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As artificial intelligence becomes more advanced, more people are using it in more aspects of their lives, but still see financial advice from a real person as critical. According to a survey conducted by Scotiabank in Fall 2025, some investors using AI tools view it as complementary to the information and guidance from their primary financial advisor (30%), but the majority (62%) trust their financial advisor more than AI-generated advice. Still, the Investor Sentiment Survey found usage varies by demographics. For example, male investors were more likely to have consulted AI tools about finances and investments in the past year and those aged 45+ were less likely.

Check out the infographic below for more insights from the survey. Results are based on Scotiabank’s Investor Sentiment Survey conducted in Fall 2025 among Canadian investors.
 

Infographic title text: How are investors using AI?
Infographic text: Investors who have consulted AI tools about finances/investments in the past year, by gender: 10% of women and 18% of men.
Infographic text: Investors working with a financial  advisor who have used AI to validate/confirm recommendations made by their advisor in the past year, by age: 39% of 25-34. 20% of 35-44. 2% of 45-54. 2% of 55-64. 0% of 65+.
Infographic text: Investors who reported relying primarily on AI tools when making investment decisions in the past year, by age: 22% of 25-34. 12% of 35-44. 1% of 45-54. 2% of 55-64. 0% of 65+.
Infographic text: 3 in 10 believe AI-generated advice can complement the advice they receive from their financial advisor. Roughly 9 in 10 trust their primary financial advisor more than AI-generated financial advice.

This content is based on survey responses and is provided for informational purposes only. It does not constitute investment advice. Investors should consult a qualified financial advisor before making investment decisions.

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This infographic is part of AI Unpacked, an ongoing content series examining what artificial intelligence really means for how we work, bank and live.