Earn up to 3X Scene+TM points on every $1 you spend on eligible grocery, dining, and entertainment purchases1.

 

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).4

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Don’t mind paying an annual fee to benefit from even more rewards & other benefits available with one of our other Cards

Fee & Rates

Transfer

Annual Fee5

$0/year
Chart

Interest Rates5

19.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit5 

$1,000
Request money

Supplementary Card5

$0/year

Additional Benefits

  • Earn 3 Scene+ points 1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland, and more. (List of eligible grocers in this category may be changed from time to time without notice. See full list of participating merchants across Canada, visit scotiabank.com/participatingstores).
  • Earn 2 Scene+ points1 for every $1 you spend on dining, entertainment, gas, daily transit, select streaming services and other eligible grocery stores purchases.
  • Book and redeem for travel anywhere, anytime, with no travel restrictions.2,3
  • Enjoy Special Offers, Access and Experiences with American Express Invites®.6
  • New Mobile Device Insurance.10
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.11

You may also like these options

Scotiabank Gold American Express® Card

Main features and perks

Earn up to 6X the Scene+ points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Special offer

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points.1

Learn more

Scotiabank Passport® Visa Infinite* Card

Main features and perks

The only major bankΔ offering you no foreign transaction fees, including for shopping online or abroad.**

Earn up to 3X the Scene+TM points when you spend $1 on eligible grocery, dining and entertainment purchases.1

Special offer

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.

Learn more

Scotiabank® Scene+ Visa* Card

Main features and perks

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware, and Cineplex.4

Special offer

Earn up to 7,500 bonus Scene+ points within your first 3 months.2

Learn more
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