About the offer

    To qualify, open a new Scotia Momentum® No Fee* credit card account between October 31, 2025 and April 30, 2026.  

     

    For your first three months, you’ll get 5% Cash Back on up to $2,000 in eligible purchases.  

     

    You’ll receive your Cash Back in two ways: 

    • Your bonus Cash Back can be redeemed to your account about 4 months from the account open date 
    • Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2,3

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Mastercard* credit card

    Special offer

    Get a 7.99% introductory rate on purchases for the first 6 months (20.99% applies after that; $0 annual fee).2

    Your card at a glance

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Passport® Visa Infinite +* Card

    Special offer

    Earn up to $1,350Δ in first year welcome offers, rewards and savings*, including up to 45,000 bonus Scene+ points.♢ Browse offer details

    About the offer

    Get up to 45,000 bonus Scene+ points  - that’s up to $450 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Passport Visa Infinite + credit card account between November 2, 2026, and January 3, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 15,000 bonus Scene+ points

    Spend at least $3,000 on eligible purchases in your first 3 months.

     

    Then, get 20,000 more bonus Scene+ points

    Spend at least $10,000 on eligible purchases in your first 6 months.

     

    Plus, earn 10,000 bonus Scene+ points every year

    Spend at least $40,000 on eligible purchases each year.

     

    When you’ll get your bonus points

    You’ll get your bonus points about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,4

    Annual fee
    $150 /year

    Waived with an eligible bank account

    tooltip pointer

    If you have an Ultimate Package chequing account, you can receive a rebate of the yearly annual fee for your Scotiabank Passport® Visa Infinite +* Card. Conditions apply.2

    If you have a Preferred Package chequing account, you can receive a $40 rebate on the yearly annual fee for your Scotiabank Passport® Visa Infinite +* Card. Conditions apply.3

    Minimum credit limit
    $5,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    tooltip pointer
    for the first card

    $50/year for each additional card

    You can apply if: 

    You have a minimum income of $60,000 - $80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management. We use your application to help identify the card that’s right for you.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Gold American Express® Card

    Special offer

    Earn up to $1,100^ in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.**  Browse offer details

    About the offer

    Get up to 65,000 bonus Scene+ points - that’s up to $650 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Gold American Express credit card account between November 2, 2026, and January 3, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 40,000 bonus Scene+ points

    Spend at least $2,000 on eligible purchases in your first 3 months.

     

    Then, get 25,000 more bonus Scene+ points

    Spend at least $7,500 on eligible purchases in your first 12 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions** for all the details.

    Your card at a glance 2,3,4,14 

    Annual fee
    $120 /year

    Waived with an eligible bank account

    tooltip pointer

    Open an Ultimate Package chequing account and waive the ongoing annual fee for your Scotiabank Gold American Express Card.3

    Open a Preferred Package chequing account and waive the first year annual fee on a Scotiabank Gold American Express Card.4

    Minimum credit limit
    $5,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $29 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    SCENE+

    Scotiabank® Scene+™  Visa* Card

    Special offer

    Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1 Browse offer details

    About the offer

    Get up to 10,000 bonus Scene+ points - that’s up to $100 you can redeem toward groceries, dining, entertainment, travel, and more.

     

    Who is eligible

    Open a new Scotiabank Scene+ Visa credit card account between November 2, 2026, and April 30, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $500 on eligible purchases in your first 3 months.

     

    Then, get 7,500 more bonus Scene+ points

    Spend at least $1,500 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank American Express® Card

    Special offer

    Earn up to 5,000 bonus Scene+ points within your first 3 months. That’s up to $50 in value that you can redeem on travel.4  Browse offer details

    About the offer

    Get up to 5,000 bonus Scene+ points - that’s up to $50 toward travel.

     

    Who is eligible

    Open a new Scotiabank American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $250 on eligible purchases in your first 3 months.

     

    Then, get 2,500 more bonus Scene+ points

    Spend at least $1,000 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions4 for all the details.

    Your card at a glance 5,12

    Annual fee
    $0 /year
    Minimum credit limit
    $1,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Platinum American Express® Card

    Special offer

    Earn up to $2,800* in value in the first 14 months, including up to 80,0001 bonus Scene+ points.4  Browse offer details

    About the offer

    Get up to 80,000 bonus Scene+ points - that’s up to $800 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Platinum American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 45,000 bonus Scene+ points

    Spend at least $5,000 on eligible purchases in your first 6 months.
     

    Then, get 25,000 more bonus Scene+ points

    Spend at least $10,000 on eligible purchases in your first 12 months.
     

