• Get up to a 1% Moneyback reward.1
  • No annual fee.
  • Earn even more rewards, faster!

Is this Credit Card right for you?

Right for you if you:

  • Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
  • Value the rewards and benefits that can be earned with this Card
  • Want to obtain a convenient and secure payment method for everyday purchases'
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards
  • Prefer other types of rewards available with our other Cards

Fee & Rates

Transfer

Annual Fee2

$0/year
Chart

Interest Rates2

19.99% on purchases
22.99% on cash advances
Move money

Minimum credit limit2

$500
Request money

Supplementary Card2

$0/year

Additional Benefits 

  • Save up to 20% off base rates at participating AVIS car rental locations worldwide.
  • Link your L'earn Visa account to your ScotiaCard® and use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.3
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