Basic Banking Plan
Choose the rewards program that best suits you.
Earn and redeem
Scotia Rewards travel points
Scotiabank Passport® Debit Card
Now use debit to earn travel rewards
Sign up today and get up to 5,000 Scotia Rewards points1
Earn SCENE points for
movies, meals and more
Scotiabank SCENE Debit Card
The fastest way to earn SCENE points
Sign up today and get up to 5,000 SCENE points2
Access banking at
any of our nearly 4,000 ABMs
Your access to
Instant access to Scotiabank's full range of convenient money management services.
Senior's Fee (60+)
Apply in 3 Easy Steps
100% safe & secure
Top reasons to choose this account
25 transactions every month3 – including self-serve and teller transactions
No monthly fee with a $3,000 minimum daily closing balance
2 Free Interac e-Transfers per month4
Excellent choice for moderate banking needs
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.
|Core Account Features & Fees|
|Monthly Fee||$10.95 mo
$6.95 after Seniors Discount
|Number of debit transactions||25
|Charge for additional debit transactions||$1.25/each additional
|Minimum daily balance to waive fee
|Interac e-Transfers||2 Free Interac e-Transfers per month4|
|Cheques||Personalized cheques can be purchased|
|Scotia® InfoAlerts||No charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply|
|Discounts||Discounted Seniors banking (age 60 and over)|
|Record Keeping Charges may apply for additional record-keeping services|
|Paper statement with cheque image return||$2.50/month|
|No interest is paid on this account.|
Helpful Account Sections
Great services to help you manage your money
Free Scotia® InfoAlerts
Receive an email, text message, or in app push notification when important account activity happens.
Manage everyday expenses knowing you won't be caught short of funds.
All you need is an email address and you can send money to friends and family who have a Canadian bank account.
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Bank The Rest® Savings Program
Spend and save just by using your ScotiaCard® debit card.
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To qualify for the 5,000 SCENE points or 5,000 Scotia Rewards points (the “Offer”), you must (1) open a new Scotia One™ Account, Basic Banking Account, Basic Banking Plan, Student Banking Advantage Plan, or Getting There Savings Account for Youth (an "Eligible Account") with a SCENE ScotiaCard or Passport ScotiaCard, respectively, by April 30, 2019, and (2) set up your payroll so that it is deposited into your Eligible Account or set up a minimum of 2 separate recurring pre-authorized transactions (“PATs”) for a minimum of $25 per transaction for twelve (12) consecutive months. Your first payroll deposit or recurring PATs must be deposited or credited in the Eligible Account within 60 days of account opening. The Eligible Account must be open and in good standing until the time of payout. The Eligible Account is not in "good standing" if (i) it has a negative balance exceeding the authorized overdraft limit or (ii) it has been in continuous overdraft for a period of three (3) consecutive months. If you are not already a SCENE member, you will need to open a SCENE membership account and then connect it to your SCENE ScotiaCard. If the Eligible Account is opened with a SCENE ScotiaCard, the bonus SCENE points will appear as an adjustment on your SCENE membership account within 3 statement cycles after Eligible Account opening. If the Eligible Account is opened with a Passport ScotiaCard, the bonus Scotia Rewards points will appear as an adjustment on your Scotia Rewards account within 3 statement cycles after Eligible Account opening. Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this Offer. For joint accounts, if at the time of payout of the bonus points both joint account holders have either a SCENE ScotiaCard or Passport ScotiaCard, points will be split equally, otherwise points will be awarded to the primary account holder. This Offer is non-transferable; maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offers may change, be extended and cannot be combined with any other offers.
Conditions and limitations apply. When you open a new SCENE-eligible bank account and get a SCENE ScotiaCard® debit card, you will receive 5,000 SCENE points on your SCENE membership account after you have set up: a pre-authorized payroll deposit or 2 pre-authorized transactions for a minimum of $25 per transaction. Your automatic payroll or pre-authorized transactions must clear your account within 60 days of opening your account, and thereafter at least once per month for twelve (12) consecutive months in order to qualify. 5,000 SCENE points will be added to your SCENE membership account within 2-3 statement cycles after your pre-authorized transactions clear your account. The account must be open and in good standing until the time of payout. SCENE members can redeem 1,000 points for a free General Admission movie ticket. This offer does not apply to existing Scotiabank account holders. This offer cannot be duplicated or combined with any other offer. Scotiabank may withdraw or change this offer at any time without notice.
Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.
Only the first 2 Interac e-transfers you make each month through Scotia Online or Scotiabank Mobile banking (using your AndroidTM* phone, or iPhone or iPad mobile devices) are free. Unused free Interac e-transfers cannot be carried forward to subsequent months.
® Western Union
Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.
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