Covered Bond Programs

Scotiabank's Global Registered Covered Bond Program carries the European Covered Bond Council Covered Bond Label. Investor Reports are published in Excel using the Harmonized Transparency Template (HTT) format commencing January 2017.

January 2020

PDF [172.5 kb]
Excel [2.3 mb]

February 2020

PDF [198.8 kb]
Excel [2.3 mb]

View the Amended and Restated Master Definitions and Construction Agreement, Amending Agreement to Master Definitions and Construction Agreement, the Second Amending Agreement to Master Definitions and Construction Agreement and the Third Amending Agreement to Master Definitions and Construction Agreement for the definitions of terms included in the investor reports.

The indexation methodology used to account for subsequent price developments is based on the Teranet - National Bank House Price IndexTM (the "House Price Index"). Mortgaged properties are matched to the Teranet data at the most granular level possible. For further information, please refer to the monthly investor reports, or the offering documents in the Documents tab, on this page.

Series
CBL3

Issue Date
17-Sep-14

Maturity Date
17-Sep-21

Amount Issued (MM)
EUR 1,500

Rate
0.750%

Final Terms 
Swap Confirmation

Series
CBL7

Issue Date
14-Apr-15

Maturity Date
14-Apr-20

Amount Issued (MM)
USD 1,100

Rate
1.850%

Final Prospectus Supplement 
Swap Confirmation

Series
CBL7 - Reopening

Issue Date
07-May-15

Maturity Date
14-Apr-20

Amount Issued (MM)
USD 300

Rate
1.850%

Final Prospectus Supplement
Swap Confirmation

Series
CBL8

Issue Date
23-Jul-15

Maturity Date
23-Jul-20

Amount Issued (MM)
EUR 1,250

Rate
0.500%

Final Terms
Swap Confirmation

Series
CBL10

Issue Date
28-Sep-15

Maturity Date
28-Sep-35

Amount Issued (MM)
EUR 188

Rate
1.637%

Final Terms
Swap Confirmation

Series
CBL13

Issue Date
10-Mar-16

Maturity Date
10-Mar-23

Amount Issued (MM)
EUR 750

Rate
0.375%

Final Terms
Swap Confirmation

Series
CBL14

Issue Date
26-April-16

Maturity Date
26-April-21

Amount Issued (MM)
USD 2,500

Rate
1.875%

Final Prrospectus Supplement
Swap Confirmation

Series
CBL15

Issue Date
14-Sept-16

Maturity Date
14-Sept-21

Amount Issued (MM)
GBP 500

Rate
0.750%

Final Terms
Swap Confirmation

Series
CBL16

Issue Date
20-Sept-16

Maturrity Date
20-Sept-21

Amount Issued (MM)
USD 1,250

Rate
1.875%

Final Terms
Swap Confirmation

Series
CBL17

Issue Date
30-Sept-16

Maturity Date
30-Sept-21

Amount Issued (MM)
GBP 200

Rate
3MoGBPLibor + 0.38%

Final Terms
Swap Confirmation

Series
CBL17 - Reopening

Issue Date
13-Nov-2018

Maturity Date
30-Sept-21

Amount Issued (MM)
GBP 350

Rate
3MoGBPLibor + 0.38%

Final Terms
Swap Confirmation

Series
CBL18

Issue Date
13-Jan-17

Maturity Date
13-Jan-22

Amount Issued (MM)
EUR 1,250

Rate
0.125%

Final Terms
Swap Confirmation

Series
CBL19

Issue Date
10-Jan-18

Maturity Date
10-Jan-23

Amount Issued (MM)
GBP 550

Rate
3MoGBPLibor + 0.23%

Final Terms
Swap Confirmation

Series
CBL20

Issue Date
22-Jan-18

Maturity Date
22-Jan-25

Amount Issued (MM)
EUR 1,000

Rate
0.5%

Final Terms
Swap Confirmation

Series
CBL21

Issue Date
28-Mar-18

Maturity Date
28-Sep-22

Amount Issued (MM)
EUR 1,250

Rate
0.25%

Final Terms
Swap Confirmation

Series
CBL22

Issue Date
23-Oct-18

Maturrity Date
23-Oct-23

Amount Issued (MM)
EUR 1,750

Rate
0.375% 

Final Terms
Swap Confirmation

Series
CBL23

Issue Date
19-Nov-18

Maturity Date
19-Nov-25

Amount Issued (MM)
CHF 250

Rate
0.2%

Pricing Supplement
Swap Confirmation

Series
CBL23 -Reopening 

Issue Date
13-Dec-18

Maturity Date
19-Nov-25

Amount Issued (MM)
CHF 225

Rate
0.2%

Pricing Supplement
Swap Confirmation

Series
CBL24

