Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.
Scotia Credit Card Protection (optional)
With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 10% of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.
This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.
Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.
View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.
See how much you’ll save
Try our calculator to find out exactly how far ahead you’ll be!
Recently moved to Canada? Apply for a credit card designed for newcomers.
It’s hard to get a credit card without a Canadian credit history. But the Scotiabank StartRight Program for Newcomers can help. It’s a special program designed to meet the needs of newcomers to Canada. With the StartRight Program, you can be approved for a credit card – even without a Canadian credit history. Once you have a credit card you can:
Make purchases online or by phone.
Earn rewards like Cash Back, free movies or travel points.
Build your Canadian credit history and credit score, so you can build the future you want in Canada.
Use the link below to apply for your credit card through the Scotiabank StartRight Program today.