    Plus, get 10,000 more bonus Scene+ points

    Make at least one eligible purchase during the 14th month after you open your account.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the 45,000-point and 25,000-point bonuses will be credited to the Scene+ account linked to the Account of the borrower who completes the last transaction needed to meet the applicable qualifying spend requirement. The 10,000-point bonus will be credited to the Scene+ account linked to the Account of the borrower who completes the first eligible purchase during the 14th month after the month the Account was opened. If any applicable qualifying transaction is completed by a supplementary cardholder, the bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.
     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 5,10

    Annual fee
    $399 /year
    Minimum credit limit
    $10,000
    Purchase interest rate
    9.99%
    Cash advance rate
    9.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $99 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank Passport® Visa Infinite Privilege* Card

    Special offer
    Earn up to 80,000 bonus Scene+ points within your first 14 months‡. Browse offer details

    About the offer

    Get up to 80,000 bonus Scene+ points - that’s up to $800 you can redeem toward travel, groceries, dining, and more.

     

    Who is eligible

    Open a new Scotiabank Passport Visa Infinite Privilege credit card account between November 2, 2026, and January 3, 2027.  

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 40,000 bonus Scene+ points

    Spend at least $3,000 on eligible purchases in your first 3 months.

     

    Then, get 30,000 more bonus Scene+ points

    Spend at least $20,000 on eligible purchases in your first 6 months.

     

    Plus, earn 10,000 bonus Scene+ points

    Make at least one eligible purchase during the 14th month after you open your account.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the 40,000-point and 30,000-point bonuses will be credited to the Scene+ account linked to the Account of the borrower who completes the last transaction needed to meet the applicable qualifying spend requirement. The 10,000-point bonus will be credited to the Scene+ account linked to the Account of the borrower who completes the first eligible purchase during the 14th month after the month the Account was opened. If any applicable qualifying transaction is completed by a supplementary cardholder, the bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 1,2,3

    Annual fee
    $599 /year

    Enjoy a $150 annual fee reduction with an Ultimate Package chequing account.

    Minimum credit limit
    $10,000
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $199 /year
    You can apply if: 

    You have a minimum personal income of $150,000 per year, a minimum household income of $200,000, or a minimum of $400,000 assets under management.

    Apply now
    Compare
    See if it's right for you
    SCENE+

    Scotiabank® Scene+™  Visa* Card

    Special offer

    Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1 Browse offer details

    About the offer

    Get up to 10,000 bonus Scene+ points - that’s up to $100 you can redeem toward groceries, dining, entertainment, travel, and more.

     

    Who is eligible

    Open a new Scotiabank Scene+ Visa credit card account between November 2, 2026, and April 30, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $500 on eligible purchases in your first 3 months.

     

    Then, get 7,500 more bonus Scene+ points

    Spend at least $1,500 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    No annual fee

    Scotia Momentum® No-Fee Visa* Card

    Special offer

    Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1

    About the offer

    To qualify, open a new Scotia Momentum® No Fee* credit card account between October 31, 2025 and April 30, 2026.  

     

    For your first three months, you’ll get 5% Cash Back on up to $2,000 in eligible purchases.  

     

    You’ll receive your Cash Back in two ways: 

    • Your bonus Cash Back can be redeemed to your account about 4 months from the account open date 
    • Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2,3

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank American Express® Card

    Special offer

    Earn up to 5,000 bonus Scene+ points within your first 3 months. That’s up to $50 in value that you can redeem on travel.4  Browse offer details

    About the offer

    Get up to 5,000 bonus Scene+ points - that’s up to $50 toward travel.

     

    Who is eligible

    Open a new Scotiabank American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $250 on eligible purchases in your first 3 months.

     

    Then, get 2,500 more bonus Scene+ points

    Spend at least $1,000 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions4 for all the details.

    Your card at a glance 5,12

    Annual fee
    $0 /year
    Minimum credit limit
    $1,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 /year
    You can apply if: 

    You have a minimum personal income of $12,000 per year.

    Apply now
    Compare
    See if it's right for you
    Cashback

    Scotia Momentum® Mastercard* credit card

    Special offer

    Get a 7.99% introductory rate on purchases for the first 6 months (20.99% applies after that; $0 annual fee).2

    Your card at a glance

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Apply now
    Compare
    See if it's right for you
    Low Interest

    Scotiabank Value® Visa* Card

    Special offer

    0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1

    Your card at a glance 1,2,3

    Annual fee
    $29 /year

    First-year fee is waived with special offer

    Minimum credit limit
    $500
    Purchase interest rate
    13.99%
    Cash advance rate
    13.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotiabank® Scene+™ Visa* Card (for students)

    Special offer

    Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1 Browse offer details

    About the offer

    Get up to 10,000 bonus Scene+ points - that’s up to $100 you can redeem toward groceries, dining, entertainment, travel, and more.

