ScotiaGold Passport® Visa* card

1x
Scotia Reward point with every purchase
5%
Earn cash back on travel purchased through Scotia Rewards Travel Service
Book and redeem for travel anywhere, anytime, with no travel restrictions

Great reasons to get this card
for your everyday purchases

Earn Scotia Rewards Points and Cash Back

  • Earn 1 Scotia Reward point on every $1 spent
  • Book your travel through Scotia Rewards Travel Service and earn 5% cash back on the cost of your trip.

Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.
  • Redeem for travel anywhere, anytime, with no travel restrictions.

Enjoy benefits

  • Access to special offers, merchandise, rewards and more

Peace of mind for every trip

  • Travel with confidence on every trip with our comprehensive travel insurance

Scotiabank Rewards Program Terms and Conditions

Fees, rates & other information

Annual Fee

$110
$30 each supplementary card

Interest rates

19.99%/22.99%
19.99% on purchases. 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit

$5,000
Minimum

Your card comes with great benefits

Take advantage of everything your ScotiaGold Passport® Visa* Card offers you.

Book and redeem easily

Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare.

Travel and get 5% cash back

Reward yourself for seeing the world. You’ll earn 5% cash back on airline tickets, pre-package tours, and cruises. Visit online or call Scotia Rewards to redeem.

Beyond Travel Rewards

Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards

Travel with 6 types of coverage

Relax...While you’re away you have comprehensive travel protection.

Travel Emergency Medical Insurance

Coverage is provided for eligible persons under age 65 for up to 31 consecutive days.

Trip Cancellation/Trip Interruption Insurance

Coverage is provided for eligible persons under age 65.

Rental Car Collision Loss Damage Insurance

Charge the full cost of your eligible rental car to your card and you’re automatically insured if your rental is damaged or stolen.

Delayed and Lost Baggage Insurance

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

Travel Accident Insurance

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

Hotel/Motel Burglary Insurance

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

Shop with added coverage

Added coverage means you can shop with confidence anywhere around the world.

Purchase Security & Extended Warranty Protection

Most items purchased with your card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Enjoy all the benefits

Save time at the checkout

Tap your ScotiaGold Passport Visa Card or your smartphone for quick easy payments.

Get a Supplementary Card

Add an additional Supplementary Cardholder to your {{ctrl.productData[0].name}}. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member

Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.