ScotiaGold Passport® VISA* card

ScotiaGold Passport
ScotiaGold Passport

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5,000 bonus points

Kick-start your travel plans with 5,000 bonus points on your first purchase.

Apply online Rewards Calculator Rewards Calculator
  • Earn Scotia Rewards Points One point for every $1 you spend.1
  • Travel anywhere, any time with no restrictions
  • Earn 5,000 Scotia Rewards bonus points
  • Comprehensive Travel Insurance2
  • 5% cash back3 On travel purchased through Scotia Rewards Travel Service6
  • ConvenientWith Visa payWave simply wave your card and go!
  • Eligible for My Mobile Wallet

At a Glance

Earn Bonus Scotia Rewards Points

$110

Introductory Annual Fee

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Exclusive Travel Services

Rates & Fees

  • Minimum Credit Limit $5,000
  • Interest-Free Grace Period At least 21 days4
  • Annual Fee $110
    • $65 applies to Cardmembers 65 years of age or older1.
    • $55 if account is secured under a Scotia Total Equity® Plan ($32.50 for Cardmembers 65 years of age or greater).
  • Interest Rate
    • 19.99% on purchases
    • 21.99% on cash advances, balance transfers and Scotia® Credit Card cheques
Primary Card Holder Annual Fee
$110 Annual Fee
$65 Applies to Cardmembers 65 years of age or older.
$55 If account is secured under a Scotia Total Equity® Plan
($32.50 for Cardmembers 65 years of age or greater).
Supplementary Cards Annual Fee
$30 Annual Fee
$15 If primary Cardmember is 65 years of age or older.
$15 If account is part of a Scotia Total Equity Plan. Order now (59 Kb)

For current rates and information on fees and interest cost, call 1-888-882-8958.

Learn more about VISA card fees and VISA card interest rates.

Special Discounts

AVIS Car Rentals
Save with discounts of up to 20% at participating AVIS car rental locations worldwide. Simply present your ScotiaGold PassportVISA card at any participating location. Or visit www.AVIS.com or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030400.

FREE Card Registry Service

As a ScotiaGold Passport VISA Cardmember, you can register your Canadian and US credit and debit cards, as well as important documents (e.g., passports, insurance policies, driver's licenses) for you and any family members living in your household.

Quick facts:

  • One phone call from anywhere in the world 24 hours a day, 365 day a year, places an urgent stop notice on all missing cards registered and begins the card replacement process.
  • No limit to the number of cards or important documents you can register.
  • No additional cost to ScotiaGold Passport VISA Cardmembers

If you've already registered, it's a good idea to check your information a few times each year to make sure that we have the most up to date records on file. You can check the information you have registered by calling us at 1-800-665-2582 between 8:00 am and 8:00 pm Eastern Time, Monday to Friday.

To register for this free service, simply complete the registration form (278 Kb)

Scotia® Credit Card Cheques8

Use Scotia Credit Card Cheques to:

  • Transfer balances from gas and retail cards that charge higher interest rates.
  • Pay for a large purchase, insurance premiums, medical bills, or utility bills.

Obtain cash advances at:

  • Over 1 million ABMs around the world displaying the VISA/PLUS symbols.
  • Over 55,000 ABMs displaying the INTERAC symbol in Canada, including Scotiabank ABMs.
  • Or, access your ScotiaGold Passport VISA account with your ScotiaCard when you link the two together.

Easy Access

When you link your ScotiaGold Passport VISA account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.

Visa payWave

Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!10

My Mobile Wallet

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Travel Insurance

ScotiaGold Passport® VISA* card holders enjoy greater protection and peace of mind with travel and insurance benefits on their card.

Travel Emergency Medical Insurance

  • Travel by any means out of your province of residence and receive automatic 31-day coverage.
  • Coverage includes expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physician's and surgeon's fees as well as other eligible medical services and supplies (under age 65)1.
  • Coverage extends to your spouse (under age 65) and your eligible dependent children.
  • Additional and extended medical coverage is available for purchase through Scotia Assist by calling 1-800-263-0997 or collect at 416-977-1552.
  • Certificate of Travel Emergency Medical Insurance (98 Kb)

Trip Cancellation/Interruption Insurance

  • Receive up to $2500 per person (maximum $10,000 per trip) when at least 75% of each person's eligible trip expenses are charged to your ScotiaGold Passport VISA card (under age 65)1.
  • Coverage extends to spouse (and/or traveling companion) and eligible dependent children.
  • Coverage is also available for purchase if the value of the trip exceeds the amount listed above.
  • Certificate of Trip Cancellation Insurance (94 Kb)

Rental Car Collision Insurance

  • No need to purchase the collision/loss damage insurance coverage offered by the car rental company.
  • Covers full value of the vehicle against damage, loss or theft1 provided the entire cost of the car rental is charged to your ScotiaGold Passport VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).
  • Certificate of Rental Car Collision Insurance (89 Kb)

Common Carrier Travel Accident Insurance

  • Receive automatic maximum coverage of up to $250,000 per person and $500,000 per occurrence.
  • Coverage when at least 75% of the common carrier travel fares are charged to your ScotiaGold Passport VISA card.
  • Coverage extends to spouse and eligible dependent children.
  • Certificate of Travel Accident Insurance (69 Kb)

Security and Extended Warranty Insurance

  • Protects most purchases for 90 days against theft, damage, loss and destruction.
  • Protects purchases made anywhere in the world provided the item is purchased with your ScotiaGold Passport VISA card.
  • Extended warranty coverage is available and will double the manufacturer's warranty to a maximum of 1 year (original receipt required).
  • Certificate of Purchase Security Insurance (90 Kb)

Delayed Luggage Insurance

  • Never get caught without your luggage again.
  • Protects up to $1,000 for the cost of replacing essential items if your checked luggage is not delivered within 4 hours of arriving at your final destination.
  • Only applies if the full cost of the fare has been charged to your ScotiaGold Passport VISA card.

Hotel/Motel Burglary Insurance

  • Have the protection you have home while you're away.
  • Protects you for the period of time between check-in and check-out.
  • Protects from theft of most items of personal property where there is evidence of forceful entry.
  • Coverage within Canada and USA.
  • Coverage is up to a maximum of $1,000 provided the full cost of the Hotel/Motel room has been charged to your ScotiaGold Passport VISA card.

Scotia Credit Card Protection (optional)2

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 5% of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event of a diagnosis of a covered Critical Illness++, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $20,000.

This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 65 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

Ready to Apply

  • Online 3 easy steps, only 5 minutes 100% safe and secure Apply online
  • PhoneCall the Scotiabank Credit Card Centre 1(800)747-3208 Mon-Fri (9am-8pm EST) 1(800)747-3208
    Mon-Fri (9am-8pm EST)

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