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*Money transfer fee of $9 plus 1% of principal is valid for money transfers below $1,000 on consumer to consumer Western Union Money Transfer transactions from Scotia OnLine® Financial Services. Price offer subject to change without prior notice. Scotiabank is an authorized agent facilitating Western Union Money Transfer®* services but is not responsible for the funds transfer. A Scotiabank Day to Day account is required for a Western Union Money Transfer transaction.

The result displayed are estimates for today only, are based on the information you provide and assume the transfer is made through Scotia OnLine® Financial Services. Additional services may change the total amount it will cost to send your money transfer. Prices and service availability may vary depending on a variety of factors, including but not limited to the service(s) you select, your geographic location, the receiver's geographic location and applicable local laws. Maximum permitted send amount may be lower than amount shown depending on a variety of factors, including recency, frequency and aggregate amount of past transfers and whether the current transfer is from certain states and/or to certain destinations or billers.

The "YOU SAVED" amount is an estimate based on a comparison with the fees charged for an equivalent transfer initiated at a Scotiabank branch. The actual fee may be different from the estimated amount and can be found by logging-on to Scotia OnLine® Financial Services. Service may not be available for all countries and is subject to Terms and Conditions. Full Terms and Conditions may be viewed at www.scotiabank.com/westernunion.

Currency Exchange. In addition to the transfer fee, Western Union also makes money when it changes your dollars into foreign currency.

Payments will generally be in local currency (except that in certain countries payment my be in U.S. dollars or other alternate currency at participating locations). In addition to the transfer fees applicable to this transaction, a currency exchange rate will be applied. United states currency is converted to foreign currency at an exchange rate set by Western Union. Any difference between the rate given to Customers and the rate received by Western Union will be kept by Western Union (and its Agents in some cases) in addition to the transfer fees. Please ask a customer service representation for information concerning the currency exchange rate applicable to your transaction. You may also find out the current foreign exchange rate provided by Western Union to its customers by calling toll-free to 1-800-325-6000.

The transfer fees and the money Western Union (or its Agents) makes when it changes your dollars into foreign currency may vary based upon the payout currency that you select. Some Western Union Agents may offer receivers the choice to receive funds in a currency different from the one you selected. In such instances, Western Union (or its Agents) may make additional money when it changes your funds into the Receive selected country.