Travel Insurance Benefits

Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost.

You, your spouse, one travelling companion and your eligible dependent children travelling with you, are automatically insured for up to $2,500 per person for eligible expenses (maximum $10,000 per trip) when you charge at least 75% of such trip expenses to your Scotiabank Passport Visa Infinite Business Card and are forced to cancel or interrupt your trip for eligible medical or non-medical causes. Coverage provides reimbursement of non-refundable eligible trips costs and additional charges for ticketing changes.

Coverage is provided for eligible persons under age 65 for up to 25 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.

As a Scotiabank Passport Visa Infinite Business Cardmember, you, your spouse and accompanying dependent children are each automatically covered for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.

Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians' and surgeons' fees, as well as other eligible medical services and supplies. The date of departure is counted as the first day.

This benefit is subject to an exclusion for pre-existing medical conditions.

If you are under age 65 and are travelling for more than 25 days or if you are age 65 and older and travelling for more than 10 days, you may choose to purchase extension coverage from Scotia Assist prior to your departure by calling (416) 572-3636 or 1-877-391-7507. You will receive a separate certificate of insurance if you choose to purchase this coverage.

Charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Business Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency's collision damage waiver or loss damage waiver (or similar provision) and use your Scotiabank Passport Visa Infinite Business Card to pay for the entire cost of the rental. If your rental car is damaged or stolen you are covered for the amount that you are liable to the Rental Agency up to the actual cash value of the vehicle. Note that the rental period cannot exceed 48 consecutive days and vehicles costing over $65,000 are not covered.

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your Scotiabank Passport Visa Infinite Business Card, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses.

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

When you check into any hotel or motel in Canada or the U.S., and charge your stay to your Scotiabank Passport Visa Infinite Business Card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.

Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Protection (Maximum lifetime liability of $60,000)

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank Passport Visa Infinite Business Card.

Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

When you purchase common carrier tickets with your Scotiabank Passport Visa Infinite Business Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the value of the covered luggage or the actual replacement cost of the lost or stolen covered luggage, to a combined maximum of $1,000.

 The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

The Liability Waiver Insurance Program allows eligible businesses to request Scotiabank to waive the business’ liability for certain unauthorized charges made by its employee cardholders up to $100,000 per card.

Safeguard your business with extra protection should the unexpected happen.

Protect your business and the people you care about. This valuable protection can help your business during a difficult time and provides coverage up to $2,000,000. Scotia Business Loan Protection includes a Comprehensive Protection option with a unique combination of benefits (Life, Disability, Hospitalization and Terminal Illness). It’s easy to apply: Simply visit any Scotiabank branch and apply.