Scotiabank Value® Visa* Card

SPECIAL 1.99% INTRODUCTORY INTEREST RATE ON BALANCE TRANSFERS FOR THE FIRST SIX MONTHS††
Our lowest interest rate credit card
1.99%
Introductory interest rate on Balance Transfers for the first six months††
11.99%
Low interest rate
Convenient with Visa payWave* simply wave your card and go!5

Great reasons to get this card

Save up to hundreds of dollars a year on interest

Try our calculator below to find out exactly how far ahead you’ll be – it could add up to hundreds a year!

Pay down higher interest rates balances faster

Stay one step ahead of your balance – a lower interest rate makes this card an affordable way to finance those medium to large purchases you are making.

Transfer higher rate balances and save even more

Switch balances over from higher interest-rate credit cards to the Scotiabank Value Visa Credit Card. By consolidating your higher-rate balances, you’ll save on interest and make paying bills easier.

Fees, Rates & Other Information6

Annual Fee

$29
$0 each additional supplementary card

Interest rates

11.99%
On purchases, cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit

$500
Minimum

Your card comes with benefits

Take advantage of all the benefits of a Scotiabank Value Visa Card.

Get a supplementary card

Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member7

Save time at the checkout

Tap your Scotiabank Value Visa Card or your smartphone for quick easy payments.

Save on car rentals

Planning a road trip? Save on car rentals with discounts of up to 20% at participating AVIS car rental locations worldwide.

Feel reassured (Optional protection)

Your finances can have added protection from some of life’s unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

See how much you’ll save