Do you have larger borrowing needs?

To pick an additional borrowing solution, select the option below. 

If not, please apply for your new card either online or via an appointment in a branch.

Ready to apply? It’s fast and easy

Ready to apply? It’s fast and easy

Book an appointment

Meet with a Scotiabank advisor in person at the branch closest to you.

By phone

Mon-Fri (9am-8pm) 

Tel.: 1-888-882-8958 

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

Earn 2X Scene+TM points for every $1 you spend on eligible grocery, dining, entertainment, gas, daily transit and select streaming services purchases1.

 

Earn up to 10,000 bonus Scene+™ points within your first year (that’s up to $100 towards travel).4

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Don’t mind paying an annual fee to benefit from even more rewards & other benefits available with one of our other Cards

Fee & Rates

Transfer

Annual Fee5

$0/year
Chart

Interest Rates5

19.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit5 

$1,000
Request money

Supplementary Card5

$0/year

Additional Benefits

  • Book and redeem for travel anywhere, anytime, with no travel restrictions.2,3
  • Enjoy Special Offers, Access and Experiences with American Express Invites®.6
  • New Mobile Device Insurance.10
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.11

You may also like these options

Scotiabank Gold American Express® Card

Main features and perks

Earn 5X Scene+TM points on every $1 CAD you spend on eligible grocery, dining and entertainment purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Special offer

Earn up to 40,000 bonus Scene+™ points in your first year (that’s up to $400 towards travel) and first year annual fee waived.1

Learn more

Scotiabank Passport® Visa Infinite* Card

Main features and perks

The only major bank credit cardΔ offering you no foreign transaction fees, including for shopping online or abroad.**

Special offer

Earn up to 35,000 bonus Scene+™* points in your first year (that’s up to $350 towards travel).

Learn more

SCENE®*+ Visa* Card

Main features and perks

Earn Scene+ points on everyday purchases.¹

Special offer

Earn up to 7,500 bonus Scene+ points within your first year.2

Learn more

Scotiabank Rewards Comparison

Select the type of reward or benefit you're interested in and take the guesswork out of choosing a card.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

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