Amanda McCardell
Client Relationship Manager
Area covered:
British Columbia
1110-1700 Dickson Avenue, Kelowna,
British Columbia, Canada,
V1Y0L5
Email:
amanda.mccardell@scotiabank.com
Operating Lines
Get payment flexibility tied to seasonal cash flow
Scotia Farm Operating Line1
Overview
- Offers payment flexibility tied to seasonal cash flow
- Provides ease of access to funds
- Allows simple record keeping of expenses
PLUS
- Offers optional Scotia Business Loan Protection insurance*
Right for you if
- You want a revolving line of credit
- You want payment flexibility tied to seasonal cash flow
Features
- Interest payable monthly; no set prepayment schedule for principal
- Competitive variable interest rate
Benefits
- You decide when and how much to borrow and you only pay interest on the borrowed amount
- You can access funds at a Scotiabank branch or by using any of our digital banking services
- All account activity is recorded on one monthly statement
- We can also supply a note loan, letter of guarantee, standby letter of credit or commercial letter of credit
Credit Line for agriculture2
Product benefits
- Gives the ability for exact dollar borrowing to keep interest expenses down
- You decide when and how much to borrow and you only pay interest on the borrowed amount
- Access funds at a Scotiabank branch or by using any of our digital banking services
- Simplify your record keeping with all account activity recorded on one monthly statement
Product details
- Term: Revolving credit
- Competitive Rates
- Interest payable monthly; no set prepayment schedule for principal
Additional services
- All account activity is recorded on one monthly statement
- Optional Scotia Business Loan Plan Insurance*
Speak to an Agricultural Banking Specialist today
Carol Day
Agriculture Specialist
Area covered:
Alberta
4824 53rd Street,
Taber, Alberta,
Canada T1G 1W4
Email:
carol.day@scotiabank.com
Phone:
(403) 634-5076
Christine Jutzi
Agriculture Specialist
Area covered:
Ontario
491 Highland Road W,
Kitchener, Ontario,
Canada N
Email:
christine.jutzi@scotiabank.com
Phone:
(519) 741-1965
1
Subject to credit approval and eligible security is required. Conditions apply.
2
Subject to credit approval, eligible security required, and must be part of the Scotia Flex for agriculture program. Conditions apply.
*
Scotia Business Loan Plan Protection is underwritten by The Canada Life Assurance Company under a group policy issued to The Bank of Nova Scotia. Conditions, limitations and exclusions apply.