Small Business Test

Small Business

Welcome to Scotiabank Small Business Banking.
We're here to help your business thrive by achieving your goals as defined by you. Our team of Advisors and Specialists can help you by assessing your needs to provide you with relevant tools and resources, as well as leading products and services to support your daily business activities. We can also make referrals to our partners across Scotiabank to help you with all of your financial services needs. From expert Advice to Banking solutions and more, use the top navigation to find what you are looking for. Or, to find recommendations related to your industry, use the selector below in the Scotiabank Business Centre.

To find information on our Small Business relief measures, including the Canada Emergency Business Account (CEBA), and the Business Development Bank of Canada Business Credit Availability Program (BCAP), visit our Small Business Relief Page.

Right Size Savings for business

Grow your savings with our simple and convenient savings account.

Right Size Account for business

Manage funds easily with this flexible, budget-friendly solution.

Select Account for business 

Simple. Predictable. Skip the monthly fee.

Basic Business Account

A simple way to manage your Canadian and US Dollar funds.

Right Size Savings for business

Grow your savings with our simple and convenient savings account.

Dual Rate Investment Account

Operate your business and save surplus funds – all with a single account.

Business Investment Account

Grow your surplus funds with a competitive interest rate.

Cashable GIC

A safe, secure investment that you can cash out anytime.

Redeemable GIC 

Earn interest with the flexibility to redeem before maturity (at a reduced rate).1

Non-Redeemable GIC

Earn more interest when you lock in your funds with this secure investment

Scotiabank Passport™ Visa Infinite Business* Card
Travel Special offer
Scotiabank Passport™ Visa Infinite Business* Card

Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).1

Scotia Momentum for Business Visa Credit Card
Cash Back Special offer
Scotia Momentum® for business VisaCard

2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $79). No annual fee in the first year, including on additional cards.1

ScotiaLine for business VISA Credit Card
ScotiaLine for business VISA Credit Card

A Visa credit card with a low interest rate and no annual fee.

Income Property Lending Program (IPL)

To finance an income generating property at competitive rates1

Scotia Flex for business1

The program that allows you to unlock your capital to grow your business

Term Loan for business1

Access to cash for purchasing fixed assets with a competitive rate1

Credit Line for business

A valuable tool to help manage your cash flow.

Chase Merchant Service

Accept payments from your customers in-store, online or on-the-go with exceptional payment processing from Scotiabank's preferred payment processor, Chase Merchant Services.

Digital Banking for Business

Pay employees, deposit cheques, approve expenses and more

Government Tax Payment

File and pay Canadian business taxes online.

Electronic Funds Transfer

Streamlines domestic payables and receivables (CAD/USD).  Money is transferred between different users’ bank accounts within Canada.

Wire Payments

Securely send funds online from your Scotiabank account in any major currency within Canada or internationally. 

International Money Transfer (IMT) for Business

Easy and simple way to send money around the world using ScotiaConnect® Digital Banking

Interac e-Transfer Bulk Services

A convenient way to send and collect multiple electronic payments in minutes, anywhere in Canada1.

Interac e-Transfer

Need to send or receive money from friends and family?

Interac e-Transfer for business 

A fast and easy way to send and receive payments for your business transactions.


Automate and streamline your payroll and HR processes.

Breaking down barriers, together.

The Scotiabank Women Initiative® is designed to break down barriers and help women pursue their best professional and financial futures. This year, we’re celebrating our 3rd year of supporting women-led businesses on their journey to thrive and grow.

Canada Deposit Insurance Corporation Logo Canada Deposit Insurance Corporation Logo

Scotiabank is a member of Canada Deposit Insurance Corporation (CDIC)