Interac e-Transfer

Move money to or from any Canadian bank account

It's easy to send money to family and friends. Find out more at the Digital Centre.

  • Is it right for me?

    Is it right for me?

    Interac e-Transfer Logo

    It's ideal if you want a convenient and quick way of sending or receiving money electronically.

  • Tell me about it

    Tell me about it

    You can send an Interac e-Transfer* to friends and family through Scotia OnLine, Scotiabank Mobile Banking or even through iMessage on your iPhone. And all your recipient needs is:

    • A Canadian dollar account at a Canadian financial institution
    • An email address

    Sending an Interac e-Transfer* is simple

    Online or Mobile Banking

    1. Sign into Scotia OnLine or Scotiabank Mobile Banking
    2. Select the "Transfer" tab and then "Interac e-transfer"
    3. Enter your transfer information, confirm the transaction and you're done

    Your recipient will get an email letting them know they've received funds.


    As long as you have an iPhone 5s or later and an OS of 10 or higher, you can send money with iMessage. Here's what you need to do.

    First add the App to iMessage.

    1. Open iMessage and select the icon (if you don’t see it, select the chevron “>”).
    2. Select “+” to add the Scotiabank app to iMessage
    3. In the ‘Manage’ tab scroll until you see the Scotiabank icon and flip the toggle to “On”
    4. Scroll until you see the Scotiabank icon and flip the toggle to "On"

    Then send your Interac e-transfer.

    1. In iMessage, press then tap the Scotiabank logo. If you don't see it, just swipe until you do.
    2. Login with Touch ID
    3. Enter your transfer information
    4. Hit "Continue", confirm your transfer and you're done

    You'll see your transfer as an iMessage. Your recipient can select the text to deposit the funds. They'll get the money even if they use an Android, Blackberry or older iPhone.

  • Where do I start?

    Where do I start?

    Scotia OnLine or Scotia Mobile Banking Sign in

    Not registered? Here's what you need.
    Mobile & Tablet
    Download the Scotiabank App Available on the Appstore Android app on Google play

    BlackBerry app

    Visit our Digital Centre for great time-saving tips. Learn more
  • How do I use it?

    How do I use it?

    Watch the 'Interac e-Transfer' video
    Interac e-Transfer* 1:20 min
    Perfect when you need to send money to family and friends. Watch video

    Watch the 'e-Transfer - How It Works' video
    Interac e-Transfer* - How It Works 1:52 min
    Person-to-person or person-to-business, transfer funds from just about anywhere. Watch video
  • FAQs


    1. How do I stop or cancel an Interac e-Transfer?

    2.How do I know this is safe and secure?

    3. Are Interac e-Transfer* time-sensitive?

    4. What happens if the recipient doesn't answer the security question correctly?

    5. What are the Interac e-Transfer limits?

    6. How much does it cost to send or receive an Interac e-Transfer?

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