Earn 2X the Scene+ points for every $1 you spend on all your eligible purchases.1

The only major bank that saves you 2.5% on foreign transaction fees.7∆

Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases 
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation  
  • Rarely travel, rarely make foreign currency purchases, or rarely need travel insurance coverage
  • Prefer cash back rewards  

Fee & Rates


Annual Fee5


Interest Rates5

9.99% on purchases
9.99% on cash advances
Move money

Minimum credit limit5 

Request money

Supplementary Card5


Additional Benefits

  • Enjoy complimentary lounge access with Priority Pass™ and access over 1200+ VIP lounges6.
  • Complimentary concierge services3, Hertz #1 Club Gold membership, merchandise, rewards and more.
  • Travel with comprehensive travel protection.12
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.13

Discover your credit card rewards

Enter your monthly spending details to compare Scotiabank’s credit card benefits and calculate your rewards.

Meet with a Scotiabank advisor

Book a meeting with a Scotiabank advisor today and start the conversation.

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