Dual Rate Investment Account

Operate your business and save surplus funds – all with a single account.

Apply now
Product Benefits

  • Earn premium interest on the stable1 portion of the balance above $1,000,000
  • Offers full liquidity and operating account functionality
  • High interest2 earning potential
  • Receive interest on the fluctuating portion of the balance
  • Invest up to $20,000,000
  • Bank quickly and conveniently online

Account Details


View interest rates3, balance limits, currency and more.

The stable portion of your balance that is defined as the lowest end of day balance over the current Investment Period. The rate is applied to the entire Investment Balance within the highest applicable tier.

ACCOUNT FEATURES,  FEES & RATES

Currency

CAD

Minimum balance
                                                                 

50,000

Maximum account balance

20,000,000*

Monthly Fee

$10.95

No monthly fee with a balance of $8,000 or more

Stable Balance*

Interest Rates4 (effective February 1, 2023)

$1,000,000 - $20,000,000

4.00%

$50,000 - $999,999

3.90%

 

 

Fluctuating Balance4

2.80%

If your balance exceeds $20,000,000 we’ll help you choose an investment that’s better suited for your business.

Related Services


Cashable GIC

A safe, secure investment that you can cash out anytime

Redeemable GIC 

Provides liquidity and can be redeemed before maturity

Non-Redeemable GIC

Earn more interest when you lock in your funds in this guaranteed investment

Resources


CDIC Deposit Protection



Schedule of Fees

Learn about account and service fees.

 

Business Banking Services Agreement

Review the agreement.

Dual Rate Investment Account
Operate your business and save surplus funds – all with a single account.
Apply now
Phone

Prefer to talk to us

In Person

Contact Us