Merchant Services 

Get paid and grow your business with reliable and scalable payment solutions, and explore our new digital experience to get up and running faster.

Special Offer

Get a $40 monthly fee waiver1 on a Select Account for business Plan B.

Save up to $4801 each year with a $401 monthly fee waiver on the Select Account for business Plan B2 when you open a Chase Merchant Services3 account4.
Scotiabank | Chase logos

Payments you can count on — anytime, anywhere

Merchant Services are the tools and processes that let businesses accept debit and credit payments – in-store, online, and on-the-go. 

Empower your business with Chase Payment Solutions, Scotiabank's trusted Merchant Services partner offering comprehensive Merchant Services solutions to accept payments in-store, online, and on-the-go. With dedicated specialists, comprehensive products and solutions, and a global reach supporting over 110,000 business locations in Canada, Chase provides the tools and support your business needs to succeed.

How we work for your business

Reliable and secure payments

Accept debit cards, credit cards and digital wallets to be ready for every sales

Scalability

Chase supports your business’ merchant service needs at every stage of growth.

Fast access to your cash

Get next business-day deposits5 directly to your Scotiabank account at no additional cost.

Support when you need it

Get help when you need it with 24/7 bilingual support.

Flexible payment solutions

In-store and on-the-go

Choose from multiple solutions to easily take payments however you do business, whether at the countertop, at the table or curbside.

Online

Seamlessly integrate your e-commerce site with payment gateway providers for secure online payments. Or, use a virtual terminal to take payments over the phone.

New digital experience for faster setup and easier management

Streamlined application
Apply online for business banking and Merchant Services accounts and start accepting payments sooner.

Full integration with your Scotiabank business account
Manage your banking and Merchant Services transactions from one place and get your funds to your Scotiabank account as soon as the next business day5.

Business insights at your fingertips
Get advanced reports and transaction details whenever you need them through Chase Commerce Centre.

Start taking payments with the Chase Wireless TerminalTM

Get set up fast and enhance your checkout experience when you rent the Chase Wireless Terminal for quick transactions.

Connect using Wi-Fi or 4G for transactions at the counter and beyond

Maximize payment options by accepting tap, chip & PIN, swipe or digital wallets such as Google PayTM and Apple Pay®

Enjoy a 6-inch colour screen for an engaging checkout experience

Deliver instantly by printing receipts on the spot

Offer faster checkout with the powerful processor and large memory

Chase Processing Fees6

Terminal fee: $34.95 per month7 for each terminal with a charging base8

Credit card processing fees:

  • 2.45% on the total amount of all sales transactions per contactless, swiped and card inserted transaction
  • 2.75% on the total amount of all sales transactions per keyed-in transaction

Interac Debit card fees:

  • $0.080 per sale transaction
  • $0.115 per contactless transaction

◦ $0.105 per contactless transactionLink to offer eligibility.

Apply now Contact us

Looking for another payment solution?

Chase Mobile Checkout-PLUS® app

Chase Mobile Checkout-PLUS®,9 app

Easily and securely accept in-person card payments and manage sales directly from your smartphone with a mobile point of sale (POS) app.


Product features:
 

  • Accept contactless payments with Tap to Pay on iPhone10 with no extra hardware required
  • Use the optional card reader to accept tap, chip & PIN, swipe or digital wallets
  • Sync your payments data with QuickBooks® Online11 for easy reconciliation
Chase Countertop Terminal

Chase Countertop TerminalTM

An Ethernet-powered terminal that stays plugged in all day, providing consistent connectivity. 


Product features:
 

  • Accept tap, chip, debit, swipe, digital wallets, gift cards, and keyed-in payments
  • Print receipts on the spot
  • Fast transactions, backed by powerful processing and robust memory
Chase Point of Sale (POS) Terminal

Chase Point of Sale (POS) Terminal

Securely process payments and manage your business with our user-friendly POS system.


Product features:
 

  • Sell anywhere in-store with this portable Wi-Fi and 4G enabled12 terminal and POS software
  • Manage inventory, catalogue product, and view reports, all in one place
  • Monitor sales and gain valuable business insights with real-time reporting and user-friendly dashboards in the Chase Merchant Portal

Dedicated service and support

Chase delivers a personalized experience with a team of bilingual specialists ready to help you find the right solutions for your business needs.

