4 Only available for professionals using Scotia Professional Plan business banking.
5 Includes the following programs: Partnership Plus, i:Partner, The Summit Program, The Pinnacle Program, The Pinnacle Portfolios, The Sovereign™ Investment Program and LifePoints.
6 Excluding the ScotiaMcLeod Summit program.
7 The regular annual fee is $99.00 for the Scotiabank Gold American Express Card per year for the first card issued on the account; additional cards have a regular annual fee of $29.00 per year per card. Annual fees are waived for the duration of your Scotia Professional Plan. Scotiabank Gold American Express Card regular interest rates are 19.99% on card purchases and 21.99% on cash advances, balance transfers and Scotia ® Credit Card Cheques. Offer applies to new accounts and subject to credit approval. Rates and fees are as of September 1, 2012 and are subject to change without notice.
® American Express is a registered trademark of American Express. This credit card program is issued and administered by The Bank of Nova Scotia under license from American Express.