Corporate Profile

We are deploying most of our incremental capital to our priority businesses in Canada, the United States, and Mexico, strengthening North American corridor connectivity to accelerate growth and scale while ensuring resources go where they create the greatest impact and value.

We are advancing our North Star of client primacy by driving value over volume – building deeper, long-term relationships with our clients, diversifying our business mix, and bringing the full strength of the Bank to meet our clients’ evolving needs.

We are simplifying our processes, driving operational excellence and efficiency, improving access to our products and services, and investing in digital, cash management, and cross-border capabilities, so that our clients can confidently bank with us wherever they are and however they choose.

Through our ScotiaBond, we are investing in our people and communities, fostering an inclusive, high-performance culture where everyone thrives, and strengthening our commitment to being the employer of choice.

Canadian Banking provides a full suite of financial advice and banking solutions supporting to millions of Retail, Business Banking, Canadian Commercial Banking and Tangerine Bank clients. Clients are served through its branch network, automated banking machines (ABMs),online, mobile and telephone banking, and specialized teams. Through Tangerine Bank , Canadian Banking provides an alternative self-directed digital banking solution to millions of clients.

Retail Banking provides financial advice and solutions along with day-to-day banking products, including debit cards, chequing accounts, credit cards, loyalty programs, investments, mortgages, personal loans and related creditor insurance products to retail clients, including automotive dealers and their clients, providing retail automotive financing solutions.

With dedicated Advisors, Business Banking provides relevant advice, tools, products and services to help Canadian businesses thrive offering a full range of banking solutions including, lending, deposit and cash management solutions.

Canadian Commercial Banking delivers advice and a full suite of lending, deposit, cash management and trade finance solutions to small, medium, and large businesses, including the Roynat franchise which provides clients with innovative financing alternatives through both public and private markets.

Tangerine Bank offers everyday digital banking products and uncomplicated solutions that empower over two million clients to reach their goals and move their finances forward. Tangerine offers chequing and saving accounts with no unfair fees, credit cards, mortgages, loans, and investment options to self-directed clients. 

Global Wealth Management delivers comprehensive wealth management solutions with a view to achieving strong long-term investment results through a personalized approach to enrich the lives of our clients. 

Global Wealth Management’s solutions and services are available across 13 countries worldwide. A full range of wealth management advice and solutions are available to help address clients’ financial needs – no matter how complex or simple. This advice is paired with industry-leading investment expertise that delivers risk-adjusted, long-term results to investors.

International Banking has a diversified franchise that serves Retail, Corporate, and Commercial clients across our footprint. Our clients  benefit from a robust network of branches, contact centres, and business support centers, all designed with a focus on catering for our clients’ specific needs.

We offer a comprehensive range of financial products, solutions and advisory services, with a strong focus on Latin America, including Mexico, Peru, Chile, Colombia, Uruguay, and the Caribbean and Central America. Our strength comes from leveraging the connectivity across our markets to deliver an enhanced value proposition to our clients.

Global Banking and Markets (GBM) conducts the Bank’s wholesale banking and capital markets business with corporate, government and institutional investor clients. GBM is a full-service wholesale bank and investment dealer in Canada and Mexico and offers a range of products and services in the U.S., Latin America and in select markets in Europe and Asia-Pacific.

More specifically, GBM provides clients with: corporate lending; transaction banking (including payments, trade finance and cash management); investment banking (including corporate finance and mergers & acquisitions); fixed income and equity underwriting, sales, trading and research; prime services (prime brokerage and stock lending); foreign exchange sales and trading; commodity derivatives; and collateral management.

Guided by our purpose — for every future — Scotiabank plays a meaningful role in addressing some of the significant challenges facing society and the world today — from removing barriers to economic inclusion, to supporting our clients and evolving our own operations to mitigate the impacts of a changing climate.  Our approach to managing ESG issues focuses on areas where Scotiabank can make the biggest impact, enabling stakeholders to reach their fullest potential, providing capital to help address important social and environmental challenges and building trust by acting with integrity in everything we do.

Learn more about our approach for ESG:  www.scotiabank.com/sustainability