Get comprehensive technical support options, including on-site and phone training, and 24/7 access to live, local, bilingual customer support to ensure your business runs smoothly.

Frequently asked questions

How can we help?

By phone

Call us toll-free

Get advice

Visit a branch

1
This Merchant Services Offer (the “Offer”) is available to customers who accept it by signing an offer letter and who, on or after September 12, 2023, have or open a Select Account for business Plan B (“Account”) and are signed up with Chase for Merchant Services ("Eligible Customers").. To qualify for a monthly fee waiver on your Account, Eligible Customers must use their Account to settle their Chase deposit transaction(s). If there is no Chase deposit settled and posted in the Account during any month, the monthly Account fee will not be waived for that month. To receive a waiver of the monthly Account fee, the Account must be open and in good standing at the time of the waiver.  An Account is considered in good standing if there is no breach of the terms and conditions specified in the Scotiabank Financial Services Agreement or any other terms and conditions or agreement(s) applicable to the Account. The Offer is conditional upon successful onboarding with Chase. This Offer will not affect other service charges applicable to the Account. Maximum one offer per Eligible Customer regardless of the number of Accounts opened. This Offer is non-transferable and may be changed, cancelled, or extended by Scotiabank at any time without notice, including if an Eligible Customer stops obtaining payment processing services from Chase.
2
Merchant Services are provided by Chase Payment SolutionsSM (“Chase”). Any products and services offered by Chase are governed solely by their terms and conditions. The Bank of Nova Scotia (“Scotiabank”) is not responsible for, and provides no representations, warranties or conditions regarding, any third-party products or services, including those of Chase. A referral by Scotiabank to Chase will result in a referral fee or other revenue being paid to Scotiabank.
3
Businesses who wish to obtain payment processing services from Chase Payment Solutions℠ must submit an application. All applications are subject to Chase’s standard approval policies and procedures, including, without limitation, credit approval and entering into a merchant agreement with Chase Payment Solutions.
4
As of April 1, 2025 the standard monthly plan fee for Select Account for business Plan B is $40 and is subject to change by Scotiabank at any time with notice. Please refer to Your Guide to Fees and Interest Schedules available at www.scotiabank.com for the current fees and charges applicable.
5
Next-business-day funding on Visa*, Mastercard**, American Express OptBlue and Interac† transactions is available to Chase Payment Solutions merchants who submit transactions prior to applicable settlement cut-off times. Next-business-day funding is subject to merchant credit approval, fraud monitoring and the terms of the merchant agreement. All eligible funds are deposited on the next business day, excluding weekends and holidays.
6
Other fees apply. Please see your pricing disclosure document for full information on all applicable fees.
7
Plus applicable taxes.
8
Optional SIM card is $17.00/mo
9
Chase Mobile Checkout-PLUS is available to Canadian merchants accepting transactions within Canada only. Chase Mobile Checkout-PLUS requires a compatible Apple or Android smartphone or tablet with cellular or Wi-Fi network connection, the Chase Mobile Checkout-PLUS application, a merchant services account with Chase, and a Chase Mobile Checkout-PLUS supported PIN pad. There is no charge to download the Chase Mobile Checkout-PLUS app, but there may be charges associated with the purchase and shipment of the PIN pad. When using the app, message and data rates may apply. Such charges include, but are not limited to, those from your communications service provider. In addition, all applicable processing fees outlined in the merchant services contract with Chase will be assessed for all transactions initiated through the app.
10
Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see: https://developer.apple.com/tap-to-pay/regions/.
11
QuickBooks® Online integration is subject to terms of service. Limitations may apply to data integration.
12
Cellular service is required to enable the cellular communication functionality. Cellular service is an optional value-added service which requires a per device monthly fee. If applicable, the fee will be presented to you prior to account opening in the fee schedule.
SM                    Chase Payment Solutions and the Octagon logo are registered trademarks of JPMorgan Chase Bank, N. A.
†
Interac and the Interac logo are registered trademarks of Interac Corp. used under license.
®
Registered trademark of The Bank of Nova Scotia.

Interac: Interac and the Interac logo are registered trademarks of Interac Corp. used under license.

Amex: Used by Amex Bank of Canada under license of American Express.

Apple Pay: Apple, the Apple Logo, Apple Pay, iPhone, iPad and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay: Android, Google Play, and the Android Logo are trademarks of Android Inc.