The Bank of Nova Scotia's Global Registered Covered Bond Program - Terms of Access

PLEASE READ CAREFULLY THE FOLLOWING CONDITIONS.

BY ACCESSING THIS WEBSITE AND THE INFORMATION CONTAINED HEREIN, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU SHOULD NOT ACCESS THIS WEBSITE OR ANY OF THE INFORMATION CONTAINED HEREIN.

Content and Purpose

This Website has been created to present certain selected information, and to allow access to certain transaction documents, relating to The Bank of Nova Scotia's Global Registered Covered Bond Program (the "Registered Program"). The Registered Program is registered under the National Housing Act (Canada).

The Bank of Nova Scotia may incorporate any information on this Website into any prospectus or prospectus supplement with respect to any specific offering of covered bonds by referring in such prospectus or prospectus supplement to this Website.

No CMHC Approval

The covered bonds offered under the Registered Program have not been approved or disapproved by Canada Mortgage and Housing Corporation ("CMHC") nor has CMHC passed upon the accuracy or adequacy of any of the disclosure contained in the documents posted on this site. The covered bonds offered under the Registered Program are not insured or guaranteed by CMHC or the Government of Canada or any other agency thereof.

No Offer or Solicitation

Neither this Website nor anything contained herein shall constitute an invitation or recommendation to invest or otherwise deal in, or an offer to sell or the solicitation of an offer to buy or subscribe for, any security. There shall be no sale of any covered bonds any jurisdiction in which such an offer, solicitation or sale would be unlawful prior to qualification under the securities laws of such state or jurisdiction. Any products or services mentioned herein shall only be available subject to local legal and regulatory requirements. Professional advice should be sought prior to any decision to invest in covered bonds.

Legal Considerations

The distribution of material on this Website may be restricted by local law in certain jurisdictions and failure to comply with such restrictions may constitute a violation of the laws of any such jurisdiction. Persons accessing this Website should inform themselves about, and observe, any such restrictions. In particular, no information contained in this Website is for distribution directly or indirectly in Australia or Japan.

Use of Information

The information and data contained herein is confidential and is intended solely for your benefit and for your internal informational use only and may not be reproduced, disseminated or distributed in whole or in part at any time, in any manner or for any purpose, without obtaining the prior written consent of The Bank of Nova Scotia in each specific instance.

Investment Considerations

Information contained on this Website is posted and archived solely in response to certain disclosure regulations that apply to prospectuses and prospectus supplements prepared from time to time in connection with specific offerings of securities under the covered bond program. The information contained on this Website is not sufficient or complete to make a decision regarding investment in any securities. You should read the entire prospectus related to an offering of securities before you purchase any such securities.

The prospectus relating to each offering of covered bonds is accurate as of the date stated on its cover but may not be accurate as of any subsequent date. Likewise, the information contained in any investor report on this Website speaks only as of the date of such investor report. The Bank of Nova Scotia has undertaken no obligation, and has assumed no responsibility, to update the information contained on this Website for facts or events arising after completion of the related prospectus delivery period for such prospectus.

Prospective investors should consult their own financial and legal advisors about risks associated with investment in a particular issue of covered bonds and the suitability of investing in such covered bonds in light of their particular circumstances.

No Liability

The material on this Website has no regard to the specific investment objectives, financial situation or particular needs of any recipient. The information is historical in nature and should not be relied on when making any investment decision. The Bank of Nova Scotia is under no obligation to update or keep current the information on this Website and no representation or warranty, express or implied, is or will be made in relation to, the accuracy or completeness of the information. No liability whatsoever is or will be accepted by The Bank of Nova Scotia for any loss or damage howsoever arising from any use of this Website or its contents.

