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Operating Lines

Get payment flexibility tied to seasonal cash flow

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Operating Lines 

Scotia Farm Operating Line1

Overview

  • Offers payment flexibility tied to seasonal cash flow
  • Provides ease of access to funds
  • Allows simple record keeping of expenses

PLUS

  • Offers optional Scotia Business Loan Protection insurance*

Right for you if

  • You want a revolving line of credit
  • You want payment flexibility tied to seasonal cash flow

Features

  • Interest payable monthly; no set prepayment schedule for principal
  • Competitive variable interest rate

Benefits

  • You decide when and how much to borrow and you only pay interest on the borrowed amount
  • You can access funds at a Scotiabank branch or by using any of our digital banking services
  • All account activity is recorded on one monthly statement
  • We can also supply a note loan, letter of guarantee, standby letter of credit or commercial letter of credit

Credit Line for agriculture2

Product Benefits

  • Gives the ability for exact dollar borrowing to keep interest expenses down
  • You decide when and how much to borrow and you only pay interest on the borrowed amount
  • Access funds at a Scotiabank branch or by using any of our digital banking services
  • Simplify your record keeping with all account activity recorded on one monthly statement
  • Make a deposit to your account and it will automatically reduce your borrowed amount and interest charges

Product Details

  • Term: Revolving credit
  • Competitive Rates
  • Interest payable monthly; no set prepayment schedule for principal

Additional Services

  • All account activity is recorded on one monthly statement
  • Optional Scotia Business Loan Plan Insurance*

Speak to an Agricultural Banking Specialist today

Aaron Ens

Client Relationship Manager, Agriculture

Area covered:
Calgary, Red Deer,Lethbridge, Nanton, Olds AB

225 – 6th Avenue SW, Suite 1700,
Calgary, Alberta
T2P 1N2

Email:
aaron.ens@scotiabank.com

Phone:
403-710-2959

Aaron Ens
Alana Cholewa

Agriculture Specialist

Area covered:
Cambridge, Kitchener/Waterloo, Woodstock, London ON

Dundas Street South
Cambridge, Ontario
N1R 8A8

Email:
alana.cholewa@scotiabank.com

Phone:
519 492-0314

Alana Cholewa
CDIC