What’s the right solution for you?

  • Scotiabank’s credit solutions offer a host of features and benefits to suit your needs. 
  • Based on the responses you provided, here are our recommendations for you.
  • Interested in a solution and ready to take the next step? You will need to apply for each solution separately.

Scotia Momentum® Visa* Card

Main features and perks

Get up to 2% cash back on eligible gas station, grocery store, drug store purchases and recurring payments.1

Special offer

Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

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Scotia  Momentum®  No-Fee Visa

Main features and perks

Get up to 1% cash back on eligible purchases with no annual fee.1

Special offer

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).2

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Scotia Momentum® Visa Infinite* Card

Main features and perks

The cash back card with the most awards in 2022.

Plus, comprehensive Travel Insurance and New Mobile Device Insurance.7

Special offer

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 No annual fee in the first year, including on additional cards.1

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Scotia Momentum® Mastercard®* Credit Card

Main features and perks

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1

Special offer

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).2

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Scotiabank Passport® Visa Infinite* Card

Main features and perks

The only major bankΔ offering you no foreign transaction fees, including for shopping online or abroad.**

Earn up to 3X the Scene+TM points when you spend $1 on eligible grocery, dining and entertainment purchases.1

Special offer

Earn up to $1,100* in value in the first 12 months, including up to 35,000 bonus Scene+ points and annual fee waived on your first supplementary card.

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Scotiabank Platinum American Express® Card

Main features and perks

Earn 2X the Scene+ points for every $1 you spend on all your eligible purchases.1

The only major bank that saves you 2.5% on foreign transaction fees.7∆

Special offer

Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.

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Scotiabank Gold American Express® Card

Main features and perks

Earn up to 6X the Scene+ points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Special offer

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points.1

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Scotiabank American Express® Card

Main features and perks

Earn up to 3X Scene+TM points on every $1 you spend on eligible grocery, dining, and entertainment purchases1.

 

Special offer

Earn up to 7,000 bonus Scene+ points within your first year (that’s up to $70 towards travel).4

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Scotiabank® Scene+ Visa* Card

Main features and perks

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, and Cineplex.4

Special offer

Earn up to 5,000 bonus Scene+ points within your first year.2

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Scotiabank Value® Visa* Card

Main features and perks

Save up to hundreds of dollars a year on interest.1

Special offer

0% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29).2 Plus no annual fee in the first year2

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L'earn®  Visa* Card

Main features and perks

  • Get up to a 1% Moneyback reward.1
  • No annual fee.
  • Earn even more rewards, faster!
Learn more

ScotiaLine® Personal Line of Credit for Students

The ScotiaLine® Personal Line of Credit for Students is a revolving borrowing solution that provides you the flexibility and convenience of accessing funds to finance your education.

ScotiaLine® Personal Line of Credit

Enjoy the benefit of a lower-interest way to borrow money. You can use it when needed1 with the convenience of an access card. It's a good option for you to consider if you are looking for financial flexibility.

Scotia Retirement Savings Plan (RSP) Catch-Up® line of credit

A convenient, revolving, borrowing option that will help you make annual RSP contributions, maximize this year's contribution or take advantage of unused carry-forward amounts, without using available funds on hand.

Scotia Plan® Loan 

Whether you need a borrowing solution to help you with large purchases or to consolidate debt, we’ve got you covered.

Looking for a Scotiabank credit card?

Want to explore the benefits and rewards of our Scotiabank credit cards? Already have a credit card and interested in a second one? Please check out our credit card product offerings below.

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