Residents of the United Kingdom

If you are a resident of the United Kingdom, before reviewing the material relating to the Registered Program you must acknowledge that (a) you are a person whose ordinary activities involve you in acquiring, holding, managing or disposing of investments (as principal or agent) for the purposes of your business; (b) you will not offer or sell any covered bonds under the Registered Program other than to persons: (i) whose ordinary activities involve them in acquiring, holding, managing or disposing of investments (as principal or agent) for the purposes of their businesses or (ii) who it is reasonable to expect will acquire, hold, manage or dispose of investments (as principal or agent) for the purposes of their businesses; and (c) you have complied and will comply with all applicable provisions of the Financial Services and Markets Act 2000 of the United Kingdom with respect to anything done by you in relation to any covered bonds under the Registered Program in, from or otherwise involving the United Kingdom. The covered bonds offered under the Registered Program is available only to persons resident in the United Kingdom having professional experience in matters relating to investments. Persons resident in the United Kingdom who do not have professional experience in matters relating to investments should not access this Website.

I ACKNOWLEDGE AND CONFIRM THAT I HAVE READ, UNDERSTAND AND ACCEPT THE ABOVE TERMS AND CONDITIONS.

Covered Bond Programs

Scotiabank's Global Registered Covered Bond Program carries the European Covered Bond Council Covered Bond Label. Investor Reports are published in Excel using the Harmonized Transparency Template (HTT) format commencing January 2017.

September 2020

PDF [204.0 kb]
Excel [2.4 mb]

August 2020

PDF [200.7 kb]
Excel [2.4 mb]

July 2020

PDF [210.1 kb]
Excel [2.4 mb]

June 2020

PDF [213.2 kb]
Excel [2.4 mb]

May 2020

PDF [244.9 kb]
Excel [2.4 mb]

April 2020

PDF [97.3 kb]
Excel [2.4 mb]

March 2020

PDF [210.2 kb]
Excel [480.7 kb]

February 2020

PDF [217.3 kb]
Excel [2.3 mb]

January 2020

PDF [172.5 kb]
Excel [2.4 mb]

View the Amended and Restated Master Definitions and Construction AgreementAmending Agreement to Master Definitions and Construction Agreement, the Second Amending Agreement to Master Definitions and Construction Agreement and the Third Amending Agreement to Master Definitions and Construction Agreement for the definitions of terms included in the investor reports.

The indexation methodology used to account for subsequent price developments is based on the Teranet - National Bank House Price IndexTM (the "House Price Index"). Mortgaged properties are matched to the Teranet data at the most granular level possible. For further information, please refer to the monthly investor reports, or the offering documents in the Documents tab, on this page.

