Non-Redeemable GIC

Earn more interest1 when you lock in your funds with this secure investment

Is this Guaranteed Investment Certificate (GIC) right for you? 

Right for you if you

  • Prefer a low-risk investment with principal and interest rate guaranteed
  • Agree to not withdraw your funds for the length of the GIC term

May not be right for you if you

  • May need access to your investment prior to maturity 
  • Are willing to give up a guaranteed rate of return and principal protection in exchange for the potential to earn more

Your principal is secure and your rate is guaranteed – no matter what happens in the market

Helps you meet your short and long-term investment goals.

Boost your cash flow with interest income.

Choose a term and interest payout plan that meets your business needs.

Tailor this investment to suit your business needs



Term options

30 days – 5 years

7 – 10 years

Up to 5 years


Interest payment options




At maturity

Annually for terms over 1 year

At maturity for terms less than 1 year

Minimum investment amount


$5,000 for monthly interest payments


$100,000 for terms less than 30 days


Funds cannot be withdrawn until the term ends

The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. For GIC rates and term options click here (posted rates are applicable to both Small Business and Commercial). For customized solutions, please contact your Relationship Manager.