Personal Banking

Banking solutions for retired physicians, or considering retirement.

Scotiabank has tailored solutions for you, including banking and mortgage solutions, personal lines of credit with preferred interest rates, and credit cards with exclusive travel rewards.


Already an MD physician client? Contact your MD Advisor or visit


To learn more about the banking solutions available to you, book an appointment with an Advisor or call Scotiabank Healthcare+ at 1-888-222-3918.

Scotia One™ Chequing Account

Unlimited self-serve and teller transactions2 and choice of rewards program (SCENE® or Scotia Rewards®).

Exclusive Benefits: Monthly account fee waived indefinitely, unlimited monthly Interac e-transfer rebates and auto-approval for $5,000 of overdraft protection.

ScotiaLine® Personal Line of Credit

Competitive limits and rates available on funds you can use whenever you need it.

Exclusive Benefits: Preferred interest rate of Prime -0.25%1. No annual fee.

Mortgages and Home Equity Lines of Credit

Exclusive Benefits: Flexible solutions with preferred rates for physicians that provide cash-back and reward incentives.

Scotiabank Passport™ Visa Infinite* Credit Card

Packed with premium travel benefits, complimentary airport lounge membership, 6 free visits per year,3 no foreign transaction fees on your foreign currency purchases made on your card (only the exchange rate applies),and comprehensive insurances.5 As well, earn up to 2X Scotia Rewards® points on eligible everyday purchases.6

Exclusive Benefits: Annual fee waiver for the first year. Plus, earn a bonus of up to 45,000 Scotia Rewards® in your first year (that’s up to $450 towards travel rewards)7 which includes a welcome bonus upon first purchase exclusive to physicians.

Scotiabank MomentumP L U S Savings Account

Our premium savings account with no monthly account fee, unlimited self-serve transactions and tiered, premium interest rates.

Scotiabank Gold American Express® Credit Card

Earn travel rewards up to 4X faster7 than our other cards and enjoy extraordinary benefits including the flexibility to book and redeem Scotia Rewards® points for travel anywhere, anytime with no travel restrictions.8,9

Already an MD client and want to talk about your financial plans? Contact your MD Advisor or visit

To learn more about the personal and business banking solutions available to you or book an appointment with a Scotiabank Healthcare Professional, call Scotiabank Healthcare+ at 1-888-222-3918.