Do you have larger borrowing needs?

To pick an additional borrowing solution, select the option below. 

If not, please apply for your new card either online or via an appointment in a branch.

Ready to apply? It’s fast and easy

Ready to apply? It’s fast and easy

Book an appointment

Meet with a Scotiabank advisor in person at the branch closest to you.

By phone

Mon-Fri (9am-8pm) 

Tel.: 1-888-882-8958 

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Don’t mind paying an annual fee to benefit from even more rewards & other benefits available with one of our other Cards

Fee & Rates

Transfer

Annual Fee3

$0/year
Chart

Interest Rates3

20.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit3

$500
Request money

Supplementary Card3

$0/year

Additional Benefits

  • 1% Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments. Plus earn 0.5% cash back on all other eligible purchases.1
  • Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with your Scotia Momentum Mastercard credit card.4
  • Consolidate all your current eligible recurring payments on your card and turn them into cash back rewards!
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.9

Scotiabank Rewards Comparison

Select the type of reward or benefit you're interested in and take the guesswork out of choosing a card.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

Start over