Annual Report and Annual General Meeting

Access current and past annual reports and annual general meeting materials

The 188th Annual Meeting of Common Shareholders will be held on April 7, 2020, at 9:00 a.m. EDT. The record date for determining shareholders entitled to receive notice of and to vote at the meeting was February 11, 2020.

Considering the potential impact of the COVID-19 pandemic on the Bank’s stakeholders, and the directives from public health officials on large group settings, the Board believes the safest way to participate in the upcoming annual meeting is remotely and we are providing additional ways to enable this for all shareholders. The health and well-being of our shareholders, employees and community is of utmost priority to Scotiabank. This decision is consistent with our goal of ensuring the wellbeing of our stakeholders while also enabling our shareholders to participate in the annual meeting.

Shareholders are strongly encouraged to vote in advance of the meeting. Scotiabank has also enabled the following remote channels to facilitate shareholder participation:

  • All shareholders are invited to join the annual meeting and pose questions through a live webcast as well as a conference call.
  • Non-registered (beneficial) owners who hold shares through an intermediary such as a securities broker, trustee or financial institution can vote their shares and pose questions via an audio webcast using the control number on their voting instruction form.
  • Registered owners who hold shares directly can use the control number on their form of proxy to vote their shares using the online and fax options outlined on the form, or via telephone – the number will be posted in advance of the meeting.

Please note: the proxy materials previously distributed will not be updated and may continue to be used to vote your shares in connection with the annual meeting. 

Shareholders are encouraged to visit this page regularly for updates and can contact Investor Relations at 416-775-0798 or for more information.

Annual Report

Annual Report 2019

PDF [4.6 mb]

Annual Report – Legal Filing 

Form F-40 2019

PDF [3.8 mb]

Management Proxy Circular

The 188th Annual Meeting 

PDF [1.4 mb]

Voting Results

The 188th Annual Meeting 
(Not yet available)    

Video Webcast

The 188th Annual Meeting 
(Not yet available)
Minimum systems requirement

Audio Webcast

The 188th Annual Meeting 
(Not yet available)
Minimum systems requirement

Conference Call

The 188th Annual Meeting 
(Not yet available)

Financial results are available from our Financial Results page.

Forward-Looking Statements

From time to time, our public communications often include oral or written forward-looking statements. Statements of this type are included in this document, and may be included in other filings with Canadian securities regulators or the U.S. Securities and Exchange Commission, or in other communications. In addition, representatives of the Bank may include forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. Forward-looking statements may include, but are not limited to, statements made in this document, the Management’s Discussion and Analysis in the Bank’s 2019 Annual Report under the headings “Outlook” and in other statements regarding the Bank’s objectives, strategies to achieve those objectives, the regulatory environment in which the Bank operates, anticipated financial results, and the outlook for the Bank’s businesses and for the Canadian, U.S. and global economies. Such statements are typically identified by words or phrases such as “believe,” “expect,” “foresee,” “forecast,” “anticipate,” “intend,” “estimate,” “plan,” “goal,” “project,” and similar expressions of future or conditional verbs, such as “will,” “may,” “should,” “would” and “could.”

By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct and that our financial performance objectives, vision and strategic goals will not be achieved.

We caution readers not to place undue reliance on these statements as a number of risk factors, many of which are beyond our control and effects of which can be difficult to predict, could cause our actual results to differ materially from the expectations, targets, estimates or intentions expressed in such forward-looking statements.

The future outcomes that relate to forward-looking statements may be influenced by many factors, including but not limited to: general economic and market conditions in the countries in which we operate; changes in currency and interest rates; increased funding costs and market volatility due to market illiquidity and competition for funding; the failure of third parties to comply with their obligations to the Bank and its affiliates; changes in monetary, fiscal, or economic policy and tax legislation and interpretation; changes in laws and regulations or in supervisory expectations or requirements, including capital, interest rate and liquidity requirements and guidance, and the effect of such changes on funding costs; changes to our credit ratings; operational and infrastructure risks; reputational risks; the accuracy and completeness of information the Bank receives on customers and counterparties; the timely development and introduction of new products and services; our ability to execute our strategic plans, including the successful completion of acquisitions and dispositions, including obtaining regulatory approvals; critical accounting estimates and the effect of changes to accounting standards, rules and interpretations on these estimates; global capital markets activity; the Bank’s ability to attract, develop and retain key executives; the evolution of various types of fraud or other criminal behaviour to which the Bank is exposed; disruptions in or attacks (including cyber-attacks) on the Bank’s information technology, internet, network access, or other voice or data communications systems or services; increased competition in the geographic and in business areas in which we operate, including through internet and mobile banking and non-traditional competitors; exposure related to significant litigation and regulatory matters; the occurrence of natural and unnatural catastrophic events and claims resulting from such events; and the Bank’s anticipation of and success in managing the risks implied by the foregoing. A substantial amount of the Bank’s business involves making loans or otherwise committing resources to specific companies, industries or countries. Unforeseen events affecting such borrowers, industries or countries could have a material adverse effect on the Bank’s financial results, businesses, financial condition or liquidity. These and other factors may cause the Bank’s actual performance to differ materially from that contemplated by forward-looking statements. The Bank cautions that the preceding list is not exhaustive of all possible risk factors and other factors could also adversely affect the Bank’s results, for more information, please see the “Risk Management” section of the Bank’s 2019 Annual Report, as may be updated by quarterly reports. Material economic assumptions underlying the forward-looking statements contained in this document are set out in the 2019 Annual Report under the headings “Outlook”, as updated by quarterly reports. The “Outlook” sections are based on the Bank’s views and the actual outcome is uncertain. Readers should consider the above-noted factors when reviewing these sections. When relying on forward-looking statements to make decisions with respect to the Bank and its securities, investors and others should carefully consider the preceding factors, other uncertainties and potential events. Any forward-looking statements contained in this document represent the views of management only as of the date hereof and are presented for the purpose of assisting the Bank’s shareholders and analysts in understanding the Bank’s financial position, objectives and priorities, and anticipated financial performance as at and for the periods ended on the dates presented, and may not be appropriate for other purposes. Except as required by law, the Bank does not undertake to update any forward-looking statements, whether written or oral, that may be made from time to time by or on its behalf.

Additional information relating to the Bank, including the Bank’s Annual Information Form, can be located on the SEDAR website at and on the EDGAR section of the SEC’s website at