Scotia Dealer Advantage

A special auto dealer program to help your clients finance near or non-prime loans.

Scotia Dealer Advantage® provides near and non-prime loans for both new and used sales to meet the needs of customers who, for any number of reasons, have no credit history or less than perfect credit. 

We provide national coverage for new and used vehicles in order to customize our terms for your unique needs. 

Features of the Scotia Dealer Advantage program include

Special finance for personal use vehicles
up to 10 years old

Customized terms up to 96 months
depending on age and mileage of vehicle

Fixed interest rates

Coverage team located across Canada

StartRight program for SDA customers 

Become a Scotia Dealer Advantage dealer partner