Do you have larger borrowing needs?

To pick an additional borrowing solution, select the option below. 

If not, please apply for your new card either online or via an appointment in a branch.

Book an appointment

Meet with a Scotiabank advisor in person at the branch closest to you.

By phone

Mon-Fri (9am-8pm) 

Tel.: 1-888-882-8958 

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

  • Get up to a 1% Moneyback reward.1
  • No annual fee.
  • Earn even more rewards, faster!

Is this Credit Card right for you?

Right for you if you:

  • Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
  • Value the rewards and benefits that can be earned with this Card
  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards
  • Prefer other types of rewards available with our other Cards

Fee & Rates

Transfer

Annual Fee2

$0/year
Chart

Interest Rates2

19.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit2

$500
Request money

Supplementary Card2

$0/year

Additional Benefits 

  • Save up to 20% off base rates at participating AVIS car rental locations worldwide.
  • Link your L'earn Visa account to your ScotiaCard® and use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.3

Scotiabank Rewards Comparison

Select the type of reward or benefit you're interested in and take the guesswork out of choosing a card.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

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