Banking solutions for physicians

Banking that grows with you throughout your career.

Scotiabank has worked with MD Financial Management (MD Financial) to deliver the Physician Banking ProgramΔ with customized solutions to meet your unique needs as a physician. In addition to saving and rewards, this includes specialized policies and banking solutions created with medical professionals like you in mind. 

Personal Line of Credit

  • Preferred interest rate of Prime -0.25%1
  • No annual fee

Scotiabank Preferred Package Chequing Account

  • Monthly account fee waiver (value of $15.95 a month)
  • Unlimited free Interac e-Transfer transactions
  • 1 free non-Scotiabank ABM withdrawal per month in Canada2
  • Earn points on every purchase with choice of reward program (SCENE® or Scotia Rewards®)3
  • No monthly fee on a U.S. Dollar Daily Interest Account4

Scotiabank PassportTM Visa Infinite* Card

  • Save the annual fee ($139 annual fee waived continuously for Scotia Professional Plan customers5; customers not in Scotia Professional Plan receive a first-year fee rebate only)
  • Earn up to 45,000 bonus Scotia Rewards® points in your first year(value of up to $450)
  • Earn up to 2X Scotia Rewards® points on eligible purchases7
  • Complimentary airport lounge membership including 6 free visits per year8 (value of $300)
  • No foreign transaction fees on foreign currency purchases made on your card (only the exchange rate applies)9 and comprehensive insurances10
  • Preferred annual interest rates are 19.99% on purchases and 22.99% on cash advance

Scotiabank Gold American Express®  Card

  • Save the annual fee ($120 annual fee rebated11 or waived continuously)12
  • For a limited time, earn up to 20,000 bonus Scotia Rewards® points in your first year13 (value of up to $200)
  • Earn up to 5X Scotia Rewards® points on eligible purchases14
  • No foreign transaction fees on foreign currency purchases made on your card (only the exchange rate applies)15and comprehensive insurances10
  • Preferred annual interest rates are 19.99% on purchases and 22.99% on cash advances

Mortgages and Home Equity Lines of Credit

  • Flexible solutions with preferred rates for residents, fellows and physicians on fixed, closed and variable rate mortgage terms16
  • Preferred interest rate of Prime -0.25%1 on Scotiabank Personal Line of Credit under the Scotia Total Equity® Plan (STEP)
  • Option to earn Scotia Rewards® points on your mortgage advance and cashback on your annual interest payments17
  • Miss-a-Payment and Match-a-Payment option18
  • Portability of your mortgage

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Already an MD client and want to talk about your financial plans? Contact your MD Advisor or visit MD.ca

To learn more about the personal and private banking solutions available to you, book an appointment with an Advisor or call Scotiabank Healthcare+ at 1-888-222-3918.

 

To learn more about the business banking solutions available to you or book an appointment with a Scotiabank Healthcare Professional, call Scotiabank Healthcare+ at 1-888-222-3918.