Credit Card Interest Rates

View rate information for our family of credit cards

Card	Interest Rate^†	Cash Advance Rate^†
Scotiabank^® GM^®* VISA^* Card	17.99%	17.99%
Scotiabank^† Platinum American Express^® Card	19.99%	22.99%
Scotiabank^† Gold American Express^® Card	19.99%	22.99%
Scotiabank^† American Express^® Card	19.99%	22.99%
Scotia Momentum^® VISA Infinite Card	19.99%	22.99%
Scotia Momentum^® VISA Card	19.99%	22.99%
Scotia Momentum^® No-Fee VISA Card	19.99%	22.99%
Scotiabank Value VISA Card	12.99%	12.99%
Scotiabank Value VISA Card - fully secured within the Scotia Total Equity Plan	12.99%	12.99%
No-Fee Scotiabank Value VISA Card	16.99%	16.99%
No-Fee Scotiabank Value VISA Card - fully secured within the Scotia Total Equity Plan	16.99%	16.99%
ScotiaGold Passport VISA Card	19.99%	22.99%
No-Fee ScotiaGold VISA Card	19.99%	22.99%
Scotiabank Passport^™ Visa Infinite^* Card	19.99%	22.99%
Scotiabank^† Rewards VISA^* Card	19.99%	22.99%
Scotiabank^® More Rewards^®* VISA^* Card	19.99%	22.99%
SCENE VISA Card	19.99%	22.99%
L'earn^™ Visa Card	19.99%	22.99%
SCENE VISA Card – Student	19.99%	22.99%
Scotia Momentum^® for business VISA^* Card	19.99%	22.99%
Scotiabank^® GM^® Visa^* Business* Card	19.99%	22.99%
ScotiaGold Passport for business VISA Card	19.99%	22.99%

†

Interest rates are effective September 1, 2013 and are for information purposes only. Interest rates are subject to change without notice. Changes in interest rates are effective the day after the cardholder's statement date.

The products listed above are available only in Canada to Canadian residents.