Total Access Account


  • Flexibility: Bank how you want, through the banking channels you want
  • Convenience: 24/7 access to your money through our self-service banking channels1
  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit.2

Download the application form

Find a Local Branch

Manage your everyday banking needs with the Total Access account for just $22 per month. Enjoy maximum access to your money through unlimited self-service banking plus 10 branch transactions or cheques.1.

  • Cheque writing privileges2
  • Overdraft protection (subject to normal lending criteria)
  • Quarterly statements available (electronic or paper statements)
  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using Scotia OnLine or Mobile Banking
  • Mobile Banking app available for iOS, Android and Blackberry

Additional Information

Savings Calculator

Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals.
Learn More