Dual Rate Investment Account
Operate your business and save surplus funds – all with a single account.
Product benefits
- Earn premium interest on the stable1 portion of the balance above $1,000,000
- High interest2 earning potential
- Invest up to $20,000,000
- Offers full liquidity and operating account functionality
- Receive interest on the fluctuating portion of the balance
- Bank quickly and conveniently online
Account details
View interest rates3, balance limits, currency and more.
Account Features & Rates | |
---|---|
Currency | CAD |
Minimum balance | $50,000 |
Maximum account balance | $2,000,000* |
Monthly fee | $10.95 No monthly fee with a balance of $8,000 or more |
Stable Balance* | Interest Rates4 (effective July 1, 2023) |
$1,000,000 - $20,000,000 | 4.50% |
$50,000 - $999,999 | 4.40% |
Fluctuating Balance4 | 2.80% |
The stable portion of your balance that is defined as the lowest end of day balance over the current Investment Period. The rate is applied to the entire Investment Balance within the highest applicable tier.
If your balance exceeds $20,000,000 we’ll help you choose an investment that’s better suited for your business.
Related services
Cashable GIC
A safe, secure investment that you can cash out anytime
Redeemable GIC
Provides liquidity and can be redeemed before maturity.
Non-Redeemable GIC
Earn more interest when you lock in your funds in this guaranteed investment.
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