No-Fee Scotiabank Value® Visa* Card

GET AN INTRODUCTORY 3.99% INTEREST RATE ON BALANCE TRANSFERS FOR THE FIRST SIX MONTHS
A great low rate with no annual fee
3.99%
Introductory interest rate on Balance Transfers for the first six months
No annual fee
Convenient with Visa payWave* simply wave your card and go!1

Great reasons to get this card

Save up to hundreds of dollars a year

Save with the combination of a low interest rate and no annual fee – it could add up to hundreds a year!

Pay down higher interest rate balances faster

Stay one step ahead of your balance – a lower interest rate makes this card an affordable way to finance those medium to large purchases you are making.

Transfer higher rate balances and save more

Switch balances over from higher interest-rate credit cards to the No-Fee Scotiabank Value Visa Card. By consolidating your higher rate balances, you’ll save on interest and make paying bills easier.

Fees, Rates & Other Information2

Annual Fee

$0
$0 each additional supplementary card

Interest rates

16.99%
On purchases, cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit

$500
Minimum

Your card comes with benefits

Take advantage of all the benefits of a No-Fee Scotiabank Value Visa Card.

Get a supplementary card

Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member3

Save time at the checkout

Tap your No-Fee Scotiabank Value Visa Card or your smartphone for quick easy payments.

Save on car rentals

Planning a road trip? Save on car rentals with discounts of up to 20% at participating AVIS car rental locations worldwide.

Feel reassured (Optional protection)

Your finances can have added protection from some of life’s unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.