Do you have larger borrowing needs?

To pick an additional borrowing solution, select the option below. 

If not, please apply for your new card either online or via an appointment in a branch.

Book an appointment

Meet with a Scotiabank advisor in person at the branch closest to you.

By phone

Mon-Fri (9am-8pm) 

Tel.: 1-888-882-8958 

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, and Cineplex.4

Earn 1,250 bonus Scene+ points upon first purchase.4

Is this Credit Card right for you? 

Right for you if you:

  • Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
  • Value the rewards and benefits that can be earned with this Card
  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fee & Rates

Transfer

Annual Fee3

$0/year
Chart

Interest Rates3

19.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit

$500
Request money

Supplementary Card3

$0/year

Additional Benefits

  • Earn 2 Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more. (List of eligible grocers in this category may be changed from time to time without notice. See full list of participating merchants across Canada, visit scotiabank.com/participatingstores).4
  • Earn 2 Scene+ points for every $1 you spend at Cineplex theatres or at cineplex.com.4
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.4
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.
  • Save on car rentals5: As a Scotiabank® Scene+ Visa* Cardholder, Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank® Scene+ Visa* Card.
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.10

You may also like these options

L'earn®  Visa* Card

Main features and perks

  • Get up to a 1% Moneyback reward.1
  • No annual fee.
  • Earn even more rewards, faster!
Learn more

Scotiabank Rewards Comparison

Select the type of reward or benefit you're interested in and take the guesswork out of choosing a card.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

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