• Retirement is an
    important chapter
    in your life story

    Talk to an advisor about your
    customized retirement plan.

    Learn how

    Retirement is an important chapter in your life story

    Talk to an advisor about your customized retirement plan.

    Learn how
  • Get up to 50,000
    Scotia Rewards points

    on a Scotiabank Gold American Express card when
    you become a new Scotia iTRADE client.

    Learn more

    Get up to 50,000 Scotia Rewards points

    on a Scotiabank Gold American Express card when you become a new Scotia iTRADE client.

    Learn more
  • Tap into your
    new tech

    See how your new gear can
    make banking easier.

    Learn how

    Tap into your new tech

    See how your new gear can make banking easier.

    Learn how
  • Buying your first home Buying your first home

    Home sweet home

    Start your home ownership journey

    • Discover just how much you can afford
    • Save your down payment in a high-interest savings account
    • Decide what features you need in your dream home

    Mortgage choices

    Learn about the mortgage options available so you feel confident when you’re ready to apply.

    View mortgages

    Expert advice

    Got mortgage questions? Home Financing Advisors can give you answers and advice at your home, work or anywhere else that’s convenient for you.

    Find an advisor

    What’s a fixed rate?

    With a fixed-rate mortgage your interest rate stays the same for your entire term. Even if the Prime rate rises – your rate doesn’t.

    What’s a variable rate?

    With a variable-rate mortgage your interest rate goes up and down as the prime rate changes. When interest rates are low – you pay less interest.

    What’s a mortgage term?

    A term is the length of time that your mortgage conditions are in effect. A 5-year term is the most common choice.

  • Starting your career Starting your career

    Jumping into the job market

    Make smart moves

    • Consider upgrading to a chequing account that suits your new needs
    • Increase payments towards student loans or other debts
    • Open a savings account and put away funds for future goals

    Invest now

    An RRSP can help you save on taxes while growing your money. Start by investing just $50/month. The sooner you begin, the better off you’ll be.

    Start investing

    Credit cards that reward you

    Feel more independent with your own credit card. Plus, you can get a card that gives you something back – like free movies, cash back or travel rewards.

    Get rewarded
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  • Starting your new business Starting your new business

    Be your own boss

    Getting ready to launch

    • Create your business plan with help from this handy tool
    • Get a banking package with a chequing account and credit access
    • Decide how you’ll accept payments – through POS, online or both

    Everyday business purchases

    Take care of office supplies, travel expenses, business meals and more with a business Visa card. Plus, earn cash back on nearly everything you buy.

    Apply now

    Plan for success

    Should you incorporate? How can you cut costs? Get answers from our Small Business Advisors. They can offer advice and solutions for your business challenges.

    Find an advisor

    Win $10,000

    Complete this short survey and you’ll be entered for a chance to win $10,000 for your small business.

    Enter today Man and woman working on a tablet at their bakery shop
  • Making new resolutions Making new

    Gear up for a great new year

    These resolutions can help you get ahead

    See a financial advisor

    A financial advisor will work with you to create a free, personalized financial plan that gets you where you want to go.

    Make an appointment

    Ramp up your RRSPs

    It’s never too early or too late to start saving for the future you want. With a range of investing options, you’re sure to find a solution that’s right for you.

    View your options

    Stay on top of your money

    With Scotia InfoAlerts, you get a notification when money moves through your account. It’s a free, convenient and customizable way to keep an eye on your account.

    Sign up now
    Celebrating the new year with friends
  • Going on vacation Going on vacation

    Time for some R & R

    Save up for your vacation

    A couple on chairs looking out at the beach

    Travel sooner

    Use a travel rewards credit card for your everyday purchases. You’ll earn points that you can use towards flights, hotels, car rentals and more.

    Earn travel rewards

    Play it safe

    Getting ready to go away? Remember to pack travel insurance. Then you’re covered if you need medical care while you’re on vacation.

    Protect yourself

    Skip surcharge ATM fees

    Want to withdraw cash and avoid access fees when you’re out of the country? That’s what the Global ATM Alliance is all about.

    Save on fees
  • Getting ready to retire Getting ready to retire

    Enjoy the freedom

    Expert financial advice

    Cashing in on RRSPs

    Before you turn 71, you’ll need to transfer your RRSPs into a Registered Retirement Income Fund. Then you can access the money you’ve worked so hard to save.

    Open an RRIF

    Affordable travel insurance

    Heading south for the winter? Stay safe with travel insurance and get up to $5 million in emergency medical coverage.

    Protect yourself
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    Get your senior savings

    Did you know? As soon as you turn 60, you get $4.00 off your monthly bank fee. Drop by your branch to start saving.

    Get your discount
  • Starting your life in Canada Starting your life in Canada

    Helping you settle in

    Getting ready to move

    • We can help you make the move easier
    • Get advice, accounts and solutions
    • Start settling in even before you arrive
    Student studying with a laptop

    Studying in Canada

    From a bank account and credit card to advice and guidance, you can get what you need to start your studies in Canada.

    Study in Canada

    Banking for newcomers

    Recently moved to Canada? Start your new life with a Scotiabank bank account designed just for newcomers like you.

    Start banking

    Send money back home

    Helping family at home? Western Union Money Transfer is a simple, safe and budget-friendly way to send funds anywhere in the world.

    Send funds
  • Caring for your parents Caring for your parents

    Helping the people you love

    Supporting your parents

    • A Prepaid VISA Card is an easy way to help your parents
    • Just load funds onto the card
    • Your parents can get groceries, prescriptions, and more

    Keep valuables safe

    A safety deposit box is a great place to keep wills, jewellery, photographs and anything that you want to protect under lock and key.

    Protect your valuables

    Avoiding NSFs

    If you’re taking care of a few expenses for your parents, overdraft protection helps you ensure that you’re never short of funds.

    Safeguard your account

    Be ready to help

    Will your parents need extra care down the road? Start saving now so that you’ll have the funds to help.

    Open an account
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Here’s a treat to ring
in the New Year.

Take advantage of our special
2 year GIC rate

Learn more

Why choose Scotiabank?

The best account is the one that rewards you.

Learn more

Find your nearest branch

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Bank anywhere, anytime. Bank when you want with 24/7 online and mobile banking.

Enjoy more free time with online & mobile banking

Pay bills, transfer money and more, in no time.

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