     

    Who is eligible

    Open a new Scotiabank Scene+ Visa credit card account between November 2, 2026, and April 30, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $500 on eligible purchases in your first 3 months.

     

    Then, get 7,500 more bonus Scene+ points

    Spend at least $1,500 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions1 for all the details.

    Your card at a glance 2

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotiabank Value®  Visa* Card (for students) 

    Special offer

    0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1

    Your card at a glance 1,2,3

    Annual fee
    $29 /year

    First-year fee is waived with special offer

    Minimum credit limit
    $500
    Purchase interest rate
    13.99%
    Cash advance rate
    13.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotia Momentum® Visa* Card (for students)

    Special offer
    Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1

    Your card at a glance 2,3

    Annual fee
    $49 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $15 /year
    Apply now
    Compare
    See if it's right for you
    Student

    Scotia Momentum® No-Fee Visa* Card (for students)

    Special offer

    Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1

    About the offer

    To qualify, open a new Scotia Momentum® No-Fee Visa* credit card account between October 31, 2025 and April 30, 2026.  

     

    For your first three months, you’ll get 5% Cash Back on up to $2,000 in eligible purchases.  

     

    You’ll receive your Cash Back in two ways: 

    • Your bonus Cash Back can be redeemed to your account about 4 months from the account open date 
    • Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 

    Additional conditions apply, check out the Terms & Conditions for all the details.1

    Your card at a glance 3,4

    Annual fee
    $0 /year
    Minimum credit limit
    $500
    Purchase interest rate
    20.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances, balance transfers, and cash-like transactions.

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you
    Travel | Lifestyle

    Scotiabank American Express®  Card (for students)

    Special offer

    Earn up to 5,000 bonus Scene+ points within your first 3 months. That’s up to $50 in value that you can redeem on travel.4 Browse offer details

    About the offer

    Get up to 5,000 bonus Scene+ points - that’s up to $50 toward travel.

     

    Who is eligible

    Open a new Scotiabank American Express credit card account between November 2, 2026, and July 1, 2027.

     

    Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this Offer.

     

    Start with 2,500 bonus Scene+ points

    Spend at least $250 on eligible purchases in your first 3 months.

     

    Then, get 2,500 more bonus Scene+ points

    Spend at least $1,000 on eligible purchases in your first 3 months.

     

    When you’ll get your bonus points

    You’ll get your bonus about 8 weeks after completing a spend requirement. However, note that for joint accounts, the applicable bonus will be provided to the borrower that completed the last purchase to meet the qualifying spend requirement. If the qualifying transaction is completed by a supplementary cardholder, the applicable bonus will instead be credited to the Primary Borrower’s Scene+ account linked to the Account.

     

    Additional conditions apply, check out the Terms & Conditions4 for all the details.

    Your card at a glance 5,12

    Annual fee
    $0 /year
    Minimum credit limit
    $1,000
    Purchase interest rate
    21.99%
    Cash advance rate
    22.99%

    Your cash advance rate applies to cash advances (including balance transfers, and cash-like transactions).

    Supplementary cards
    $0 /year
    Apply now
    Compare
    See if it's right for you

    Find what’s right for you

    • Calculate your rewards
    • Help me choose

    Frequently asked questions

    Visit the credit card interest rates page on our website to view rate information for our family of credit cards.

    We have a variety of options that let you earn cash back on groceries, gas, and more.

    Take a look at our selection of Cash Back Credit Cards on our website.

    Yes, we do! Scotiabank offers several Scene+ credit cards, each with unique benefits. Earn points more quickly and choose the rewards you want — free movies, gift cards, dining, tech, and even account credits, and so much more.
     

    The following Scotia program cards are eligible for Scene+ points — each card has its own unique benefits:

    • Scotia SCENE Visa card
    • Scotiabank SCENE Visa for Students
    • Scotia Gold Amex
    • Scotia Passport Visa Infinite Business
    • Scotia Gold Passport Visa
    • Scotiabank American Express card
    • Scotia Platinum Amex
    • Scotia Passport Visa + Infinite

    Scotiabank does have student credit cards. You can learn more about student banking on ScotiaAdvice+, and find our student credit cards here.

    Need help?

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    Set up your card

    Activate your card

    Add your card to your mobile wallet

    Apply for a credit limit increase

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