Scotiabank American Express® Card

Earn 1 Scotia Rewards® point for every $1 you spend on everyday purchases
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Book and redeem for travel anywhere, anytime, with no travel restrictions
No Annual Fee

Great reasons to get this card
for your everyday purchases

Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, a full-service travel agency.
  • Redeem for travel anywhere, anytime, with no travel restrictions

Enjoy benefits

  • Access to special offers, merchandise, rewards and more

Peace of mind for every trip

  • Travel without worry with our travel insurance package

Scotiabank Rewards Program Terms and Conditions

Fees, rates and other information

Annual Fee

$0 each supplementary card

Interest rates

19.99% on purchases. 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit


Your card comes with great benefits

As a Scotiabank American Express Cardholder, you’ll enjoy lots of flexibility – and savings.

Book and redeem easily

Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare.

Enjoy Special Offers, Access and Experiences with American Express Invites®

American Express Invites opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go! Sign up for e-updates.

Special Offers with Scotia Rewards Travel Advantage

Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

Beyond Travel Rewards

Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards.

Travel with 4 types of coverage

While you’re away you have travel protection.

Travel Emergency Medical Insurance

Coverage is provided for eligible persons under age 65 for up to 8 consecutive days and for eligible persons age 65 and older for up to 3 consecutive days.

Trip Interruption Insurance

Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost

Rental Car Collision Loss/Damage Insurance

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

Travel Accident Insurance

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

For claim forms and answers to Frequently Asked Questions visit our partner's site.

Shop with added coverage

Added coverage means you can shop with confidence anywhere around the world.

Purchase Security & Extended Warranty Protection

Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Price Protection Service

Most items purchased with your Card are protected in the event of a price drop within 60-days of purchase.

Enjoy all the benefits

You also have all the advantages that come with being an American Express Cardholder.

Save time at the checkout

Tap your {{ctrl.productData[0].name}} or your smartphone for quick easy payments.

Get a Supplementary Card

Add an additional Supplementary Cardholder to your {{ctrl.productData[0].name}}. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member

Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.