Credit Card Terms and Conditions
The following definitions apply to these Terms and Conditions:
- “Cardholder” means the credit card holder
- “Cycles” refer to the credit card’s billing cycles
- “Promotional Period” refers to the period from February 1, 2021 to April 30, 2021
- “Spend Bonus Period” refers to the period in which the predetermined spend threshold should be met
- “Activation” means the moment at which the client activates his/her credit card
- “Promotion” refers to this promotion and not any of the Bank’s other promotions or programs
- “Eligible” refers to any individual qualified to participate in this promotion
- “First Purchase Bonus” refers to the bonus a customer gets when a predetermined spend threshold is met during the spend bonus period with his/her credit card
- “Spend Bonus” refers to the bonus a customer gets when a predetermined spend threshold is met during the spent bonus period with his/her credit card
- “Net Purchases” refers to purchases minus returns / credits and does not include cash advances, balance transfers, credit card cheques, any fees and/ or finance charges
- "Scotiabank" or “Bank” means Scotiabank & Trust (Cayman) Ltd, The Bank of Nova Scotia Guyana, Scotiabank (Trinidad & Tobago) Ltd, Scotiabank (Bahamas) Ltd, Scotiabank (Barbados) Ltd, The Bank of Nova Scotia Jamaica Ltd and Scotiabank Turks and Caicos Ltd
The Welcome offer is opened to legal residents of Cayman Islands, Guyana, Trinidad & Tobago, Bahamas, Barbados, Jamaica and Turks & Caicos who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named countries.
Promotion will award new Scotiabank credit cardholders with the promotional benefits as detailed in the chart below for each country listed above and detailed in the chart below
Country | Credit Card | Reward |
---|---|---|
Cayman Islands | Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank Gold MasterCard® |
| |
Bahamas | Scotiabank AERO* Platinum MasterCard®
|
|
Scotiabank Gold MasterCard® |
| |
Scotiabank Visa AAdvantage®
|
| |
Scotiabank Visa Classic
|
| |
MasterCard Executive Business AAdvantage |
| |
Barbados | Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank AERO* Platinum MasterCard®
|
| |
Scotiabank MasterCard® |
| |
Scotiabank Gold MasterCard® |
| |
MasterCard Business Executive AA |
| |
Jamaica | Scotiabank AERO* Platinum MasterCard®
|
|
Scotiabank Gold MasterCard® |
| |
Scotiabank MAGNA MasterCard®
|
| |
Scotiabank Gold MasterCard®(USD) |
| |
Scotiabank Visa® AAdvantage® |
| |
Scotiabank Visa® Classic |
| |
| MasterCard Business Executive AA |
|
Turks & Caicos | Scotiabank / AAdvantage® MasterCard® |
|
Scotiabank AERO* Platinum MasterCard®
|
| |
Scotiabank Gold MasterCard® |
| |
Guyana | Scotiabank MasterCard® |
|
Scotiabank Gold MasterCard® |
| |
Trinidad and Tobago | Scotiabank Gold MasterCard® |
|
Scotiabank MAGNA MasterCard® |
| |
Scotiabank AERO* Platinum Visa®
|
| |
Scotiabank Visa® Classic |
|
Timing of Credit
New cardholders who qualify for this promotion will receive the above mentioned rewards depending on the date when the new account was booked in the Scotiabank system, as follows:
- Group #1: For all new accounts booked and shown in the Scotiabank system with Open Account Date between February 1 and February 28, 2021 inclusive, the spend period to be eligible for the Spend and First Purchase Bonus will end May 31, 2021 and the credit will take place by July 31, 2021.
Annual Fee: First Annual fee reimbursed amount will be credited to credit card account by April 30, 2021.
- Group #2: For all new accounts booked and shown in the Scotiabank system with Open Account Date between March 1 and March 31, 2021 inclusive, the spend period to be eligible for the Spend and First Purchase Bonus will end June 30, 2021 and the credit will take place by August 31, 2021.
Annual Fee: First Annual fee reimbursed amount will be credited to credit card account by May 31, 2021.
- Group #3: For all new accounts booked and shown in the Scotiabank system with Open Account Date between April 1 and April 30, 2021 inclusive, the spend period to be eligible for the Spend and First Purchase Bonus will end July 31, 2021 and the credit will take place by September 30, 2021.
Annual Fee: First Annual fee reimbursed amount will be credited to credit card account by June 30, 2021.
In order to be eligible to receive the above mentioned rewards, the new cardholder's credit card must be in good standing and must not have been blocked, frozen, stolen or fraudulently obtained, mislaid, lost or written-off, or delinquent, as of the following dates:
- Group #1: As of July 31, 2021
- Group #2: As of August 31, 2021
- Group #3: As of September 30, 2021
This is a limited-time promotion which will run from February 1, 2021 to April 30, 2021 inclusive.
Scotiabank staff credit cards are not eligible for these welcome bonuses.
The Promotion does not apply to switches or upgrades.
- Existing Scotiabank credit cardholders are not eligible for this offer. Former Scotiabank credit cardholders who have cancelled their cards within the last 12 months will not be eligible for this promotion when they re-apply for a Scotiabank credit card during the Promotional Period. (Non-eligibility is considered for the 12-month duration following the last date of credit card account cancellation.)
- The Bank reserves the right to determine which purchases qualify for this Bonus. Net purchases means purchases minus returns/credits and does not include cash advances, balance transfers, credit card cheques, any fees and/or finance charges.
- A cardholder’s benefit earned through participation in this promotion will be forfeited in the event that the cardholder ceases to be a Cardholder at any time during the Promotion or transactions done, using the card, during the Promotion Period are reversed.
In all matters relating to these promotions, the decision of the Bank shall be final and binding in all respects.
Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason. Cardholders who participate in this promotion will have to maintain their Scotiabank credit card for a minimum period of 12 months from card account open date.
Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this promotion or change or withdraw this promotion at any time without giving any reason. In the event of a dispute arising from this promotional offer, the Bank’s decision is final.
These terms and conditions apply only to this promotion and do not apply to any of the Bank’s other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity or brand.
For more information, visit the website of your country
Country | Website |
---|---|
Cayman Islands | |
Trinidad and Tobago | |
Bahamas | |
Barbados | |
Jamaica | |
Turks & Caicos | |
Guyana |