Earn up to 6X the Scene+ points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards

Fee & Rates

Transfer

Annual Fee7

$120/year
Chart

Interest Rates7

20.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit7

$5,000
Request money

Supplementary Card7

$29/year

Additional Benefits 

  • Earn 6 Scene+ points on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland, and more. (List of eligible grocers in this category may be changed from time to time without notice. See full list of participating merchants across Canada, visit scotiabank.com/participatingstores).2
  • Earn 5 Scene+ points for every $1 CAD you spend in Canada on Dining, Food Delivery, entertainment, and other eligible grocery stores.2
  • Earn 3 Scene+ points for every $1 CAD you spend in Canada on eligible gas, daily transit, and select streaming services.2
  • Concierge services to help you plan a trip, book a restaurants or score tickets to a show 24/7.5
  • Charge at least 75% of your trip costs to your card and get trip interruption insurance at no extra cost.10
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.11

You may also like these options

Scotiabank American Express® Card

Main features and perks

Earn up to 3X Scene+TM points on every $1 you spend on eligible grocery, dining, and entertainment purchases1.

 

Special offer

Earn up to 12,000 bonus Scene+ points within your first year (that’s up to $120 towards travel).4

Learn more

Scotiabank® Scene+ Visa* Card

Main features and perks

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, and Cineplex.4

Special offer

Earn up to 10,000 bonus Scene+ points within your first year.2

Learn more

Scotiabank Rewards Comparison

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Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

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