Scotia Momentum® Visa Infinite* card

MoneySense Cash Back Awards Card WINNER
Cash back on gas & groceries
Concierge Service

Great reasons to get this card
for your everyday purchases

  • 4% Cash back on gas & groceries
  • 2% cash back on Drug Stores and recurring bill payments
  • Plus earn 1% cash back on everything else you charge to your card.
Gas Stations
Grocery Stores
Drug Stores
Recurring Bill Payments
Plus earn 1% cash back on everything else you charge to your card.
Scotia Momentum Visa Infinite card Cash Back Program Terms and Conditions
Momentum Infinite video

See what others say about the card

Mark & Stephanie love their {{ctrl.productData[0].name}}. And not just for the cash back!

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Fees, Rates & Other Information

Annual Fee

$30 each additional supplementary card

Interest rates

19.99% / 22.99%
19.99% on purchases. 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit


You must have a minimum annual income of $60,000 or a minimum household income of $100,000.

Exclusive, unforgettable experiences

Take advantage of these one-of-a-kind dining, entertainment adventures and exclusive benefits for Visa Infinite card holders.

Visa Infinite Dining Series

Dine with some of the biggest names in the food and wine industry in a private, sophisticated setting. Savour a delicious, multi-course meal and expertly paired wines.

Visa Infinite Music Series

Get true VIP access to premier events with some of the world’s top musicians. You can attend intimate concerts, meet your favourite artists and relax in VIP lounges.

Wine Country Wonders

Show your card at over 60 wineries in British Colombia and Ontario and you can enjoy complimentary tastings, private vineyard tours and discounts on wine purchases.

Complimentary Concierge Services

Whether you need help planning your trip, restaurant reservations, or tickets to a show, our concierge is happy to assist, 24/7.

Luxury Hotel Privileges

Save with the best available rates – guaranteed. Plus when you check in, you’ll get an automatic room upgrade when it’s available and free Wi-Fi in your room.

For details, and to check out the current exclusive card holder offers, visit

Your card comes with benefits

Take advantage of all the ways a {{ctrl.productData[0].name}} card adds to your life.

Travel Emergency Medical Insurance

Coverage is provided for eligible persons under age 65 for up to 15 consecutive days.

Trip Interruption Insurance

Charge at least 75% of your trip costs to your card and get trip interruption insurance at no extra cost.

Flight Delay Insurance

Charge at least 75% of the full ticket cost to your card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.

Delayed and Lost Baggage Insurance

Charge the full cost of your airplane, train, bus or cruise ship tickets to your card. If your checked luggage is delayed or lost – you’re covered.

Rental Car Collision Loss/Damage Insurance

Charge the full cost of your rental to your card and you’re automatically insured if your rental is damaged or stolen.

Travel Accident Insurance

Charge at least 75% of your ticket cost to your card and you’re insured against accidental loss of life or dismemberment.

Purchase Security & Extended Warranty Protection

Most items purchased with your card are insured against theft, loss, or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Save on car rentals

Planning a road trip? Save on car rentals with discounts of up to 20% at participating AVIS car rental locations worldwide.

Save time at the checkout

Tap your {{ctrl.productData[0].name}} or your smartphone for quick easy payments.

Get a Supplementary Card

Add an additional Supplementary Cardholder to your {{ctrl.productData[0].name}} Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.

Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

For claim forms and answers to Frequently Asked Questions, visit our partner's site.