Move money to or from any Canadian bank account
It's ideal if you want a convenient and quick way of sending or receiving money electronically.
You can send an Interac† e-Transfer* to friends and family through Scotia OnLine, Scotiabank Mobile Banking or even through iMessage on your iPhone. And all your recipient needs is:
Sending an Interac† e-Transfer* is simple
Online or Mobile Banking
Your recipient will get an email letting them know they've received funds.
As long as you have an iPhone 5s or later and an OS of 10 or higher, you can send money with iMessage. Here's what you need to do.
First add the App to iMessage.
Then send your Interac e-transfer.
You'll see your transfer as an iMessage. Your recipient can select the text to deposit the funds. They'll get the money even if they use an Android, Blackberry or older iPhone.
You can stop an Interac† e-Transfer* only if the recipient has not yet accepted the funds. There is no fee to stop an Interac† e-Transfer.
To stop an Interac† e-Transfer:
We use two layers of security to ensure your transfer arrives safe and sound. You never have to worry about security when sending a transfer, because we use the established inter-bank fund clearing networks Canadians have trusted for years.
Yes. Interac e-Transfers expire 30 days after they are sent. After 30 days, the recipient will not be able to deposit the funds. Also, the sender will receive an email instructing them to deposit the funds back into their account.
The sender will receive an email notifying them that the recipient failed to answer the security question correctly. The email will also contain instructions for reclaiming and depositing the funds.
For Electronic Transfer Limits, please refer to Managing your ScotiaCard section accessible through Scotia OnLine and the Settings section within Scotiabank Mobile Banking or your copy of the ScotiaCard Banking Access Maintenance form.
Sending an e-transfer only costs $1.00 (2 Free Interac e-Transfers per month**)
If you bank online, receiving an Interac e-Transfer is free. If you don't bank online, you may be charged a small fee when funds are deposited.
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