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Terms and Conditions

Guyana

Usage Terms and Conditions:

Promotional interest rate applies to transactions charged to your ScotiaLine* personal line of credit account between August 1st, 2013 and October 31st, 2013, the promotional offer period.

  • The promotional interest rate only applies up to the end of the customer's monthly statement billing period following April 30th, 2014. Transaction must be for a minimum amount of Guyana dollar equivalent of USD $250.00 or local currency equivalent in order to benefit from the promotional interest rate offer, otherwise your regular ScotiaLine personal line of credit interest rates apply.
  • To take advantage of the promotional interest rate offer, your ScotiaLine personal line of credit account must be in good standing and must not be blocked, frozen, written-off, or delinquent during the promotional offer period. In the case you miss a minimum monthly payment by your statement due date or if there's default under any of the terms of your Personal Line of Credit Agreement, where applicable, all interest rates on your account may increase to the maximum Annual Interest Rate indicated in the Rates and Fees Schedule of your ScotiaLine personal line of credit.
  • We apply your payment first to unpaid interest, then to regular ScotiaLine personal line of credit fees, then to credit protection insurance premiums (if applicable), then to the principal amount.
  • Invitations to apply for a ScotiaLine personal line of credit are subject to meeting Scotiabank's lending and credit criteria. This offer is subject to your ScotiaLine personal line of credit regular fees applying. Campaign open to legal residents of [country]. The Bank reserves the right to withdraw this offer at any time in its sole discretion without prior notice.

* Trademarks of The Bank of Nova Scotia. Trademarks used under license and authorization of The Bank of Nova Scotia.