Insurance and program documents

Commercial Card Resource Centre

Scotiabank offers comprehensive insurance coverage and benefits based on your program type. Electronic copies of certificates and terms and conditions documents for our Canadian and US Commercial Card programs are provided for your convenience.


There are strict regulations regarding timeframes for making a claim or waiver request, deadlines for filing and the amount of coverage. Please contact your Scotiabank Program Manager for more details.

The Scotiabank waiver of liability program

Canadian commercial card programs

US commercial card programs

Travel-related insurance programs

The following insurance programs are available for the clients who have selected Travel Insurance Options. If you are not sure if your Commercial Card is identified as a Travel Program, please speak to your Program Manager.

Canadian commercial card program - Canadian denomination

Canadian commercial card program - US denomination

US commercial card program - US denomination