Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware, and Cineplex.4

Earn up to 7,500 bonus Scene+ points within your first 3 months.2

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fee & Rates         


Annual Fee3


Interest Rates3

20.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit3 

Request money

Supplementary Card3


Additional Benefits 

  • Earn 2 Scene+ points on every $1 you spend at Home Hardware.4
  • Earn 2 Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more. (List of eligible grocers in this category may be changed from time to time without notice. See full list of participating merchants across Canada, visit scotiabank.com/participatingstores).
  • Earn 2 Scene+ points for every $1 you spend at Cineplex theatres or at cineplex.com.4
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.4
  • Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.
  • Save on car rentals5: As a Scotiabank® Scene+ Visa* Cardholder, Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank® Scene+ Visa* Card.
  • Scotia SelectPayTM A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.11 Learn more.
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.10

You may also like these options

Scotiabank Passport® Visa Infinite* Card

Main features and perks

The only major bankΔ offering you no foreign transaction fees, including for shopping online or abroad.**

Earn up to 3X the Scene+TM points when you spend $1 on eligible grocery, dining and entertainment purchases.1

Special offer

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.

Learn more

Scotiabank American Express® Card

Main features and perks

Earn up to 3X Scene+TM points on every $1 you spend on eligible grocery, dining, and entertainment purchases1.


Special offer

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).4

Learn more

Discover your credit card rewards

Enter your monthly spending details to compare Scotiabank’s credit card benefits and calculate your rewards.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

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