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Banking advice and solutions for dental associates 

You're focused on your dental career, let us focus on your financial well-being 

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Banking solutions for dental associates 

The Scotiabank Healthcare+ Dentist Banking ProgramΔ offers banking solutions that are designed with the unique needs of dental associates in mind. As a dental associate you can receive preferred benefits on personal banking solutions to help you manage your finances. 

Scotia Professional® Student Plan Line of Credit 

  • Up to $375,000 at Prime -0.25%1 fully available at account opening
  • No payments required until you have graduated or completed residency, plus another two years repayment grace period2
  • Option to continue with a revolving line of credit post-schooling
  • No annual fee

Scotiabank Ultimate
Package 

  • Monthly account fee waiver with no minimum balance required (approximate value of $371/year)3
  • Earn $300 cash4 when you open a new Scotiabank Ultimate Package by September 30, 2022
  • Unlimited debit transactions5Interac e-Transfer transactions and Scotia International Money Transfers6
  • Up to $139 annual fee waiver each year on select credit cards7 
  • Earn an additional 0.10% interest on your MomentumPLUS Savings Account8
  • Unlimited free Global non-Scotiabank ABM withdrawals9

Select one or both cards below to get a combined pre-approved credit of up to $10,000 

Scotiabank Passport™ Visa Infinite* Card 

  • Save the annual fee10
  • Earn up to 35,000 bonus Scene+ points in your first year (that’s up to $350 towards travel)11
  • Earn up to 2X Scene+ points on eligible purchases12
  • Complimentary airport lounge membership including 6 free visits per year13 (value of $300)
  • No foreign transaction fees on foreign currency purchases made on your card (only the exchange rate applies)14 and comprehensive insurances15
  • To qualify, the customer must have a minimum annual income of $60,000 or a minimum household income of $100,000 or a minimum assets under management of $250,000

  • Preferred annual interest rates are 19.99% on purchases and 22.99% on cash advances, annual fee $139 for primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter

Scotiabank Gold American Express® Credit Card 

  • Save the annual fee16
  • For a limited time, earn up to 45,000 bonus  Scene+ points in your first year17 (reward value of up to $450)
  • Earn up to 5X Scene+ points on eligible purchases18
  • No foreign transaction fees on foreign currency purchases made on your card (only the exchange rate applies)14 and comprehensive insurances15
  • Preferred annual interest rates are 19.99% on purchases and 22.99% on cash advances, annual fee $120 for primary card, $29 for each additional supplementary card

Mortgages and Home Equity Lines of Credit 

  • Flexible solutions with preferred rates for dental associates and practice owners on fixed, closed and variable rate mortgage terms19
  • For dental associates and new-to-practice dentists, the mortgage amount qualified for is based on estimated projected income20
  • Preferred interest rate of Prime -0.25%1 on Scotiabank Personal Line of Credit under the Scotia Total Equity® Plan (STEP)
  • Option to earn Scene+ points on your mortgage advance and cashback on your annual interest payments21
  • Miss-a-Payment and Match-a-Payment option22
  • Portability of your mortgage

Advice for dental associates 

Graduating to the next stage of your career introduces new financial considerations. As a dental associate, finding the right balance between managing your debt, saving for your first home, or planning to start your first practice can be complex.

At Scotiabank, we offer customized financial advice, online tools, and resources built with the needs of professionals like you in mind.

Speak to a Healthcare Specialist.

Frequently asked questions 

Ready to talk? 

Find the right Healthcare Specialist for your personal needs 

Scotiabank Healthcare Specialists 

To learn more, contact a Healthcare Specialist or call Scotiabank Healthcare+ at 1-888-222-3918

Let us contact you 

Want to learn more about how our Dentist Banking Program can best serve your needs?

Please share your contact information and how we can best reach you and a Scotiabank Healthcare Specialist will contact you.