Scotia U.S. Dollar Interest Account

A smarter way to save your U.S. dollars
Scotia Card Visa Debit

Seniors fee (age 60+)

FREE

3 easy steps

100% safe & secure

Open an account

Top reasons to choose this account

  • The more you save, the higher interest rate you’ll earn

  • No monthly fee with a $200 U.S. minimum balance

  • Commission-free USD drafts

  • Competitive foreign exchange rates

  • Easy online transfers between your Canadian and U.S. dollar accounts

  • Account Details

    Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.

    Core Account Features & Fees

    Monthly Fee $1.00 US/mo
    $0.00 after Seniors Discount
    Number of debit transactions 2
    Charge for additional debit transactions $1.25 US/transaction
    Minimum daily balance to waive fee $200 US minimum

    Account Extras

    Tiered Interest Tiered interest calculated on daily closing balance
    Commission-free Commission-free USD drafts
    Discounts Discounted Seniors banking (age 60 and over)

    Record-Keeping

    Charges may apply for additional record-keeping services

    Paperless Free
    Paper statement Free
    Paper statement with cheque image return U.S. $2.50/month

    Interest Rate
    Current interest rates

    Helpful Account Services

    Great services to help you manage your money

    Free Scotia® InfoAlerts

    Receive an email, text message, or in app push notification when important account activity happens.

    Find out more
    Online & Mobile Banking

    Manage, move and monitor your money from wherever you are, whenever you want.

    Find out more
    Direct Deposit

    Have your paycheque, pension and more automatically deposited into your account and access your money right away.

    Set it up

    Tools

    Account Selector

    Find the right account for me.

    Use this tool
    Chequing & Savings Comparison Tool

    Find the one that's right for you. .

    Use This Tool

    Additional Information

  • Includes two transactions (cheques, pre-authorized payments, cash withdrawals, and account transfers).

  • Additional transactions are $1.25 U.S. each.

  • Deposits to this account do not constitute as deposits that are insured under the Canada Deposit Insurance Corporation (CDIC) Act

  • Summary of Account Fees

  • You'll need Adobe Acrobat Reader to download PDF brochures.

    Scotia U.S. Dollar Daily Interest Account

    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    1(800)747-3208