Do you have larger borrowing needs?

To pick an additional borrowing solution, select the option below. 

If not, please apply for your new card either online or via an appointment in a branch.

Ready to apply? It’s fast and easy

Ready to apply? It’s fast and easy

Book an appointment

Meet with a Scotiabank advisor in person at the branch closest to you.

By phone

Mon-Fri (9am-8pm) 

Tel.: 1-888-882-8958 

Looking for something else?

By proceeding to view all other options you acknowledge and accept that the other options are outside of our recommendations and that they may not be appropriate for your particular needs.

Earn 2X Scene+ points for every $1 you spend on all your eligible purchases.1

The only major bank that saves you 2.5% on foreign transaction fees.7∆

Earn up to $2,100 in value in your first 14 months, including up to 60,000 bonus Scene+ points.4

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month 
  • Want an interest free grace period on purchases 
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation  
  • Rarely travel, make foreign currency purchases, or need travel insurance coverage 
  • Prefer cash back rewards  

Fee & Rates


Annual Fee5


Interest Rates5

9.99% on purchases
9.99% on cash advances
Move money

Minimum credit limit5 

Request money

Supplementary Card5


Additional Benefits

  • Enjoy complimentary lounge access with Priority Pass™ and access over 1200+ VIP lounges6.
  • Complimentary concierge services3, Hertz #1 Club Gold membership, merchandise, rewards and more.
  • Travel with comprehensive travel protection.12
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.13

Scotiabank Rewards Comparison

Select the type of reward or benefit you're interested in and take the guesswork out of choosing a card.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

Other credit card solutions that might interest you 

Start over