Interac e-Transfer

Need to send or receive money from friends and family?

Interac e-Transfer

Need to send or receive money from friends and family?

Contact us
Product Benefits
  • Faster payments - Funds deposited directly into accounts, same day or next day
  • Convenient - Save payment information online to make recurring payments
  • Send multiple payments at a time
  • Avoid late fees by scheduling payments up to 60 days in advance
  • Versatile – Pay expenses, employees, suppliers. Collect rent, membership fees, insurance premiums.

Account Details

Autodeposit

Interac e-Transfer will be automatically deposited into your pre-selected bank account. No log-in or security question required.

Tell me about it

Try Interac e-Transfer†*. It’s a safe, easy way to transfer funds through Scotia OnLine and Mobile Banking.

Receiving funds

Receive transfers effortlessly with Autodeposit

Details

Receiving funds

When you register your email address for Autodeposit, any transfers sent to you will be automatically deposited into your pre-selected bank account; you won’t have to login to Scotia OnLine or Mobile Banking, and there’s no security questions to answer. It’s especially useful if you receive transfers regularly for rent, living expenses, or client payments.

It's easy to set up

  • Log in to your account through Scotia OnLine or Mobile Banking.
  • If you’re using Scotia OnLine select: Transfers > Interac e-Transfer > Manage Autodeposit. For Mobile Banking, go to the main menu and tap: Interac e-Transfer > Manage Autodeposit.
  • Fill in the information and select Register.
  • You’ll get a confirmation email from the Interac e-Transfer service. Confirm the registration within 24 hours and you’re done.
Request Money helps you collect the funds you’re owed

Does your friend owe you for dinner? Or maybe a client needs to make a payment. Request Money makes it easier for friends, family and clients to send you the funds they owe you.

Details

Making a Request is simple

  • Log in to your account through Scotia OnLine or Mobile Banking.
  • If you’re using Scotia OnLine select: Transfers > Interac e-Transfer > Request money. For Mobile Banking, go to the main menu and tap: Interac e-Transfer > Request money.
  • Enter the information needed and confirm your request.

    • Your friend, family member or client will get a “Request Money” notification from the Interac e-Transfer service. They simply need to accept the request by logging into their account and select the account they wish to pay from (they will not be charged an Interac e-Transfer fee). Once the “Request Money” is accepted the funds are automatically deposited into your account.
Sending Funds

Use Interac e-Transfer easily through Online or Mobile banking

It’s safe, secure and very convenient.

Details

All you need to do is:

  • Sign into Scotia OnLine or Scotiabank Mobile Banking. 
  • Select Transfer> Interac e-Transfer. 
  • Enter your transfer information, confirm the transaction and you're done. Your recipient will get an email letting them know they've received funds.

Related Services

ScotiaConnect Digital Banking

Enhanced online business banking to approve and submit payments, check balances, EFTs, Wires, and more.

Details
Mobile Deposit

Deposit a cheque with your smartphone

Details
Bulk Interac e-Transfer

Make multiple money movements at the same time

Details

Resources

Interac† e-Transfer*

Perfect when you need to send money to family and friends. 

Watch video
How It Works

Person-to-person or person-to-business, transfer funds from just about anywhere. 

Watch video
Interac e-Transfer
Need to send or receive money from friends and family?
Contact us
Phone

Prefer to talk to us

1-877-552-5522
In Person

Contact Us

Book an Appointment

  • Note: Any regular Service Fees associated for a debit transaction will also be charged when you are sending an Interac e-Transfer transaction from your Scotiabank account. For Electronic Transfer Limits, please refer to Managing your ScotiaCard section accessible through Scotia OnLine or your ScotiaCard Banking Access Enrolment Maintenance Form.

  • *

    In order to receive an Interac† e-Transfer transaction immediately, the recipient must bank online with Scotiabank, BMO Bank of Montreal, CIBC, President's Choice Financial, RBC Royal Bank, TD Canada Trust, ING Direct, ATB Financial, Desjardins or National Bank. Customers should check with those banks, as terms and conditions may vary. If the recipient does not bank online with one of those banks, they will experience a delay of several days in receiving their funds, and they may be charged a fee in order to receive the funds.

  • †

    The Interac logo and Interac e-Transfer transactions are registered trade-marks of Interac Corp. Used under licence.