Basic Banking Plan

A basic account that offers rewards and more.

Top Features:

  • 25 Free transactions per month2
  • 2 Free Interac e-Transfersper month3
  • Earn rewards on debit transactions4

Special Offer

Get 5,000 SCENE or Scotia Rewards points1 when you open a Basic Banking Plan chequing account.

Get started with your new account today!

$0* or $10.95/mth

*Monthly account fee is waived by maintaining a minimum daily closing balance of $3,000 for the entire month.

Get rewarded

Earn points on every purchase with your choice of rewards program4.

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more.

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.

What you can access with every account

Online and mobile banking
Free TransUnion®† CreditView®†
Earn rewards on your everyday purchases4
Apple Pay, Google Pay, and Samsung Pay

Less Fees, More Happy

We’ll waive the monthly account fee if you maintain a minimum daily closing balance of $3,000 in your Basic Banking Plan for the entire month.

Banking with Scotia just makes sense

Get your fees waved
Overdraft protection
Details, Overdraft protection
Convenient branch & ABM locations
Locations, Convenient branch & ABM locations
Personalized financial advice

Easy Switch

We made switching banks easy, just for you.


Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.


View senior discount

Want to see more?


Scotia OneTM Chequing Account

Our most popular chequing account, with unlimited transactions2 and added rewards.  Get $3001 cash when you open a Scotia One chequing account.

Scotia One details


Basic Banking Account

A basic banking option to meet minimal needs.

Basic Banking Account details