Cashable GIC

A safe, secure investment that you can cash out anytime.

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Product Benefits

  • Earn a competitive interest rate
  • Help meet your short-term investment goals
  • Provide you with the flexibility to withdraw funds at any time after 30 days

Is this Guaranteed Investment Certificate (GIC) right for you?

Right for you if you

May not be right for you if you

  • Prefer a low-risk investment with principal and interest rate guaranteed
  • Unlikely to need access to your funds for the term of the GIC

  • Want to be able to access your funds after 30 days without penalty 
  • Are willing to give up a guaranteed rate of return and principal protection in exchange for the potential to earn more

Product Details




1 year


Interest payment  options

  • When you withdraw funds1
  • At maturity
  • Every month2

Minimum investment amount


$5,000 if you choose to receive monthly interest payments


Any time during your term2

Additional Details
  • Guaranteed rate of return
  • Increase your cashflow with interest income
  • Withdraw funds anytime for any reason1  

Related Services

Right Size Savings for business

Earn a premium interest rate and have access to your funds on your terms

Business Investment Account

Grow your surplus funds with a competitive interest rate.

Dual Investment Account

Operate your business and save surplus funds – all with a single account


Schedule of Fees

Learn about account and service fees.

Eligible for CDIC Insurance


The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. For GIC rates and term options click here.

Business Banking Services Agreement

Review the agreement.

Cashable GIC
A safe, secure investment that you can cash out anytime.
Contact us

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