Basic Banking Plan
Choose the rewards program that best suits you.
Earn and redeem
Scotia Rewards travel points
Scotiabank Passport® Debit Card
Now use debit to earn travel rewards
Sign up today and get up to 5,000 Scotia Rewards points1
Earn SCENE points for
movies, meals and more
Scotiabank SCENE Debit Card
The fastest way to earn SCENE points
Sign up today and get up to 5,000 SCENE points2
Access banking at
any of our nearly 4,000 ABMs
Your access to
Instant access to Scotiabank's full range of convenient money management services.
Senior's Fee (60+)
Apply in 3 Easy Steps
100% safe & secure
Top reasons to choose this account
25 transactions every month3 – including self-serve and teller transactions
No monthly fee with a $3,000 minimum daily closing balance
2 Free Interac e-Transfers per month4
Excellent choice for moderate banking needs
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.
|Core Account Features & Fees|
|Monthly Fee||$10.95 mo
$6.95 after Seniors Discount
|Number of debit transactions||25
|Charge for additional debit transactions||$1.25/each additional
|Minimum daily balance to waive fee
|Interac e-Transfers||2 Free Interac e-Transfers per month4|
|Cheques||Personalized cheques can be purchased|
|Scotia® InfoAlerts||No charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply|
|Discounts||Discounted Seniors banking (age 60 and over)|
|Record Keeping Charges may apply for additional record-keeping services|
|Paper statement with cheque image return||$2.50/month|
|No interest is paid on this account.|
Helpful Account Sections
Great services to help you manage your money
Free Scotia® InfoAlerts
Receive an email, text message, or in app push notification when important account activity happens.
Manage everyday expenses knowing you won't be caught short of funds.
All you need is an email address and you can send money to friends and family who have a Canadian bank account.
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Bank The Rest® Savings Program
Spend and save just by using your ScotiaCard® debit card.
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5,000 Scotia Rewards points will be added to your Scotia Rewards Account when you open an Eligible Account (Scotia One Account, Basic Banking Account, Basic Banking Plan, Student Banking Advantage Plan, Getting There Savings Account for Youth) with a Passport ScotiaCard within the offer period and set up a payroll deposit or a total of 2 pre-authorized transactions (PATs). Payroll deposit or PATs must be set up and clear your account within 60 days of opening your Eligible Account. All pre-authorized transactions must occur within the same month. The Scotia Rewards points are issued within 3 statement cycles of your payroll or PAT clearing your Eligible Account. This offer does not apply to existing Scotiabank bank account holders. Only one offer is available per customer on single or joint accounts and only when your account has qualified. For joint accounts, if at the time of awarding the offer each customer has a Passport ScotiaCard, points will be split equally.
Conditions and limitations apply. When you open a new SCENE-eligible bank account and get a SCENE ScotiaCard® debit card, you will receive 5,000 SCENE points on your SCENE membership account after you have set up: a pre-authorized payroll deposit or 2 pre-authorized transactions for a minimum of $25 per transaction. Your automatic payroll or pre-authorized transactions must clear your account within 60 days of opening your account, and thereafter at least once per month for twelve (12) consecutive months in order to qualify. 5,000 SCENE points will be added to your SCENE membership account within 2-3 statement cycles after your pre-authorized transactions clear your account. The account must be open and in good standing until the time of payout. SCENE members can redeem 1,000 points for a free General Admission movie ticket. This offer does not apply to existing Scotiabank account holders. This offer cannot be duplicated or combined with any other offer. Scotiabank may withdraw or change this offer at any time without notice.
Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.
Only the first 2 Interac e-transfers you make each month through Scotia Online or Scotiabank Mobile banking (using your AndroidTM* phone, or iPhone or iPad mobile devices) are free. Unused free Interac e-transfers cannot be carried forward to subsequent months.
® Western Union
Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.
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