The only major bankΔ offering you no foreign transaction fees, including for shopping online or abroad.**

Earn up to 3X the Scene+TM points when you spend $1 on eligible grocery, dining and entertainment purchases.1

Displayed card designs may not be available until 2023. Actual cards will vary.

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value rewards and benefits that can be earned with this Card and willing to pay an annual fee
  • Meet a minimum annual income of $60,000 or a minimum household income of $100,000 or minimum assets under management of $250,000

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Rarely travel, rarely make foreign currency purchases, or rarely need   travel insurance coverage
  • Prefer cash back rewards
  • Prefer not to pay an annual fee 

Fee & Rates

Transfer

Annual Fee5

$150/year
Chart

Interest Rates5

20.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit5

$5,000
Request money

First supplementary Card2,5

$0/year ($50/year on each additional Card)

Additional Benefits

  • Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more. (List of eligible grocers in this category may be changed from time to time without notice. See full list of participating merchants across Canada, visit scotiabank.com/participatingstores).
  • Earn 2 Scene+ points on every $1 you spend on dining, entertainment purchases, daily transit purchases (including buses, subways, taxis, and more), and other eligible grocery stores. 
  • Earn 1 Scene+ point on every $1 you spend on all other eligible everyday purchases.1
  • Your card gives you (the Primary Cardholder) complimentary Visa Airport Companion Program (“Program”) membership, plus six complimentary lounge visits per year from the date of enrollment, providing you with access to 1,200+ airport lounges globally, including participating Plaza Premium Lounges.
  • A suite of comprehensive insurance and service benefits4 that protect you, your loved ones and your belongings.
  • Scotia SelectPayTM. A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee. Learn more.§
  • How to qualify : You must have a minimum annual income of $60,000 or a minimum household income of $100,000 or a minimum assets under management of $250,000.

You may also like these options

Scotiabank Platinum American Express® Card

Main features and perks

Earn 2X the Scene+ points for every $1 you spend on all your eligible purchases.1

The only major bank that saves you 2.5% on foreign transaction fees.7∆

Special offer

Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.

Learn more

Scotiabank Gold American Express® Card

Main features and perks

Earn up to 6X the Scene+ points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Special offer

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points.1

Learn more

Scotiabank® Scene+ Visa* Card

Main features and perks

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware, and Cineplex.4

Special offer

Earn up to 7,500 bonus Scene+ points within your first 3 months.2

Learn more
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