To qualify for these offers, make sure to apply for and open a new Scotiabank Passport Visa Infinite Business credit card account (“Account”) between May 1, 2026, and Feburary 28, 2027 (regardless of the date you apply for the Card).

To qualify for the 40,000 bonus Scene+ points: (the "Offer")

1. Earn 30,000 bonus Scene+ points by making at least $5,000 in everyday eligible business purchases in your first 3 months.

2. Earn 10,000 bonus Scene+ points by making at least $60,000 in everyday eligible business purchases in your first 12 months.    

Once you qualify, we’ll credit the applicable Scene+ membership account in up to 2 instalments:

1. 30,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the qualifying $5,000 in eligible business purchases being posted to your Account within the first 3 months of Account opening.  

2. If you qualify, an additional 10,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the qualifying $60,000 in eligible business purchases being posted to your Account within the first 12 months of Account opening.   

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases (i.e., $5,000 or $60,000). However, if the qualifying purchase for any bonus is completed by a supplementary cardholder, in all cases the applicable bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, are not eligible for the Offer.  Subject to the above exclusions, Scotiabank personal credit card holders are also eligible for the Offer.

See terms and conditions¹ for full details. Offer subject to change.

To qualify for the 5% Cash Back and Introductory 2.99% Balance Transfer Rate Offers (the “Offer”), make sure to open a new Scotia Momentum® for business Visa* Card account (“Account”) between May 1, 2026 and October 31, 2026. 

Balance Transfer Offer: The Introductory 2.99% Balance Transfer Rate Offer applies only to new Scotia Momentum for business Visa credit card accounts (“Accounts”) that are opened between May 1, 2026, and October 31, 2026 (regardless of the date you apply for the Card). The introductory rate will last for 6 months from the date of Account opening (the “Promotional Period”) and will apply only to eligible balance transfers made during the Promotional Period. This BT Offer is subject to any available credit limit on your Account. After the Promotional Period, the interest rate on any balance transfer made during the Promotional Period (including any amount of those balance transfer made during the Promotional Period that remain unpaid) will increase to the preferred interest rate on cash advances (currently 22.99%).    

5% Cash Back Offer: You will earn 5% cash back on the first $6,500 in eligible purchases you spend on your new Account within the first 3 months of the Account open date (the “Promotional Period”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers and cash-like transactions), interest, fees or other charges. After the Promotional Period  or as soon as you reach $6,500 in spend (whichever occurs first), you will earn regular cash back on eligible purchases at the regular cash back rates only as described in the Scotia Momentum® for business Visa* Card Cash Back Program Terms & Conditions (the “Program Terms”).  All other terms and conditions of the Program Terms continue to apply during and after the Promotional Period.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, are not eligible for the Offer. Subject to the above exclusions, Scotiabank personal credit cardholders are also eligible for the Offer.

See terms and conditions¹ for full details. Offer subject to change. 

10% cash back offer:

You will earn 10% cash back on the first $1,500 in eligible purchases (the "Offer") you make on your new Account within the first 3 months of the Account open date (the “Promotional Period”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include cash advances (including balance transfers and cash-like transactions), interest, fees, or other charges or payments. After the Promotional Period, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) as set out in the Scotia Momentum® for business No Fee Visa* Card Cash Back Program Terms and Conditions (the “Program Terms”). 

The 10% cash back rate is made up of the sum of: (i) the regular Cash Back Program Rate; and (ii) a bonus top up rate of 9%. All other terms and conditions of the Program Terms continue to apply during and after the Promotional Period.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, are not eligible for the Offer. Subject to the above exclusions, Scotiabank personal credit cardholders are also eligible for the Offer.

See Offer terms and conditions¹ for full details.

10% cash back offer:

You will earn 10% cash back on the first $1,500 in eligible purchases (the "Offer") you make on your new Account within the first 3 months of the Account open date (the “Promotional Period”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include cash advances (including balance transfers and cash-like transactions), interest, fees, or other charges or payments. After the Promotional Period, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) as set out in the Scotia Momentum® for business No Fee Visa* Card Cash Back Program Terms and Conditions (the “Program Terms”). 

The 10% cash back rate is made up of the sum of: (i) the regular Cash Back Program Rate; and (ii) a bonus top up rate of 9%. All other terms and conditions of the Program Terms continue to apply during and after the Promotional Period.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, are not eligible for the Offer. Subject to the above exclusions, Scotiabank personal credit cardholders are also eligible for the Offer.

See Offer terms and conditions¹ for full details.

To qualify for 15,000 bonus Scene+ points: (the "Offer")

• Apply for and open a new Scotia Home Hardware PRO Business Visa credit card account (“Account”) between October 1, 2026, and November 30, 2026.

• Spend at least $1,500 in eligible purchases at eligible Home Hardware, Home Building Centre, Home Hardware Building Centre locations in Canada and online at homehardware.ca in the first 3 months of the Account open date.

   

Once you qualify, the 15,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the qualifying $1,500 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the bonus points will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the $1,500 of eligible purchases. However, if the qualifying purchase is completed by a supplementary cardholder, the bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, are not eligible for the Offer.  Subject to the above exclusions, Scotiabank personal credit card holders are also eligible for the Offer.

See terms and conditions¹ for full details. Offer subject to change.