Scotia Momentum® No-Fee Visa* card

Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
No annual fee
Convenient with Visa payWave* simply wave your card and go!

Great reasons to get this card
for your everyday purchases

Gas Stations
Grocery Stores
Drug Stores
Recurring Bill Payments
Plus earn 0.5% cash back on all other eligible purchases.
Scotia Momentum No Fee Visa card Cash Back Program Terms and Conditions

The Scotia Momentum suite of Visa cards

The Scotia Momentum Visa Infinite card, Scotia Momentum Visa card & Scotia Momentum No-Fee Visa card. Is one of these cash back cards right for you? Find out in just 70 seconds.

Fees, Rates & Other Information

Annual Fee

$0 each additional supplementary card

Interest rates

19.99% / 22.99%
19.99% on purchases. 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit


Your card comes with benefits

Take advantage of all the ways a {{ctrl.productData[0].name}} adds to your life.

Start a cash flow

Make the most of your card. Consolidate all your recurring payments on your card and turn them into cash back rewards!

Get a Supplementary Card

Add an additional Supplementary Cardholder to your {{ctrl.productData[0].name}} Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.

Save time at the checkout

Tap your {{ctrl.productData[0].name}} or your smartphone for quick easy payments.

Save on car rentals

Planning a road trip? Save on car rentals with discounts of up to 20% at participating AVIS car rental locations worldwide.

Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

For claim forms and answers to Frequently Asked Questions, visit our partner's site.