Basic Banking Account

Monthly fee
Seniors fee (age 60+)
ScotiaCard security
3 easy steps, 100% safe & secure

Top reasons to choose this account

  • Earn SCENE Rewards on everyday purchases
  • 12 transactions every monthincluding up to 4 teller-assisted transactions
  • 2 Free Interac e-Transfers per month
  • Ideal if your banking needs are minimal

Helpful Account Services

Great services to help you manage your money

Free Scotia® InfoAlerts

Get an email or text notification every time money moves through your account. Find out more.

Interac e-Transfer

All you need is an email address and you can send money to friends and family who have a Canadian bank account. Send money now.

Pre-Authorized Payments

Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees Set up a payment.

Direct Deposit

Have your paycheque, pension and more automatically deposited into your account and access your money right away. Set it up.

Overdraft Protection

Manage everyday expenses knowing you won't be caught short of funds. Protect your account.

Western Union

A perfect way to send funds to family and friends worldwide Find out.

Bank The Rest® Savings Program

More about Bank the Rest Get started.

Free Add-Ons

Make saving easier with these convenient add-ons.

Bank The Rest® Savings Program

Spend and save just by using your ScotiaCard® debit card.

Pre-Authorized Contributions

Save automatically. It's the easiest way to save for the things that matter to you


Account Selector

Find the right account for me.

Chequing & Savings Comparison Tool

Find the one that's right for you. .

Bank The Rest® Demo & Calculator

Turn Your Debit Purchases Into Savings

SCENE Calculator

See how fast points add up!

SCENE Program + Scotiabank

You may never have to pay for a movie again. See how easy it is with a SCENE membership.

Additional Information

  • Transactions include up to 4 teller-assisted transactions and up to 12 self-serve transactions encompassing: Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
  • Additional transactions cost $1.25 each.
  • Eligible for CDIC insurance.
  • Summary of Account Fees.

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Day-to-Day Banking
Companion Booklet

PDF: 499 kb