Earn 2X the Scene+ points for every $1 you spend on all your eligible purchases.1

The only major bank that saves you 2.5% on foreign transaction fees.7∆

Earn up to $2,300* in value in the first 14 months, including up to 70,0004 bonus Scene+ points.

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month 
  • Want an interest free grace period on purchases 
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation  
  • Rarely travel, make foreign currency purchases, or need travel insurance coverage 
  • Prefer cash back rewards  

Fee & Rates

Transfer

Annual Fee5

$399/year
Chart

Interest Rates5

9.99% on purchases
9.99% on cash advances
Move money

Minimum credit limit5 

$10,000
Request money

Supplementary Card5

$99/year

Additional Benefits

  • Enjoy complimentary lounge access with Priority Pass™ and access over 1200+ VIP lounges6.
  • Complimentary concierge services3, Hertz #1 Club Gold membership, merchandise, rewards and more.
  • Travel with comprehensive travel protection.12
  • Optional Scotia Credit Card Protection insurance. Coverage to help you and your family stay financially on track through unexpected events.13

Scotiabank Rewards Comparison

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