Operating Lines

Get payment flexibility tied to seasonal cash flow

Operating Lines

Scotia Farm Operating Line¹

Overview

Offers payment flexibility tied to seasonal cash flow
Provides ease of access to funds
Allows simple record keeping of expenses

PLUS

Offers optional Scotia Business Loan Protection insurance*

Right for you if

You want a revolving line of credit
You want payment flexibility tied to seasonal cash flow

Features

Interest payable monthly; no set prepayment schedule for principal
Competitive variable interest rate

Benefits

You decide when and how much to borrow and you only pay interest on the borrowed amount
You can access funds at a Scotiabank branch or by using any of our digital banking services
All account activity is recorded on one monthly statement
We can also supply a note loan, letter of guarantee, standby letter of credit or commercial letter of credit

Credit Line for agriculture²

Product Benefits

Gives the ability for exact dollar borrowing to keep interest expenses down
You decide when and how much to borrow and you only pay interest on the borrowed amount
Access funds at a Scotiabank branch or by using any of our digital banking services
Simplify your record keeping with all account activity recorded on one monthly statement
Make a deposit to your account and it will automatically reduce your borrowed amount and interest charges

Product Details

Term: Revolving credit
Competitive Rates
Interest payable monthly; no set prepayment schedule for principal

Additional Services

All account activity is recorded on one monthly statement
Optional Scotia Business Loan Plan Insurance*

Speak to an Agricultural Banking Specialist today

Last Name

65 results found

Aaron Ens

Client Relationship Manager, Agriculture

Area covered:
Calgary, Red Deer,Lethbridge, Nanton, Olds AB

225 – 6th Avenue SW, Suite 1700,
Calgary, Alberta
T2P 1N2

Email:
aaron.ens@scotiabank.com

Phone:
403-710-2959

Alana Cholewa

Agriculture Specialist

Area covered:
Cambridge, Kitchener/Waterloo, Woodstock, London ON

Dundas Street South
Cambridge, Ontario
N1R 8A8

Email:
alana.cholewa@scotiabank.com

Phone:
519 492-0314

Alastair Patterson

Agricultural Market Lead

Area covered:
Alberta

1700, 225 – 6 Avenue SW
Calgary, Alberta
T2P 1N2

Email:
alastair.patterson@scotiabank.com

Phone:
403-826-4220

Eligible for CDIC Insurance

Subject to credit approval and eligible security is required. Conditions apply.

Subject to credit approval, eligible security required, and must be part of the Scotia Flex for agriculture program. Conditions apply.

Scotia Business Loan Plan Protection is underwritten by The Canada Life Assurance Company under a group policy issued to The Bank of Nova Scotia. Conditions, limitations and exclusions apply.