Issue Date
11-Jan-19

Maturity Date
11-Jan-24

Amount Issued (MM)
EUR 1,250

Rate
0.25%

Final Terms
Swap Confirmation

Series
CBL25

Issue Date
14-Jan-20

Maturity Date
14-Jan-27

Amount Issued (MM)
EUR 1,500

Rate
0.01%

Final Terms 
Swap Confirmation

Series
CBL26

Issue Date
18-Mar-20

Maturity Date
18-Mar-25

Amount Issued (MM)
EUR 1,250

Rate
0.01%

Final Terms 
Swap Confirmation

Series
CBL28

Issue Date
25-Mar-20

Maturity Date
22-Mar-22

Amount Issued (MM)
CAD 2,750

Rate
2.394%

Final Terms 
Swap Confirmation

Series
CBL29

Issue Date
25-Mar-20

Maturity Date
22-Mar-23

Amount Issued (MM)
CAD 2,750

Rate
3MoCDOR + 1.65%

Final Terms 
Swap Confirmation

Program Documents

  1. Title Registration Agreement
  2. Fourth Amended and Restated Trust Deed
  3. Second Amended and Restated Program Agreement
  4. Amended and Restated Security Agreement
  5. Third Amended and Restated Mortgage Sale Agreement
  6. Servicing Agreement
    1. Amending Agreement to Servicing Agreement.
  7. Amended and Restated Guarantor Agreement
  8. Intercompany Loan Agreement
    1. Amending Agreement to Intercompany Loan Agreement.
    2. Second Amending Agreement to Intercompany Loan Agreement
  9. Interest Rate Swap ISDA Master Agreement with Schedule and Amended and Restated CSA
    1. Amending Agreement to ISDA Interest Rate Swap Master Agreement
    2. Second Amended Interest Rate Swap Confirmation
  10. Covered Bond Swap ISDA Agreement with Schedule and Amended and Restated CSA
    1. Amending Agreement to ISDA Covered Bond Swap Master Agreement
  11. Cover Pool Monitor Agreement
    1. Amending Agreement to Cover Pool Monitor Agreement
  12. Cash Management Agreement
    1. Amending Agreement to Cash Management Agreement
  13. Guaranteed Deposit Account Contract
  14. Standby Guaranteed Deposit Account Contract
  15. Bank Account Agreement
    1. Amending Agreement to Bank Account Agreement
  16. Standby Bank Account Agreement
    1. Amending Agreement to Standby Bank Account Agreement
  17. Amended and Restated Agency Agreement
    1. Amending Agreement to Amended and Restated Agency Agreement
  18. Supplemental Agency Agreement
  19. Third Amended and Restated Master Definitions and Construction Agreement
  20. Corporate Services Agreement
  21. Agent Appointment Agreement
  22. Deed Poll

UKLA Offering Documents

  1. 2019 UKLA Final Prospectus
    1. First Prospectus Supplement
    2. Second Prospectus Supplement
    3. Third Prospectus Supplement
    4. Fourth Prospectus Supplement
  2. 2018 UKLA Final Prospectus
    1. First Prospectus Supplement
    2. Second Prospectus Supplement
    3. Third Prospectus Supplement
    4. Fourth Prospectus Supplement
    5. Fifth Prospectus Supplement
    6. Sixth Prospectus Supplement
    7. Seventh Prospectus Supplement
    8. Eighth Prospectus Supplement
    9. Ninth Prospectus Supplement
  3. 2017 UKLA Final Prospectus 
  4. 2016 UKLA Final Prospectus 
  5. 2015 UKLA Final Prospectus 
  6. 2014 UKLA Final Prospectus

U.S. Offering Documents

  1. Base Prospectus
  2. Amendment No. 4 to Form F-3 Registration Statement
  3. Amendment No. 3 to Form F-3 Registration Statement
  4. Form of Underwriting Agreement

Documents Incorporated by Reference

  1. Forms 40-F filed by the Bank
  2. Form 6-K filed by the Bank
  3. Forms 10-K filed by the Guarantor LP
  4. Forms 10-D filed by the Guarantor LP

AUD Offering Documents

  1. Information Memorandum

CMHC Annual Compliance Certificates

  1. 2019 Annual Compliance Certificate
  2. 2018 Annual Compliance Certificate
  3. 2017 Annual Compliance Certificate 
  4. 2016 Annual Compliance Certificate 
  5. 2015 Annual Compliance Certificate