Welcome to Small Business Banking

As a small business owner, Scotiabank is here to support your journey to success with our specialized products and services.

Our Small Business Advisors and Healthcare & Professional Specialists will work with you to understand your business banking needs and provide you with relevant advice, tools, products and services to help your business thrive.

Let Scotiabank be your trusted partner on the path to small business success. 

Banking solutions for your business

Select Account for business 

Simple. Predictable. Skip the monthly fee. Select Account for business Plan B monthly fee of $40 rebated1 with no minimum balance requirement2 when you sign up for Merchant Services with Chase.

Right Size Account for business

Manage funds easily with this flexible, budget-friendly solution.

Basic Business Account

A simple way to manage your Canadian and US Dollar funds.

Right Size Savings for business

Grow your savings with our simple and convenient savings account.

Dual Rate Investment Account

Operate your business and save surplus funds – all with a single account.

Business Investment Account

Grow your surplus funds with a competitive interest rate.

Cashable GIC

A safe, secure investment that you can cash out anytime.

Redeemable GIC 

Earn interest with the flexibility to redeem before maturity (at a reduced rate).1

Non-Redeemable GIC

Earn more interest when you lock in your funds with this secure investment

Scotiabank Passport™ Visa Infinite Business* Card
Travel Special offer
Scotiabank Passport™ Visa Infinite Business* Card

Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).1

Scotia Momentum for Business Visa Credit Card
Cash Back Special offer
Scotia Momentum® for business VisaCard

2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $79).1

ScotiaLine for business VISA Credit Card
ScotiaLine for business VISA Credit Card

A Visa credit card with a low interest rate and no annual fee.

Income Property Lending Program (IPL)

To finance an income generating property at competitive rates1

Scotia Flex for business1

The program that allows you to unlock your capital to grow your business

Term Loan for business1

Access to cash for purchasing fixed assets with a competitive rate1

Credit Line for business

A valuable tool to help manage your cash flow.

Black-Led Business Financing Program

Supporting Black-led businesses through access to financial solutions, advice, and the benefit of offers from Bank partners. 

Canadian Small Business Financing Program – Term Loan1

A government program to help existing businesses or start-ups acquire the necessary financing to purchase equipment, leaseholds improvements, intangible assets, working capital costs, and property.

Merchant Services

Accept payments from your customers in-store, online or on-the-go with exceptional payment processing from Scotiabank's preferred payment processor, Chase Merchant Services.

Digital Banking for Business

Pay employees, deposit cheques, approve expenses and more

Government Tax Payment

File and pay Canadian business taxes online.

Electronic Funds Transfer

Streamlines domestic payables and receivables (CAD/USD).  Money is transferred between different users’ bank accounts within Canada.

Wire Payments

Securely send funds online from your Scotiabank account in any major currency within Canada or internationally. 

International Money Transfer (IMT) for Business

Easy and simple way to send money around the world using ScotiaConnect® Digital Banking

Interac e-Transfer Bulk Services

A convenient way to send and collect multiple electronic payments in minutes, anywhere in Canada1.

Interac e-Transfer

Need to send or receive money from friends and family?

Interac e-Transfer for business 

A fast and easy way to send and receive payments for your business transactions.

ADP

Automate and streamline your payroll and HR processes.

Tailored solutions that empower you and your business

The Scotiabank Women Initiative

Supporting women-owned, women-led businesses with the resources and tools needed to help accelerate their businesses.

Get connected

Banking for Healthcare & Professional Specialists

Our team of specialists provides comprehensive financial planning, banking advice and solutions specific to the needs of busy professionals.

Uncover the benefits

Black-Led Business Financing Program

Supporting Black-led businesses through access to financial solutions, advice, and the benefit of offers from Bank partners.

Learn about the program

Looking for advice for your business?

We've got you covered. Helpful tips and articles no matter where you may be on your journey to build your business. Visit our Advice+ Centre for business.

Discover more
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Scotiabank is a trade name used by the Bank of Nova Scotia, a CDIC member.