Series
CBL3

Issue Date
17-Sep-14

Maturity Date
17-Sep-21

Amount Issued (MM)
EUR 1,500

Rate
0.750%

Final Terms 
Swap Confirmation

Series
CBL10

Issue Date
28-Sep-15

Maturity Date
28-Sep-35

Amount Issued (MM)
EUR 188

Rate
1.637%

Final Terms
Swap Confirmation

Series
CBL13

Issue Date
10-Mar-16

Maturity Date
10-Mar-23

Amount Issued (MM)
EUR 750

Rate
0.375%

Final Terms
Swap Confirmation

Series
CBL13 - Reopening

Issue Date
20-Apr-20

Maturity Date
10-Mar-23

Amount Issued (MM)
EUR 1,250

Rate
0.375%

Final Terms 
Swap Confirmation

Series
CBL14

Issue Date
26-April-16

Maturity Date
26-April-21

Amount Issued (MM)
USD 2,500

Rate
1.875%

Final Prrospectus Supplement
Swap Confirmation

Series
CBL15

Issue Date
14-Sept-16

Maturity Date
14-Sept-21

Amount Issued (MM)
GBP 500

Rate
0.750%

Final Terms
Swap Confirmation

Series
CBL16

Issue Date
20-Sept-16

Maturrity Date
20-Sept-21

Amount Issued (MM)
USD 1,250

Rate
1.875%

Final Terms
Swap Confirmation

Series
CBL17

Issue Date
30-Sept-16

Maturity Date
30-Sept-21

Amount Issued (MM)
GBP 200

Rate
3MoGBPLibor + 0.38%

Final Terms
Swap Confirmation

Series
CBL17 - Reopening

Issue Date
13-Nov-2018

Maturity Date
30-Sept-21

Amount Issued (MM)
GBP 350

Rate
3MoGBPLibor + 0.38%

Final Terms
Swap Confirmation

Series
CBL18

Issue Date
13-Jan-17

Maturity Date
13-Jan-22

Amount Issued (MM)
EUR 1,250

Rate
0.125%

Final Terms
Swap Confirmation

Series
CBL19

Issue Date
10-Jan-18

Maturity Date
10-Jan-23

Amount Issued (MM)
GBP 550

Rate
3MoGBPLibor + 0.23%

Final Terms
Swap Confirmation

Series
CBL20

Issue Date
22-Jan-18

Maturity Date
22-Jan-25

Amount Issued (MM)
EUR 1,000

Rate
0.5%

Final Terms
Swap Confirmation

Series
CBL21

Issue Date
28-Mar-18

Maturity Date
28-Sep-22

Amount Issued (MM)
EUR 1,250

Rate
0.25%

Final Terms
Swap Confirmation

Series
CBL22

Issue Date
23-Oct-18

Maturrity Date
23-Oct-23

Amount Issued (MM)
EUR 1,750

Rate
0.375% 

Final Terms
Swap Confirmation

Series
CBL23

Issue Date
19-Nov-18

Maturity Date
19-Nov-25

Amount Issued (MM)
CHF 250

Rate
0.2%

Pricing Supplement
Swap Confirmation

Series
CBL23 -Reopening 

Issue Date
13-Dec-18

Maturity Date
19-Nov-25

Amount Issued (MM)
CHF 225

Rate
0.2%

Pricing Supplement
Swap Confirmation

Series
CBL23 - Reopening

Issue Date
16-Apr-20

Maturity Date
19-Nov-25

Amount Issued (MM)
CHF 355

Rate
0.200%

Pricing Supplement
Swap Confirmation

Series
CBL24

Issue Date
11-Jan-19

Maturity Date
11-Jan-24

Amount Issued (MM)
EUR 1,250

Rate
0.25%

Final Terms
Swap Confirmation

Series
CBL25

Issue Date
14-Jan-20

Maturity Date
14-Jan-27

Amount Issued (MM)
EUR 1,500

Rate
0.01%

Final Terms 
Swap Confirmation

Series
CBL26

Issue Date
18-Mar-20

Maturity Date
18-Mar-25

Amount Issued (MM)
EUR 1,250

Rate
0.01%

Final Terms 
Swap Confirmation

Series
CBL27

Issue Date
03-Apr-20

Maturity Date
03-Apr-28

Amount Issued (MM)
CHF 180

Rate
0.2975%

Final Terms 
Swap Confirmation

Series
CBL28

Issue Date
25-Mar-20

Maturity Date
22-Mar-22

Amount Issued (MM)
CAD 2,750

Rate
2.394%

Final Terms 
Swap Confirmation

Series
CBL28 - Reopening

Issue Date
02-Apr-20

Maturity Date
22-Mar-22

Amount Issued (MM)
CAD 4,750

Rate
2.394%

Final Terms 
Swap Confirmation

Series
CBL29

Issue Date
25-Mar-20

Maturity Date
22-Mar-23

Amount Issued (MM)
CAD 2,750

Rate
3MoCDOR + 1.65%

Final Terms 
Swap Confirmation

Series
CBL29 - Reopening

Issue Date
02-Apr-20

Maturity Date
22-Mar-23

Amount Issued (MM)
CAD 4,750

Rate
3MoCDOR + 1.65%

Final Terms 
Swap Confirmation

Series
CBL30

Issue Date
31-Mar-20

Maturity Date
