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Get 20,000 bonus points, good for $200 in travel.2Sign up today.
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Everything needs updating. Even insurance.
Take a Second Look at your Travel Insurance with ScotiaLife Financial.
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Celebrate the long weekend with long term savings.Learn more
Start your travel plans faster. Earn 5,000 bonus points with your first Card purchase when you get a Scotiabank American Express Card.2
That's worth $50 in travel!Apply online Rewards Calculator Rewards Calculator
Notice: Important Changes to Scotiabank Credit Card Accounts
Effective August 1, 2016, there will be changes to some of our credit card fees and other terms.
For more information, please refer to our Important Notice for Scotiabank Credit Cardholders.
Earn 5,000 bonus Scotia Rewards points2
Earn travel rewards up to 2X faster1
Where will your card take you? Scotia Rewards Points Calculator
Accelerated travel rewards!
Earn travel rewards faster, then use your Scotia Rewards points to book flights, hotels, holiday packages, cruises and more with no restrictions!
Scotia Rewards® points
Earn two points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.1
Earn one point for every dollar you spend on all other eligible purchases.1
Extraordinary Travel Services
Purchase travel online or over the phone through our full-service travel agency. Or you can choose to book your own travel using your Scotiabank American Express Card, then call or go online to redeem points for the purchase. 4
Flexible Point Redemption
Your Scotiabank American Express Card gives you access to reduced rates, special amenities, and a diverse selection of worldwide destinations.
Receive up to 20% off the lowest published offer at over 18,000 hotels worldwide,with special rates and/or complimentary amenities.
Take advantage of up to 25% off car rentals with over 125 companies around the globe
Get low rates, special amenities, and discounts on select vacation package.
Special offers and benefits ranging from shipboard credits, upgrades, and shore excursions (if available)
For a look at just some of the travel experiences available visit www.scotiarewards.com and click on the travel tab.
Scotiabank Gold American Express Card Rewards Program Terms and Conditions.
Comprehensive Travel Protection & Savings6
For claim forms and answers to Frequently Asked Questions visit our partner's site
Travel Emergency Medical Insurance
If you are under 65 years of age and are travelling for more than 8 days or if you are 65 years of age and over and travelling for more than 3 days, you may choose to purchase extension coverage from Scotia Assist prior to your departure by calling 416-572-3636 or 1 877-391-7507. You will receive a separate certificate of insurance if you choose to purchase this coverage.
The Scotiabank American Express card can protect your travel investment with trip interruption insurance at no extra cost.
You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) when you charge at least 75% of trip expenses to your Scotiabank American Express card.
Up to $250,000 Common Carrier Travel Accident Insurance
When you charge at least 75% of the full common carrier travel fares to your Scotiabank American Express Card, you, your spouse and unmarried dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.
Rental Car Collision/Loss Damage Insurance
When you charge the entire cost of car rental to your Scotiabank American Express Card and decline the agency's collision damage waiver (or similar provision) at the time of rental, you'll be insured if your rental vehicle is damaged, or stolen.
Purchase Security and Extended Warranty Insurance
Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world – as long as the full cost of the item is charged to your Scotiabank American ExpressCard. Coverage extends for the first 90 days from the date of purchase and is in excess of any other insurance coverage.
When you use your Scotiabank American Express Card to purchase most personal items and charge the full cost of the item to your Card, extended warranty coverage doubles the original manufacturer's warranty for up to one year. Items covered by a manufacturer's warranty of five years or more must be registered within the first year of purchase.
Price Protection Service
When you use your Scotiabank American Express Card to buy a new item in Canada that is offered for sale at a lower price within 60 days of purchase, the Price Protection Service pays you the price difference up to $100 per item and $500 per calendar year.
Minimum Credit Limit: $1,000
Interest-Free Grace Period: At least 21 days7
Primary Card Holder Annual Fee: $39
Additional Card Holder Annual Fee: $15
With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 5%† of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event of a diagnosis of a covered Critical Illness++, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $20,000.
This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.
Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 65 years of age.
View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.
The information you need is always close at hand. Locally and wherever your travels take you, it's important that you have access to your account and your account information in a variety of ways:
Internet Banking - Visit Scotia OnLine® Financial Services at scotiabank.com
Telephone Banking - TeleScotia Telephone Banking 1-800-267-1234
ABM Machines - Worldwide look for machines displaying the Interac, American Express or LINK symbols
You can also use Scotia® Credit Card cheques to:
It's hard to get a credit card without a Canadian credit history. But the Scotiabank StartRight ® Program± for Newcomers can help. It's a special program designed to meet the needs of newcomers to Canada. With the StartRight Program, you can be approved for a credit card – even without a Canadian credit history. Once you have a credit card you can:
Use the link below to apply for your credit card through the Scotiabank StartRight Program today.Apply now