Move money to or from any Canadian bank account
It’s perfect if you need a quick and secure way of sending or receiving money electronically.
All your recipient needs is a Canadian dollar account at a Canadian financial institution and an email address.*
Sending an Interac† e-Transfer* is easy
The recipient will receive an email with a link to their own online banking page. From there they sign in, answer the security question, and deposit the funds directly into their account
Very cost efficient
You can stop an Interac† e-Transfer* only if the recipient has not yet accepted the funds. There is no fee to stop an Interac† e-Transfer.
To stop an Interac† e-Transfer:
We use two layers of security to ensure your transfer arrives safe and sound. You never have to worry about security when sending a transfer, because we use the established inter-bank fund clearing networks Canadians have trusted for years.
Yes. Interac e-Transfers expire 30 days after they are sent. After 30 days, the recipient will not be able to deposit the funds. Also, the sender will receive an email instructing them to deposit the funds back into their account.
The sender will receive an email notifying them that the recipient failed to answer the security question correctly. The email will also contain instructions for reclaiming and depositing the funds.
For Electronic Transfer Limits, please refer to Managing your ScotiaCard section accessible through Scotia OnLine and the Settings section within Scotiabank Mobile Banking or your copy of the ScotiaCard Banking Access Maintenance form.
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