Chequing & Savings Comparison Tool

Find the account that's just right

We offer a variety of Chequing and Savings accounts just right for your everyday banking needs.

Not sure where to start?

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Companion Booklet
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Basic Banking Plan

More details Apply now
  • You need up to 25 transactions per month
  • You want to earn SCENE® rewards
$8.95/month
$2,000 minimum
25
$1.00/each
Free Paperless and more…
Free
$1.00/month1
$2.00/month
$2.00/month1
3 additional features
  • Personalized cheques can be purchased
  • No charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply
  • Scotia Plus Eligible – discounted banking (age 59 and over)
Earn SCENE® Rewards and more...
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Basic Banking Account

More details Apply now
  • You don't perform many transactions
  • You want to earn SCENE® rewards
$3.95/month
Not applicable
12 2
(up to 4 teller-assisted transactions3)
$1.00/each
Free Paperless and more…
Free
Free
$2.00/month
$2.00/month1
2 additional features
  • Personalized cheques can be purchased
  • Scotia Plus Eligible – discounted banking (age 59 and over)
Earn SCENE® Rewards and more...
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Scotia OneTM Account

More details Apply now
  • You need unlimited full-service transactions
  • You keep a higher balance
$11.95/month
$3,000 minimum
Unlimited
No charge
Free Paperless and more…
Free
$1.00/month1
$2.00/month
$2.00/month1
3 additional features
  • Personalized cheques can be purchased
  • No charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply
  • Scotia Plus Eligible – discounted banking (age 59 and over)
Earn SCENE® Rewards and more...
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Scotia® MoneybackTM Account

More details Apply now
  • You need unlimited self-service transactions
  • You want to earn money back on all your debit purchases
$14.95/month
Not applicable
Unlimited self-service debit transactions and 1 free teller-assisted transaction
$1.50/each additional teller-assisted transaction
Free Paperless and more…
Free
$1.00/month
$2.00/month
Not applicable
5 additional features
  • 1% money back on all debit Point of Sale purchases as well as Interac Online and Cross Border Debit, to a maximum of $300 per year
  • 2 FREE Interac withdrawals/month from non-Scotiabank ABMs in Canada
  • 1 FREE teller transaction per month
  • Optional Scotia Moneyback branded ScotiaCard available
  • Personalized cheques can be purchased
Bank the Rest Savings program and more…
 
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Student Banking Advantage® Plan

More details Apply now
  • You are a full-time student5 attending a university, community college, or another recognized post-secondary school in Canada
  • You do not want to pay a monthly fee
$0/month
Not applicable
Unlimited
No charge
Free Paperless and more…
Free
Free
$2.00/month
Free
4 additional features
Earn SCENE® Rewards and more...
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Getting There® Savings Program For Youth (under age 19)

More details Apply now
  • You're 19 or younger
  • You want to start saving for the future
$0/month
Not applicable
Unlimited
No charge
Free Paperless more…
Free
Free
Free
Free
1 additional feature
  • Personalized cheques can be purchased
Earn SCENE® Rewards and more...
 
 
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Scotia Power Savings AccountTM

More details Apply now
  • You want to reach your savings goals faster
  • You want to easily access your savings
$0/month
Not applicable
Unlimited4($5.00/each)
$5.00/each
Free Paperless Recordkeeping
Free
Not applicable
Not applicable
Not applicable
2 additional features
  • FREE direct deposit/transfer to your Scotia Power Savings Account from another financial institution
  • Discounted Seniors banking (age 59 and over)
Consolidate your savings and more…
 
 
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Money Master® Savings Account

More details Apply now
  • You want a competitive interest rate
  • You want to save for your future
$0/month
Not applicable
Unlimited4
$5.00/each
Free Paperless Recordkeeping
Free
$2.00/month
Not applicable
Not applicable
1 additional feature
Discounted Seniors banking (age 59 and over)
Consolidate your savings and more…
 
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Scotia® Euro Daily Interest Savings Account

More details
  • You want to avoid foreign exchange costs
  • You want to easily access your Euros
€1/month
€200 minimum
2 teller-assisted withdrawals
€1.00
Free Paperless Recordkeeping
Free
Not applicable
Not applicable
Not applicable
2 additional features
  • Tiered interest calculated on daily closing balance
  • Discounted banking (age 59 and over)
Direct Deposit and more...
 
 
 
 
 
 
 
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Scotia® US Dollar Daily Interest Account

More details Apply now
  • You travel to the US regularly
  • You make and receive payments in US dollars
$1/month
Maintain a minimum daily balance of $200 U.S. and your monthly fee is waived
2
$1.00/each
Free Paperless and more…
Free
$2.00/month
Free
Not applicable
4 additional features
  • Tiered interest calculated on daily closing balance
    Commission-free regular American Express USD travelers cheques, money orders and USD drafts
  • Discounted Seniors banking
Direct Deposit and more…
 
 
 
 
 
 
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Scotia® Plus Program for Seniors

More details Apply now
  • You are 59 or older
  • You want discounted banking
$0/month
Not applicable
Unlimited
Free
Free Paperless and more…
Free
Free
$2.00/month
Free
8 additional features
  • Free personalized or certified cheques
  • Free money orders and drafts
  • Spousal benefits
  • $5 discount on Safety Deposit Boxes
  • Free processing of foreign currency cheques drawn on or deposited to your account
  • Free processing of postdated or mailed-in deposits
  • Commission-free regular American Express Travellers Cheques
  • Stop payment options
Direct Deposit and more…