Investor Presentation and Credit Ratings

Presentation for Investors

Investor Presentation

Credit Ratings

A current summary of Scotiabank's credit ratings.

Moody's Investors Services Standard & Poor's Fitch Ratings Dominion Bond Rating Service Ltd.
Long Term Debt/Deposits A1 A+ AA- AA
Subordinated Debt Baa1 A- A+ AA (low)
Short Term Deposits/Commercial Paper P-1 A-1 F1+ R-1 (high)
Covered Bond Program Aaa Not Rated AAA AAA
Outlook Negative Stable Stable Negative