ScotiaOne Account Plan for agricultureSimplify your life with one fee for both your Agri-business and personal banking needs
Top reasons to choose this account
If you’re looking for one fee for your Agri-business and personal banking that:
Monthly Record-keeping Options and Fees, for complete details review Your Guide to Fees and Interest Schedules.
|Core Account Features & Fees
|Personal Account Transactions||50|
|Monthly fee discounted||If you’re a member of the Canadian Federation of Independent Business (CFIB) the monthly fee is discounted by 20%
If you’re a member of the Ontario Federation of Agriculture (OFA) the monthly fee is discounted by 15%
|No interest is paid on this account.|
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Get an email or text notification every time money moves through your account.
Global ATM Alliance
Travelling? Use selected ABMs to withdraw cash and avoid paying access fees.
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Overdraft Protection for business
Manage everyday expenses knowing you won't be caught short of funds
Pay with your phone
Forgot your wallet? Use your smartphone to pay for small everyday purchases.
Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
Eligible for CDIC Insurance5
For full details of coverage limitations, refer to the CDIC brochure. Protecting Your Deposits (38kb), or ask for a copy at your Scotiabank branch
Your Guide to Fees and Interest Schedules
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees
Minimum monthly fee waived for the first 3 months under the Scotia Running Start for business, Scotia Running Start for professionals, Get Growing Switch Package, and Get Growing Switch Package for professionals programs. Minimum monthly fee, monthly plan fees, payment, transaction and additional service fees are published in Your Guide to Fees and Interest Schedules or on individual service agreement forms and is subject to change from time-to-time.
Deposit fees are waived for Chase Paymentech customers using the Scotiabank Business Account. The Basic Business Account is excluded. Customers are subject to a transaction fee for each of their Visa, MasterCard and Interac deposit transactions if they process payments with a service provider other than Chase Paymentech.
Next-day funding is available to Chase Paymentech customers for Visa, MasterCard and Interac card transactions only. Next-day funding is subject to merchant credit approval and all funds are subject to fraud monitoring. Qualifying funds are deposited on the next business day, excluding weekends and bank holidays.
Refer to Your Guide to Fees and Interest Schedules for transaction and service types that qualify for the tiered pricing structure. Additional deposit contents and sundry service fees apply
Fee is based on Transaction limit. Additional transactions will be charged according to Your Guide to Fees and Interest Schedules .
Only deposits held in Canadian currency up to a maximum amount of $100,000, having a term of five years or less and payable in Canada are insurable under the Canada Deposit Insurance Corporation Act.