22-Mar-22

Amount Issued (MM)
USD 900

Rate
1.500%

Final Terms 
Swap Confirmation

Series
CBL31

Issue Date
22-Apr-20

Maturity Date
20-Oct-22

Amount Issued (MM)
CAD 7,500

Rate
3MoCDOR + 0.67%

Final Terms 
Swap Confirmation

Series
CBL32

Issue Date
22-May-20

Maturity Date
22-Aug-22

Amount Issued (MM)
CAD 7,500

Rate
3MoCDOR + 0.67%

Final Terms 
Swap Confirmation

Program Documents

  1. Title Registration Agreement
  2. Fourth Amended and Restated Trust Deed
              1. Amending Agreement to Fourth Amended and Restated Trust Deed
  3. Third Amended and Restated Program Agreement
  4. Amended and Restated Security Agreement
  5. Third Amended and Restated Mortgage Sale Agreement
  6. Servicing Agreement
    1. Amending Agreement to Servicing Agreement.
  7. Amended and Restated Guarantor Agreement
  8. Intercompany Loan Agreement
    1. Amending Agreement to Intercompany Loan Agreement.
    2. Second Amending Agreement to Intercompany Loan Agreement
  9. Interest Rate Swap ISDA Master Agreement with Schedule and Amended and Restated CSA
    1. Amending Agreement to ISDA Interest Rate Swap Master Agreement
    2. Second Amended Interest Rate Swap Confirmation
  10. Covered Bond Swap ISDA Agreement with Schedule and Amended and Restated CSA
    1. Amending Agreement to ISDA Covered Bond Swap Master Agreement
  11. Cover Pool Monitor Agreement
    1. Amending Agreement to Cover Pool Monitor Agreement
  12. Cash Management Agreement
    1. Amending Agreement to Cash Management Agreement
  13. Guaranteed Deposit Account Contract
  14. Standby Guaranteed Deposit Account Contract
  15. Bank Account Agreement
    1. Amending Agreement to Bank Account Agreement
  16. Standby Bank Account Agreement
    1. Amending Agreement to Standby Bank Account Agreement
  17. Second Amended and Restated Agency Agreement
  18. Supplemental Agency Agreement
  19. Fourth Amended and Restated Master Definitions and Construction Agreement
  20. Corporate Services Agreement
  21. Agent Appointment Agreement
  22. Deed Poll

UKLA Offering Documents

  1. 2020 UKLA Final Prospectus
  2. 2019 UKLA Final Prospectus
    1. First Prospectus Supplement
    2. Second Prospectus Supplement
    3. Third Prospectus Supplement
    4. Fourth Prospectus Supplement
    5. Fifth Prospectus Supplement
    6. Sixth Prospectus Supplement
    7. Seventh Prospectus Supplement
  3. 2018 UKLA Final Prospectus
    1. First Prospectus Supplement
    2. Second Prospectus Supplement
    3. Third Prospectus Supplement
    4. Fourth Prospectus Supplement
    5. Fifth Prospectus Supplement
    6. Sixth Prospectus Supplement
    7. Seventh Prospectus Supplement
    8. Eighth Prospectus Supplement
    9. Ninth Prospectus Supplement
  4. 2017 UKLA Final Prospectus 
  5. 2016 UKLA Final Prospectus 
  6. 2015 UKLA Final Prospectus 
  7. 2014 UKLA Final Prospectus

U.S. Offering Documents

  1. Base Prospectus
  2. Amendment No. 4 to Form F-3 Registration Statement
  3. Amendment No. 3 to Form F-3 Registration Statement
  4. Form of Underwriting Agreement

Documents Incorporated by Reference

  1. Forms 40-F filed by the Bank
  2. Form 6-K filed by the Bank
  3. Forms 10-K filed by the Guarantor LP
  4. Forms 10-D filed by the Guarantor LP

AUD Offering Documents

  1. Information Memorandum

CMHC Annual Compliance Certificates

  1. 2020 Annual Compliance Certificate
  2. 2019 Annual Compliance Certificate
  3. 2018 Annual Compliance Certificate
  4. 2017 Annual Compliance Certificate 
  5. 2016 Annual Compliance Certificate 
  6. 2015 Annual Compliance Certificate