Advice & banking solutions for physicians

Banking that grows with you throughout your career.

Scotiabank has worked with MD Financial Management (MD Financial) to deliver the Physician Banking ProgramΔ with customized solutions to meet your unique needs as a physician. In addition to saving and rewards, this includes specialized policies and banking solutions created with medical professionals like you in mind. 

Strategic borrowing solutions, transactional banking support, and a concierge and travel management service

View Solutions Private Banking Solutions

Private Banking Solutions

Strategic borrowing solutions, transactional banking support, and a concierge and travel management service

View Solutions Private Banking Solutions

Business banking solutions for physicians to help them set-up, grow, and manage their practice

View Solutions Business Banking Solutions

Business Banking Solutions

Business banking solutions for physicians to help them set-up, grow, and manage their practice

View Solutions Business Banking Solutions

Personal Line of Credit

  • Preferred interest rate of Prime -0.25%1
  • No annual fee

New Scotiabank Preferred Package Chequing Account

  • Monthly account fee waiver (value of $15.95 a month)
  • For a limited time, earn $3002 cash when you sign-up for the new Preferred Package
  • Unlimited free Interac e-Transfer transactions
  • 1 free non-Scotiabank ABM withdrawal per month in Canada3
  • Earn points on every purchase with choice of reward program (SCENE® or Scotia Rewards®)4
  • No monthly fee on a U.S. Dollar Daily Interest Account5

The new Scotiabank Ultimate Package offers customers additional enhanced benefits and value. For a limited time, earn $3502 cash when you sign-up for the new Ultimate Package. Learn more

Scotiabank PassportTM Visa Infinite* Card

  • Save the annual fee ($139 annual fee waived continuously for Scotia Professional Plan customers; customers not in Scotia Professional Plan receive a first-year fee rebate only)
  • Earn up to 45,000 bonus Scotia Rewards® points in your first year(value of up to $450)
  • Earn up to 2X Scotia Rewards® points on eligible purchases7
  • Complimentary airport lounge membership including 6 free visits per year8 (value of $300)
  • No foreign transaction fees on foreign currency purchases made on your card (only the exchange rate applies)9 and comprehensive insurances10
  • Preferred annual interest rates are 19.99% on purchases and 22.99% on cash advance

Scotiabank Gold American Express®  Card

  • Save the annual fee ($120 annual fee rebated11 or waived continuously)
  • For a limited time, earn up to 30,000 bonus Scotia Rewards® points in your first year12 (value of up to $300)
  • Earn up to 5X Scotia Rewards® points on eligible purchases13
  • No foreign transaction fees on foreign currency purchases made on your card (only the exchange rate applies)14and comprehensive insurances10
  • Preferred annual interest rates are 19.99% on purchases and 22.99% on cash advances

Mortgages and Home Equity Lines of Credit

  • Flexible solutions with preferred rates for residents, fellows and physicians on fixed, closed and variable rate mortgage terms15
  • Preferred interest rate of Prime -0.25%1 on Scotiabank Personal Line of Credit under the Scotia Total Equity® Plan (STEP)
  • Option to earn Scotia Rewards® points on your mortgage advance and cashback on your annual interest payments16
  • Miss-a-Payment and Match-a-Payment option17
  • Portability of your mortgage

Already an MD client and want to talk about your financial plans? Contact your MD Advisor or visit MD.ca

To learn more about the personal, private and business banking solutions available to you or book an appointment with a Scotiabank Healthcare Professional, call Scotiabank Healthcare+ at 1-888-222-3918.