Do you have larger borrowing needs?

To pick an additional borrowing solution, select the option below. 

If not, please apply for your new card either online or via an appointment in a branch.

Ready to apply? It’s fast and easy

Ready to apply? It’s fast and easy

Book an appointment

Meet with a Scotiabank advisor in person at the branch closest to you.

By phone

Mon-Fri (9am-8pm) 

Tel.: 1-888-882-8958 

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

Earn Scene+ points on everyday purchases.¹

Earn up to 7,500 bonus Scene+ points within your first year.2

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fee & Rates         


Annual Fee3


Interest Rates3

19.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit3 

Request money

Supplementary Card3


Additional Benefits 

  • Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex♢ theatres or at
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.4
  • Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.
  • Save on car rentals5: As a SCENE® Visa* Cardholder, Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your SCENE®* Visa* card.
  • Scotia SelectPayTM A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.11 Learn more.
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.10

You may also like these options

Scotiabank Passport® Visa Infinite* Card

Main features and perks

The only major bank credit cardΔ offering you no foreign transaction fees, including for shopping online or abroad.**

Special offer

Earn up to 35,000 bonus Scene+™* points in your first year (that’s up to $350 towards travel).

Learn more

Scotiabank American Express® Card

Main features and perks

Earn 2X Scene+TM points for every $1 you spend on eligible grocery, dining, entertainment, gas, daily transit and select streaming services purchases1.


Special offer

Earn up to 10,000 bonus Scene+™ points within your first year (that’s up to $100 towards travel).4

Learn more

Scotiabank Rewards Comparison

Select the type of reward or benefit you're interested in and take the guesswork out of choosing a card.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

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