Scotiabank American Express® Platinum Card

Earn 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.
Book and redeem for travel anywhere, anytime, with no travel restrictions
Enjoy luxury travel privileges for your journey

Great reasons to get this Card for your everyday purchases

Reach your goals 4x faster

  • Earn 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.
  • Earn 1 point for every $1 you spend on everything else.

Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.
  • Redeem for travel anywhere, anytime, with no travel restrictions.

Enjoy exclusive benefits

  • Access to complimentary concierge services, airport lounges, Fairmont President’s Club, Hertz #1 Club Gold membership, merchandise, rewards and more.

Peace of mind for every trip

  • Travel with confidence on every trip with our comprehensive travel insurance

Scotiabank Rewards Program Terms and Conditions

Fees, rates & other information

Annual Fee

$99 each Supplementary Card

Interest rates

19.99% on purchases. 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit


Your Card comes with exclusive benefits

As a Scotiabank Platinum American Express Cardholder, you’ll enjoy ultimate travel privileges.

Book and redeem easily

Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare.

Enjoy Premium Concierge Services

For everything from restaurant reservations to show tickets to finding the perfect birthday gift, your full-service travel and lifestyle Concierge Service is happy to assist, 24/7.

Ensure your comfort at the airport

Be confident that you’ll have a place to relax or catch up on business. Enjoy complimentary lounge access with Priority Pass™ and access over 600+ VIP lounges around the world.

Enjoy Special Offers, Access and Experiences with American Express Invites®

American Express Invites opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go! Sign up for e-updates.

See unique global events with your VIP Pass

Get exclusive access to Fashion Week in New York City, golf at Pebble Beach, custom menus by celebrity chefs and much more. Choose from a full menu of events and get the red carpet treatment.

Special Offers with Scotia Rewards Travel Advantage

Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

Join Fairmont President’s Club

You’ll be invited to join the Fairmont President’s Club and receive an automatic upgrade to Premier status – that will give you access to many exclusive benefits.
Effective December 31, 2017, you can no longer enroll in the Fairmont President’s Club benefit. Learn More

Be a Hertz #1 Club Gold Member

Enjoy speedier service, less paperwork, and other special privileges and benefits at over 8,500 locations across 147 countries.

Beyond Travel Rewards

Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards.

Travel with 7 types of coverage

Relax...While you’re away you have comprehensive travel protection.

Travel Emergency Medical Insurance

Coverage is provided for eligible persons under age 65 for up to 31 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.

Trip Cancellation / Trip Interruption Insurance

Protect your travel investment with trip cancellation and trip interruption insurance at no extra cost when you charge at least 75% of your trip costs to your Card.

Flight Delay Insurance

Charge at least 75% of the full ticket cost to your Scotia Platinum American Express Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.

Rental Car Collision Loss/Damage Insurance

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

Delayed and Lost Baggage Insurance

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

Travel Accident Insurance

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

Hotel/Motel Burglary Insurance

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

Shop with 2 types of coverage

Added coverage means you can shop with confidence anywhere around the world.

Purchase Security & Extended Warranty Protection

Most items purchased with your Card are insured against theft, loss or damage for 120 days from the purchase date and the manufacturer’s warranty is doubled for up to two years.

Price Protection Service

Most items purchased with your Card are protected in the event of a price drop within 60-days of purchase.

Enjoy all the benefits

You also have all the advantages that come with being an American Express Cardholder.

Save time at the checkout

Tap your {{ctrl.productData[0].name}} or your smartphone for quick easy payments.

Get a Supplementary Card

Add an additional Supplementary Cardholder to your {{ctrl.productData[0].name}}. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member

Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.